BCS vs. FCNCA: Barclays vs. First Citizens BancShares Stock Comparison
How do Barclays (BCS) and First Citizens BancShares (FCNCA) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Barclays (BCS) and First Citizens BancShares (FCNCA) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
First Citizens BancShares (FCNCA) trades as ordinary local shares, while Barclays (BCS) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | BCS | FCNCA |
|---|---|---|
| Name | Barclays PLC Sponsored ADR | First Citizens BancShares, Inc. Class A Common Stock |
| Country/Region | United Kingdom | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 74.23 billion USD | 25.15 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | Nasdaq |
| Listing Date | September 9, 1986 | October 22, 1986 |
| Security Type | ADR | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | BCS | FCNCA |
|---|---|---|
| Total Return (1Y) | 8.81% | 27.07% |
| Total Return (3Y, Annualized) | 56.19% | 18.91% |
| Total Return (5Y, Annualized) | 21.37% | 22.86% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
Barclays (BCS) trades around 4.89M shares per day on average, while First Citizens BancShares (FCNCA) sees only 68.57K — a volume gap that can matter for position sizing, exit liquidity, and order execution.
| Metric | BCS | FCNCA |
|---|---|---|
| Volatility (1Y, Annualized) | 32.20% | 27.19% |
| Beta (5Y) | 1.00 | 0.61 |
| Max Drawdown (5Y) | -48.14% | -43.60% |
| Avg. Volume (3M) | 4.89M | 68.57K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | BCS | FCNCA |
|---|---|---|
| Sharpe Ratio (1Y) | 0.14 | 0.84 |
| Sortino Ratio (1Y) | 0.21 | 1.24 |
Profitability
ROE (TTM)
Both Barclays (BCS) at 10.45% and First Citizens BancShares (FCNCA) at 10.98% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
BCS
Banks industry group
10.45%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- BCS
- 10.45%
- Q1
- 9.50%
- Min
- 3.64%
FCNCA
Banks industry group
10.98%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- FCNCA
- 10.98%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
Barclays (BCS) at 28.22% keeps about the industry-typical share of revenue as profit, while First Citizens BancShares (FCNCA) at 25.21% retains only a bottom-quartile share.
BCS
Banks industry group
28.22%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- BCS
- 28.22%
- Q1
- 27.11%
- Min
- 14.93%
FCNCA
Banks industry group
25.21%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- FCNCA
- 25.21%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Barclays (BCS) in Banks and First Citizens BancShares (FCNCA) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | BCS | FCNCA |
|---|---|---|
| ROE (TTM) | 10.45% | 10.98% |
| ROA (TTM) | 0.48% | 1.01% |
| Net Margin (TTM) | 28.22% | 25.21% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Barclays (BCS) at 11.09% is around its peer norm for revenue growth, while First Citizens BancShares (FCNCA) at -2.61% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Barclays (BCS) at 21.55% is around its peer norm for EPS growth, while First Citizens BancShares (FCNCA) at -12.76% drops into the bottom quartile, signaling weaker earnings momentum.
Growth Metrics
| Metric | BCS | FCNCA |
|---|---|---|
| Revenue Growth (YoY) | 11.09% | -2.61% |
| Revenue Growth (3Y CAGR) | 5.21% | 26.91% |
| EPS Growth (YoY) | 21.55% | -12.76% |
| EPS Growth (3Y CAGR) | 12.38% | 34.84% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Barclays (BCS) in Banks and First Citizens BancShares (FCNCA) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Barclays (BCS) in Banks and First Citizens BancShares (FCNCA) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | BCS | FCNCA |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Barclays (BCS) at 0.50% and First Citizens BancShares (FCNCA) at 0.36% offer bottom-quartile dividend income relative to share price versus industry peers.
BCS
Banks industry group
0.50%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- BCS
- 0.50%
- Min
- 0.00%
FCNCA
Banks industry group
0.36%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- FCNCA
- 0.36%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Barclays (BCS) at 22.96% keeps its payout within the industry’s typical band; First Citizens BancShares (FCNCA) at 4.31% pays out less than peers usually do, retaining more of its earnings — a policy difference more than a quality gap.
BCS
Banks industry group
22.96%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- BCS
- 22.96%
- Q1
- 18.98%
- Min
- 0.00%
FCNCA
Banks industry group
4.31%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- FCNCA
- 4.31%
- Min
- 0.00%
Dividend Metrics
| Metric | BCS | FCNCA |
|---|---|---|
| Dividend Yield (TTM) | 0.50% | 0.36% |
| Dividend Payout Ratio (TTM) | 22.96% | 4.31% |
Valuation
P/E Ratio (TTM)
Barclays (BCS) at 8.33 sits in the cheaper P/E ratio quartile, while First Citizens BancShares (FCNCA) at 11.68 is closer to its industry’s usual earnings multiple — a discount for BCS, though growth and earnings durability still matter.
BCS
Banks industry group
8.33
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- BCS
- 8.33
- Min
- 6.49
FCNCA
Banks industry group
11.68
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- FCNCA
- 11.68
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Barclays (BCS) in Banks and First Citizens BancShares (FCNCA) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Barclays (BCS) at 0.88 sits in the lower P/B ratio quartile against book while First Citizens BancShares (FCNCA) at 1.29 is valued near its industry’s middle — BCS is cheaper on assets, though weigh it against ROE and asset quality.
BCS
Banks industry group
0.88
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- BCS
- 0.88
- Min
- 0.59
FCNCA
Banks industry group
1.29
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- FCNCA
- 1.29
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | BCS | FCNCA |
|---|---|---|
| P/E Ratio (TTM) | 8.33 | 11.68 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 0.88 | 1.29 |
| Free Cash Flow Yield (TTM) | -- | -- |