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BCS vs. FCNCA: Barclays vs. First Citizens BancShares Stock Comparison

How do Barclays (BCS) and First Citizens BancShares (FCNCA) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Barclays (BCS) and First Citizens BancShares (FCNCA) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

First Citizens BancShares (FCNCA) trades as ordinary local shares, while Barclays (BCS) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Barclays (BCS) and First Citizens BancShares (FCNCA)
Profile ItemBCSFCNCA
NameBarclays PLC Sponsored ADRFirst Citizens BancShares, Inc. Class A Common Stock
Country/RegionUnited KingdomUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksDiversified Banks
Market Capitalization74.23 billion USD25.15 billion USD
CurrencyUSDUSD
ExchangeNYSENasdaq
Listing DateSeptember 9, 1986October 22, 1986
Security TypeADRCommon Stock

Price Performance

Cumulative Growth

BCS
FCNCA
GSPC
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Barclays (BCS) vs. First Citizens BancShares (FCNCA), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Barclays (BCS) and First Citizens BancShares (FCNCA). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Barclays (BCS) and First Citizens BancShares (FCNCA). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Barclays (BCS) and First Citizens BancShares (FCNCA)
MetricBCSFCNCA
Total Return (1Y)8.81%27.07%
Total Return (3Y, Annualized)56.19%18.91%
Total Return (5Y, Annualized)21.37%22.86%

Risk Profile

Drawdown History

BCS
FCNCA
GSPC
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Barclays (BCS) vs. First Citizens BancShares (FCNCA), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Barclays (BCS) and First Citizens BancShares (FCNCA). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Barclays (BCS) trades around 4.89M shares per day on average, while First Citizens BancShares (FCNCA) sees only 68.57K — a volume gap that can matter for position sizing, exit liquidity, and order execution.

Risk profile metrics for Barclays (BCS) and First Citizens BancShares (FCNCA)
MetricBCSFCNCA
Volatility (1Y, Annualized)32.20%27.19%
Beta (5Y)1.000.61
Max Drawdown (5Y)-48.14%-43.60%
Avg. Volume (3M)4.89M68.57K

Risk-Adjusted Performance

Risk-Return Positioning

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BCS and FCNCA are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Barclays (BCS) and First Citizens BancShares (FCNCA)
MetricBCSFCNCA
Sharpe Ratio (1Y)0.140.84
Sortino Ratio (1Y)0.211.24

Profitability

ROE (TTM)

Both Barclays (BCS) at 10.45% and First Citizens BancShares (FCNCA) at 10.98% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

BCS

Banks industry group

10.45%

Max
19.84%
Q3
13.67%
Median
11.49%
BCS
10.45%
Q1
9.50%
Min
3.64%

FCNCA

Banks industry group

10.98%

Max
19.84%
Q3
13.67%
Median
11.49%
FCNCA
10.98%
Q1
9.50%
Min
3.64%
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Barclays (BCS) vs. First Citizens BancShares (FCNCA): A comparison of their ROE against the Banks industry group benchmark.

Net Margin (TTM)

Barclays (BCS) at 28.22% keeps about the industry-typical share of revenue as profit, while First Citizens BancShares (FCNCA) at 25.21% retains only a bottom-quartile share.

BCS

Banks industry group

28.22%

Max
47.19%
Q3
35.25%
Median
31.21%
BCS
28.22%
Q1
27.11%
Min
14.93%

FCNCA

Banks industry group

25.21%

Max
47.19%
Q3
35.25%
Median
31.21%
Q1
27.11%
FCNCA
25.21%
Min
14.93%
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Barclays (BCS) vs. First Citizens BancShares (FCNCA): A comparison of their net margin against the Banks industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Barclays (BCS) in Banks and First Citizens BancShares (FCNCA) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Barclays (BCS) and First Citizens BancShares (FCNCA)
MetricBCSFCNCA
ROE (TTM)10.45%10.98%
ROA (TTM)0.48%1.01%
Net Margin (TTM)28.22%25.21%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Barclays (BCS) at 11.09% is around its peer norm for revenue growth, while First Citizens BancShares (FCNCA) at -2.61% drops into the bottom quartile, signaling weaker demand or pricing momentum.

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Barclays (BCS) vs. First Citizens BancShares (FCNCA): A comparison of their Revenue Growth across different time periods.

EPS Growth

Barclays (BCS) at 21.55% is around its peer norm for EPS growth, while First Citizens BancShares (FCNCA) at -12.76% drops into the bottom quartile, signaling weaker earnings momentum.

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Barclays (BCS) vs. First Citizens BancShares (FCNCA): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Barclays (BCS) and First Citizens BancShares (FCNCA)
MetricBCSFCNCA
Revenue Growth (YoY)11.09%-2.61%
Revenue Growth (3Y CAGR)5.21%26.91%
EPS Growth (YoY)21.55%-12.76%
EPS Growth (3Y CAGR)12.38%34.84%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Barclays (BCS) in Banks and First Citizens BancShares (FCNCA) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Barclays (BCS) in Banks and First Citizens BancShares (FCNCA) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Barclays (BCS) and First Citizens BancShares (FCNCA)
MetricBCSFCNCA
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both Barclays (BCS) at 0.50% and First Citizens BancShares (FCNCA) at 0.36% offer bottom-quartile dividend income relative to share price versus industry peers.

BCS

Banks industry group

0.50%

Max
5.79%
Q3
3.18%
Median
2.39%
Q1
1.20%
BCS
0.50%
Min
0.00%

FCNCA

Banks industry group

0.36%

Max
5.79%
Q3
3.18%
Median
2.39%
Q1
1.20%
FCNCA
0.36%
Min
0.00%
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Barclays (BCS) vs. First Citizens BancShares (FCNCA): A comparison of their dividend yield against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Barclays (BCS) at 22.96% keeps its payout within the industry’s typical band; First Citizens BancShares (FCNCA) at 4.31% pays out less than peers usually do, retaining more of its earnings — a policy difference more than a quality gap.

BCS

Banks industry group

22.96%

Max
70.75%
Q3
41.28%
Median
29.26%
BCS
22.96%
Q1
18.98%
Min
0.00%

FCNCA

Banks industry group

4.31%

Max
70.75%
Q3
41.28%
Median
29.26%
Q1
18.98%
FCNCA
4.31%
Min
0.00%
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Barclays (BCS) vs. First Citizens BancShares (FCNCA): A comparison of their payout ratio against the Banks industry group benchmark.

Dividend Metrics

Dividend metrics for Barclays (BCS) and First Citizens BancShares (FCNCA)
MetricBCSFCNCA
Dividend Yield (TTM)0.50%0.36%
Dividend Payout Ratio (TTM)22.96%4.31%

Valuation

P/E Ratio (TTM)

Barclays (BCS) at 8.33 sits in the cheaper P/E ratio quartile, while First Citizens BancShares (FCNCA) at 11.68 is closer to its industry’s usual earnings multiple — a discount for BCS, though growth and earnings durability still matter.

BCS

Banks industry group

8.33

Max
18.16
Q3
13.75
Median
11.81
Q1
10.64
BCS
8.33
Min
6.49

FCNCA

Banks industry group

11.68

Max
18.16
Q3
13.75
Median
11.81
FCNCA
11.68
Q1
10.64
Min
6.49
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Barclays (BCS) vs. First Citizens BancShares (FCNCA): A comparison of their P/E ratio against the Banks industry group benchmark.

P/S Ratio (TTM)

P/S ratio is set aside for both Barclays (BCS) in Banks and First Citizens BancShares (FCNCA) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

P/B Ratio (MRQ)

Barclays (BCS) at 0.88 sits in the lower P/B ratio quartile against book while First Citizens BancShares (FCNCA) at 1.29 is valued near its industry’s middle — BCS is cheaper on assets, though weigh it against ROE and asset quality.

BCS

Banks industry group

0.88

Max
2.28
Q3
1.58
Median
1.32
Q1
1.10
BCS
0.88
Min
0.59

FCNCA

Banks industry group

1.29

Max
2.28
Q3
1.58
Median
1.32
FCNCA
1.29
Q1
1.10
Min
0.59
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Barclays (BCS) vs. First Citizens BancShares (FCNCA): A comparison of their P/B ratio against the Banks industry group benchmark.

Valuation Metrics

Valuation metrics for Barclays (BCS) and First Citizens BancShares (FCNCA)
MetricBCSFCNCA
P/E Ratio (TTM)8.3311.68
P/S Ratio (TTM)----
P/B Ratio (MRQ)0.881.29
Free Cash Flow Yield (TTM)----