BCS vs. RF: Barclays vs. Regions Financial Stock Comparison

Company Profile

Barclays (BCS) and Regions Financial (RF) both belong to the Banks industry, though BCS is classified under Diversified Banks while RF falls under Regional Banks.

Regions Financial (RF) trades as ordinary local shares, while Barclays (BCS) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Barclays (BCS) at 10.45% and Regions Financial (RF) at 12.38% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

Both Barclays (BCS) at 28.22% and Regions Financial (RF) at 31.29% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Neither side reports a meaningful operating margin: for Barclays (BCS) in Banks and Regions Financial (RF) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both Barclays (BCS) at 11.09% and Regions Financial (RF) at 6.25% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Both Barclays (BCS) at 21.55% and Regions Financial (RF) at 19.17% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Barclays (BCS) in Banks and Regions Financial (RF) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Barclays (BCS) in Banks and Regions Financial (RF) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Regions Financial (RF) at 3.85% offers top-quartile income, while Barclays (BCS) at 0.50% sits in the bottom quartile — a wide gap in cash returned to shareholders.

Barclays (BCS) at 22.96% pays out a band-typical share of earnings, while Regions Financial (RF) at 43.27% distributes more than its industry norm — less retained, thinner cover.

Dividend Metrics

Valuation

Barclays (BCS) at 8.33 sits in the cheaper P/E ratio quartile, while Regions Financial (RF) at 11.10 is closer to its industry’s usual earnings multiple — a discount for BCS, though growth and earnings durability still matter.

P/S ratio is set aside for both Barclays (BCS) in Banks and Regions Financial (RF) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Barclays (BCS) at 0.88 sits in the lower P/B ratio quartile against book while Regions Financial (RF) at 1.46 is valued near its industry’s middle — BCS is cheaper on assets, though weigh it against ROE and asset quality.

Valuation Metrics