BCS vs. MTB: Barclays vs. M&T Bank Stock Comparison

Company Profile

Barclays (BCS) and M&T Bank (MTB) both belong to the Banks industry, though BCS is classified under Diversified Banks while MTB falls under Regional Banks.

M&T Bank (MTB) trades as ordinary local shares, while Barclays (BCS) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Barclays (BCS) at 10.45% and M&T Bank (MTB) at 10.60% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

Both Barclays (BCS) at 28.22% and M&T Bank (MTB) at 31.87% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Neither side reports a meaningful operating margin: for Barclays (BCS) in Banks and M&T Bank (MTB) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Barclays (BCS) at 11.09% is around its peer norm for revenue growth, while M&T Bank (MTB) at 4.34% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Both Barclays (BCS) at 21.55% and M&T Bank (MTB) at 16.12% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Barclays (BCS) in Banks and M&T Bank (MTB) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Barclays (BCS) in Banks and M&T Bank (MTB) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

M&T Bank (MTB) at 2.73% pays a yield in its industry’s typical range, while Barclays (BCS) at 0.50% falls in the bottom quartile of its peers.

Both Barclays (BCS) at 22.96% and M&T Bank (MTB) at 31.35% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

Dividend Metrics

Valuation

Barclays (BCS) at 8.33 sits in the cheaper P/E ratio quartile, while M&T Bank (MTB) at 11.38 is closer to its industry’s usual earnings multiple — a discount for BCS, though growth and earnings durability still matter.

P/S ratio is set aside for both Barclays (BCS) in Banks and M&T Bank (MTB) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Barclays (BCS) at 0.88 sits in the lower P/B ratio quartile against book while M&T Bank (MTB) at 1.24 is valued near its industry’s middle — BCS is cheaper on assets, though weigh it against ROE and asset quality.

Valuation Metrics