BCS vs. TD: Barclays vs. Toronto-Dominion Bank Stock Comparison
How do Barclays (BCS) and Toronto-Dominion Bank (TD) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Barclays (BCS) and Toronto-Dominion Bank (TD) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
Toronto-Dominion Bank (TD) trades as ordinary local shares, while Barclays (BCS) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | BCS | TD |
|---|---|---|
| Name | Barclays PLC Sponsored ADR | Toronto-Dominion Bank |
| Country/Region | United Kingdom | Canada |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 74.23 billion USD | 199.88 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | September 9, 1986 | August 30, 1996 |
| Security Type | ADR | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | BCS | TD |
|---|---|---|
| Total Return (1Y) | 8.81% | 57.20% |
| Total Return (3Y, Annualized) | 56.19% | 32.99% |
| Total Return (5Y, Annualized) | 21.37% | 15.46% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | BCS | TD |
|---|---|---|
| Volatility (1Y, Annualized) | 32.20% | 19.05% |
| Beta (5Y) | 1.00 | 0.72 |
| Max Drawdown (5Y) | -48.14% | -31.16% |
| Avg. Volume (3M) | 4.89M | 1.81M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | BCS | TD |
|---|---|---|
| Sharpe Ratio (1Y) | 0.14 | 2.78 |
| Sortino Ratio (1Y) | 0.21 | 4.15 |
Profitability
ROE (TTM)
Both Barclays (BCS) at 10.45% and Toronto-Dominion Bank (TD) at 12.83% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
BCS
Banks industry group
10.45%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- BCS
- 10.45%
- Q1
- 9.50%
- Min
- 3.64%
TD
Banks industry group
12.83%
- Max
- 19.84%
- Q3
- 13.67%
- TD
- 12.83%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
Barclays (BCS) at 28.22% keeps about the industry-typical share of revenue as profit, while Toronto-Dominion Bank (TD) at 26.62% retains only a bottom-quartile share.
BCS
Banks industry group
28.22%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- BCS
- 28.22%
- Q1
- 27.11%
- Min
- 14.93%
TD
Banks industry group
26.62%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- TD
- 26.62%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Barclays (BCS) in Banks and Toronto-Dominion Bank (TD) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | BCS | TD |
|---|---|---|
| ROE (TTM) | 10.45% | 12.83% |
| ROA (TTM) | 0.48% | 0.78% |
| Net Margin (TTM) | 28.22% | 26.62% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Barclays (BCS) at 11.09% and Toronto-Dominion Bank (TD) at 8.93% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Toronto-Dominion Bank (TD) at 144.92% clears its industry range for EPS growth, a much stronger earnings trajectory than Barclays (BCS) at 21.55%, which is closer to a typical peer reading.
Growth Metrics
| Metric | BCS | TD |
|---|---|---|
| Revenue Growth (YoY) | 11.09% | 8.93% |
| Revenue Growth (3Y CAGR) | 5.21% | 10.22% |
| EPS Growth (YoY) | 21.55% | 144.92% |
| EPS Growth (3Y CAGR) | 12.38% | 6.87% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Barclays (BCS) in Banks and Toronto-Dominion Bank (TD) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Barclays (BCS) in Banks and Toronto-Dominion Bank (TD) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | BCS | TD |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Toronto-Dominion Bank (TD) at 3.52% offers top-quartile income, while Barclays (BCS) at 0.50% sits in the bottom quartile — a wide gap in cash returned to shareholders.
BCS
Banks industry group
0.50%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- BCS
- 0.50%
- Min
- 0.00%
TD
Banks industry group
3.52%
- Max
- 5.79%
- TD
- 3.52%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Barclays (BCS) at 22.96% pays out a band-typical share of earnings, while Toronto-Dominion Bank (TD) at 46.36% distributes more than its industry norm — less retained, thinner cover.
BCS
Banks industry group
22.96%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- BCS
- 22.96%
- Q1
- 18.98%
- Min
- 0.00%
TD
Banks industry group
46.36%
- Max
- 70.75%
- TD
- 46.36%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | BCS | TD |
|---|---|---|
| Dividend Yield (TTM) | 0.50% | 3.52% |
| Dividend Payout Ratio (TTM) | 22.96% | 46.36% |
Valuation
P/E Ratio (TTM)
Barclays (BCS) at 8.33 sits in the cheaper P/E ratio quartile, while Toronto-Dominion Bank (TD) at 18.16 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.
BCS
Banks industry group
8.33
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- BCS
- 8.33
- Min
- 6.49
TD
Banks industry group
18.16
- TD
- 18.16
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Barclays (BCS) in Banks and Toronto-Dominion Bank (TD) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Barclays (BCS) at 0.88 looks cheap against book in the lower P/B ratio quartile, while Toronto-Dominion Bank (TD) at 2.27 carries a premium in the upper quartile — a clear price-to-book gap.
BCS
Banks industry group
0.88
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- BCS
- 0.88
- Min
- 0.59
TD
Banks industry group
2.27
- Max
- 2.28
- TD
- 2.27
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | BCS | TD |
|---|---|---|
| P/E Ratio (TTM) | 8.33 | 18.16 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 0.88 | 2.27 |
| Free Cash Flow Yield (TTM) | -- | -- |