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BCS vs. ING: Barclays vs. ING Groep Stock Comparison

How do Barclays (BCS) and ING Groep (ING) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Barclays (BCS) and ING Groep (ING) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Both Barclays (BCS) and ING Groep (ING) trade as ADRs — their core financials are comparable, but keep FX, depositary-program fees, and dividend withholding in view for each.

Company profile comparison for Barclays (BCS) and ING Groep (ING)
Profile ItemBCSING
NameBarclays PLC Sponsored ADRING Groep N.V. Sponsored ADR
Country/RegionUnited KingdomNetherlands
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksDiversified Banks
Market Capitalization74.23 billion USD90.37 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateSeptember 9, 1986May 18, 1994
Security TypeADRADR

Price Performance

Cumulative Growth

BCS
ING
GSPC
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Barclays (BCS) vs. ING Groep (ING), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Barclays (BCS) and ING Groep (ING). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Barclays (BCS) and ING Groep (ING). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Barclays (BCS) and ING Groep (ING)
MetricBCSING
Total Return (1Y)8.81%34.23%
Total Return (3Y, Annualized)56.19%44.65%
Total Return (5Y, Annualized)21.37%24.74%

Risk Profile

Drawdown History

BCS
ING
GSPC
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Barclays (BCS) vs. ING Groep (ING), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Barclays (BCS) and ING Groep (ING). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Barclays (BCS) and ING Groep (ING)
MetricBCSING
Volatility (1Y, Annualized)32.20%28.52%
Beta (5Y)1.000.85
Max Drawdown (5Y)-48.14%-43.39%
Avg. Volume (3M)4.89M2.24M

Risk-Adjusted Performance

Risk-Return Positioning

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BCS and ING are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Barclays (BCS) and ING Groep (ING)
MetricBCSING
Sharpe Ratio (1Y)0.141.05
Sortino Ratio (1Y)0.211.67

Profitability

ROE (TTM)

ING Groep (ING) at 17.76% sits in the top ROE quartile, while Barclays (BCS) at 10.45% is closer to the peer norm — stronger capital efficiency for ING.

BCS

Banks industry group

10.45%

Max
19.84%
Q3
13.67%
Median
11.49%
BCS
10.45%
Q1
9.50%
Min
3.64%

ING

Banks industry group

17.76%

Max
19.84%
ING
17.76%
Q3
13.67%
Median
11.49%
Q1
9.50%
Min
3.64%
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Barclays (BCS) vs. ING Groep (ING): A comparison of their ROE against the Banks industry group benchmark.

Net Margin (TTM)

Both Barclays (BCS) at 28.22% and ING Groep (ING) at 34.40% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

BCS

Banks industry group

28.22%

Max
47.19%
Q3
35.25%
Median
31.21%
BCS
28.22%
Q1
27.11%
Min
14.93%

ING

Banks industry group

34.40%

Max
47.19%
Q3
35.25%
ING
34.40%
Median
31.21%
Q1
27.11%
Min
14.93%
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Barclays (BCS) vs. ING Groep (ING): A comparison of their net margin against the Banks industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Barclays (BCS) in Banks and ING Groep (ING) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Barclays (BCS) and ING Groep (ING)
MetricBCSING
ROE (TTM)10.45%17.76%
ROA (TTM)0.48%0.79%
Net Margin (TTM)28.22%34.40%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Barclays (BCS) at 11.09% is around its peer norm for revenue growth, while ING Groep (ING) at 1.55% drops into the bottom quartile, signaling weaker demand or pricing momentum.

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Barclays (BCS) vs. ING Groep (ING): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Barclays (BCS) at 21.55% and ING Groep (ING) at 7.07% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

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Barclays (BCS) vs. ING Groep (ING): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Barclays (BCS) and ING Groep (ING)
MetricBCSING
Revenue Growth (YoY)11.09%1.55%
Revenue Growth (3Y CAGR)5.21%6.63%
EPS Growth (YoY)21.55%7.07%
EPS Growth (3Y CAGR)12.38%28.04%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Barclays (BCS) in Banks and ING Groep (ING) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Barclays (BCS) in Banks and ING Groep (ING) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Barclays (BCS) and ING Groep (ING)
MetricBCSING
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

ING Groep (ING) at 4.55% offers top-quartile income, while Barclays (BCS) at 0.50% sits in the bottom quartile — a wide gap in cash returned to shareholders.

BCS

Banks industry group

0.50%

Max
5.79%
Q3
3.18%
Median
2.39%
Q1
1.20%
BCS
0.50%
Min
0.00%

ING

Banks industry group

4.55%

Max
5.79%
ING
4.55%
Q3
3.18%
Median
2.39%
Q1
1.20%
Min
0.00%
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Barclays (BCS) vs. ING Groep (ING): A comparison of their dividend yield against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Barclays (BCS) at 22.96% pays out a band-typical share of earnings, while ING Groep (ING) at 48.14% distributes more than its industry norm — less retained, thinner cover.

BCS

Banks industry group

22.96%

Max
70.75%
Q3
41.28%
Median
29.26%
BCS
22.96%
Q1
18.98%
Min
0.00%

ING

Banks industry group

48.14%

Max
70.75%
ING
48.14%
Q3
41.28%
Median
29.26%
Q1
18.98%
Min
0.00%
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Barclays (BCS) vs. ING Groep (ING): A comparison of their payout ratio against the Banks industry group benchmark.

Dividend Metrics

Dividend metrics for Barclays (BCS) and ING Groep (ING)
MetricBCSING
Dividend Yield (TTM)0.50%4.55%
Dividend Payout Ratio (TTM)22.96%48.14%

Valuation

P/E Ratio (TTM)

Barclays (BCS) at 8.33 sits in the cheaper P/E ratio quartile, while ING Groep (ING) at 11.70 is closer to its industry’s usual earnings multiple — a discount for BCS, though growth and earnings durability still matter.

BCS

Banks industry group

8.33

Max
18.16
Q3
13.75
Median
11.81
Q1
10.64
BCS
8.33
Min
6.49

ING

Banks industry group

11.70

Max
18.16
Q3
13.75
Median
11.81
ING
11.70
Q1
10.64
Min
6.49
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Barclays (BCS) vs. ING Groep (ING): A comparison of their P/E ratio against the Banks industry group benchmark.

P/S Ratio (TTM)

P/S ratio is set aside for both Barclays (BCS) in Banks and ING Groep (ING) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

P/B Ratio (MRQ)

Barclays (BCS) at 0.88 looks cheap against book in the lower P/B ratio quartile, while ING Groep (ING) at 1.61 carries a premium in the upper quartile — a clear price-to-book gap.

BCS

Banks industry group

0.88

Max
2.28
Q3
1.58
Median
1.32
Q1
1.10
BCS
0.88
Min
0.59

ING

Banks industry group

1.61

Max
2.28
ING
1.61
Q3
1.58
Median
1.32
Q1
1.10
Min
0.59
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Barclays (BCS) vs. ING Groep (ING): A comparison of their P/B ratio against the Banks industry group benchmark.

Valuation Metrics

Valuation metrics for Barclays (BCS) and ING Groep (ING)
MetricBCSING
P/E Ratio (TTM)8.3311.70
P/S Ratio (TTM)----
P/B Ratio (MRQ)0.881.61
Free Cash Flow Yield (TTM)----