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BCS vs. SSB: Barclays vs. SouthState Bank Stock Comparison

How do Barclays (BCS) and SouthState Bank (SSB) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Barclays (BCS) and SouthState Bank (SSB) both belong to the Banks industry, though BCS is classified under Diversified Banks while SSB falls under Regional Banks.

SouthState Bank (SSB) trades as ordinary local shares, while Barclays (BCS) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Barclays (BCS) and SouthState Bank (SSB)
Profile ItemBCSSSB
NameBarclays PLC Sponsored ADRSouthState Bank Corporation Common Stock
Country/RegionUnited KingdomUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksRegional Banks
Market Capitalization74.23 billion USD10.07 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateSeptember 9, 1986January 28, 1997
Security TypeADRCommon Stock

Price Performance

Cumulative Growth

BCS
SSB
GSPC
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Barclays (BCS) vs. SouthState Bank (SSB), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Barclays (BCS) and SouthState Bank (SSB). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Barclays (BCS) and SouthState Bank (SSB). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Barclays (BCS) and SouthState Bank (SSB)
MetricBCSSSB
Total Return (1Y)8.81%24.44%
Total Return (3Y, Annualized)56.19%18.79%
Total Return (5Y, Annualized)21.37%7.93%

Risk Profile

Drawdown History

BCS
SSB
GSPC
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Barclays (BCS) vs. SouthState Bank (SSB), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Barclays (BCS) and SouthState Bank (SSB). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Barclays (BCS) and SouthState Bank (SSB)
MetricBCSSSB
Volatility (1Y, Annualized)32.20%22.12%
Beta (5Y)1.000.77
Max Drawdown (5Y)-48.14%-32.70%
Avg. Volume (3M)4.89M730.19K

Risk-Adjusted Performance

Risk-Return Positioning

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BCS and SSB are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Barclays (BCS) and SouthState Bank (SSB)
MetricBCSSSB
Sharpe Ratio (1Y)0.140.91
Sortino Ratio (1Y)0.211.37

Profitability

ROE (TTM)

Both Barclays (BCS) at 10.45% and SouthState Bank (SSB) at 10.27% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

BCS

Banks industry group

10.45%

Max
19.84%
Q3
13.67%
Median
11.49%
BCS
10.45%
Q1
9.50%
Min
3.64%

SSB

Banks industry group

10.27%

Max
19.84%
Q3
13.67%
Median
11.49%
SSB
10.27%
Q1
9.50%
Min
3.64%
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Barclays (BCS) vs. SouthState Bank (SSB): A comparison of their ROE against the Banks industry group benchmark.

Net Margin (TTM)

Both Barclays (BCS) at 28.22% and SouthState Bank (SSB) at 35.03% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

BCS

Banks industry group

28.22%

Max
47.19%
Q3
35.25%
Median
31.21%
BCS
28.22%
Q1
27.11%
Min
14.93%

SSB

Banks industry group

35.03%

Max
47.19%
Q3
35.25%
SSB
35.03%
Median
31.21%
Q1
27.11%
Min
14.93%
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Barclays (BCS) vs. SouthState Bank (SSB): A comparison of their net margin against the Banks industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Barclays (BCS) in Banks and SouthState Bank (SSB) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Barclays (BCS) and SouthState Bank (SSB)
MetricBCSSSB
ROE (TTM)10.45%10.27%
ROA (TTM)0.48%1.36%
Net Margin (TTM)28.22%35.03%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

SouthState Bank (SSB) at 57.00% clears its industry range for revenue growth, far stronger top-line momentum than Barclays (BCS) at 11.09%, which is closer to a typical peer reading.

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Barclays (BCS) vs. SouthState Bank (SSB): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Barclays (BCS) at 21.55% and SouthState Bank (SSB) at 12.91% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

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Barclays (BCS) vs. SouthState Bank (SSB): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Barclays (BCS) and SouthState Bank (SSB)
MetricBCSSSB
Revenue Growth (YoY)11.09%57.00%
Revenue Growth (3Y CAGR)5.21%17.50%
EPS Growth (YoY)21.55%12.91%
EPS Growth (3Y CAGR)12.38%6.04%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Barclays (BCS) in Banks and SouthState Bank (SSB) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Barclays (BCS) in Banks and SouthState Bank (SSB) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Barclays (BCS) and SouthState Bank (SSB)
MetricBCSSSB
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

SouthState Bank (SSB) at 2.36% pays a yield in its industry’s typical range, while Barclays (BCS) at 0.50% falls in the bottom quartile of its peers.

BCS

Banks industry group

0.50%

Max
5.79%
Q3
3.18%
Median
2.39%
Q1
1.20%
BCS
0.50%
Min
0.00%

SSB

Banks industry group

2.36%

Max
5.79%
Q3
3.18%
Median
2.39%
SSB
2.36%
Q1
1.20%
Min
0.00%
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Barclays (BCS) vs. SouthState Bank (SSB): A comparison of their dividend yield against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Both Barclays (BCS) at 22.96% and SouthState Bank (SSB) at 26.20% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

BCS

Banks industry group

22.96%

Max
70.75%
Q3
41.28%
Median
29.26%
BCS
22.96%
Q1
18.98%
Min
0.00%

SSB

Banks industry group

26.20%

Max
70.75%
Q3
41.28%
Median
29.26%
SSB
26.20%
Q1
18.98%
Min
0.00%
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Barclays (BCS) vs. SouthState Bank (SSB): A comparison of their payout ratio against the Banks industry group benchmark.

Dividend Metrics

Dividend metrics for Barclays (BCS) and SouthState Bank (SSB)
MetricBCSSSB
Dividend Yield (TTM)0.50%2.36%
Dividend Payout Ratio (TTM)22.96%26.20%

Valuation

P/E Ratio (TTM)

Barclays (BCS) at 8.33 sits in the cheaper P/E ratio quartile, while SouthState Bank (SSB) at 11.09 is closer to its industry’s usual earnings multiple — a discount for BCS, though growth and earnings durability still matter.

BCS

Banks industry group

8.33

Max
18.16
Q3
13.75
Median
11.81
Q1
10.64
BCS
8.33
Min
6.49

SSB

Banks industry group

11.09

Max
18.16
Q3
13.75
Median
11.81
SSB
11.09
Q1
10.64
Min
6.49
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Barclays (BCS) vs. SouthState Bank (SSB): A comparison of their P/E ratio against the Banks industry group benchmark.

P/S Ratio (TTM)

P/S ratio is set aside for both Barclays (BCS) in Banks and SouthState Bank (SSB) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

P/B Ratio (MRQ)

Barclays (BCS) at 0.88 sits in the lower P/B ratio quartile against book while SouthState Bank (SSB) at 1.11 is valued near its industry’s middle — BCS is cheaper on assets, though weigh it against ROE and asset quality.

BCS

Banks industry group

0.88

Max
2.28
Q3
1.58
Median
1.32
Q1
1.10
BCS
0.88
Min
0.59

SSB

Banks industry group

1.11

Max
2.28
Q3
1.58
Median
1.32
SSB
1.11
Q1
1.10
Min
0.59
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Barclays (BCS) vs. SouthState Bank (SSB): A comparison of their P/B ratio against the Banks industry group benchmark.

Valuation Metrics

Valuation metrics for Barclays (BCS) and SouthState Bank (SSB)
MetricBCSSSB
P/E Ratio (TTM)8.3311.09
P/S Ratio (TTM)----
P/B Ratio (MRQ)0.881.11
Free Cash Flow Yield (TTM)----