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BCH vs. KEY: Banco de Chile vs. KeyCorp Stock Comparison

How do Banco de Chile (BCH) and KeyCorp (KEY) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Banco de Chile (BCH) and KeyCorp (KEY) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

KeyCorp (KEY) trades as ordinary local shares, while Banco de Chile (BCH) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Banco de Chile (BCH) and KeyCorp (KEY)
Profile ItemBCHKEY
NameBanco de Chile ADRKeyCorp
Country/RegionChileUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksDiversified Banks
Market Capitalization19.53 billion USD22.02 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateAugust 2, 2002November 5, 1987
Security TypeADRCommon Stock

Price Performance

Cumulative Growth

BCH
KEY
GSPC
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Banco de Chile (BCH) vs. KeyCorp (KEY), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Banco de Chile (BCH) and KeyCorp (KEY). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Banco de Chile (BCH) and KeyCorp (KEY). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Banco de Chile (BCH) and KeyCorp (KEY)
MetricBCHKEY
Total Return (1Y)15.15%24.10%
Total Return (3Y, Annualized)33.39%31.53%
Total Return (5Y, Annualized)25.19%3.00%

Risk Profile

Drawdown History

BCH
KEY
GSPC
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Banco de Chile (BCH) vs. KeyCorp (KEY), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Banco de Chile (BCH) and KeyCorp (KEY). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

KeyCorp (KEY) is heavily traded at around 14.36M shares per day, whereas Banco de Chile (BCH) sees a more moderate 324.97K — larger orders in the latter may require more patience and tighter control over order sizing.

Risk profile metrics for Banco de Chile (BCH) and KeyCorp (KEY)
MetricBCHKEY
Volatility (1Y, Annualized)31.20%23.07%
Beta (5Y)0.261.06
Max Drawdown (5Y)-26.93%-65.23%
Avg. Volume (3M)324.97K14.36M

Risk-Adjusted Performance

Risk-Return Positioning

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BCH and KEY are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Banco de Chile (BCH) and KeyCorp (KEY)
MetricBCHKEY
Sharpe Ratio (1Y)0.350.86
Sortino Ratio (1Y)0.501.25

Profitability

ROE (TTM)

Banco de Chile (BCH) at 21.08% clears its industry range for ROE, a sharper capital-efficiency signal than KeyCorp (KEY) at 11.17%, which is closer to a typical peer reading.

BCH

Banks industry group

21.08%

BCH
21.08%
Max
19.84%
Q3
13.67%
Median
11.49%
Q1
9.50%
Min
3.64%

KEY

Banks industry group

11.17%

Max
19.84%
Q3
13.67%
Median
11.49%
KEY
11.17%
Q1
9.50%
Min
3.64%
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Banco de Chile (BCH) vs. KeyCorp (KEY): A comparison of their ROE against the Banks industry group benchmark.

Net Margin (TTM)

Banco de Chile (BCH) at 45.15% retains a top-quartile share of revenue as profit, ahead of KeyCorp (KEY) at 27.99%, which keeps about the industry-typical share.

BCH

Banks industry group

45.15%

Max
47.19%
BCH
45.15%
Q3
35.25%
Median
31.21%
Q1
27.11%
Min
14.93%

KEY

Banks industry group

27.99%

Max
47.19%
Q3
35.25%
Median
31.21%
KEY
27.99%
Q1
27.11%
Min
14.93%
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Banco de Chile (BCH) vs. KeyCorp (KEY): A comparison of their net margin against the Banks industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Banco de Chile (BCH) in Banks and KeyCorp (KEY) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Banco de Chile (BCH) and KeyCorp (KEY)
MetricBCHKEY
ROE (TTM)21.08%11.17%
ROA (TTM)2.18%1.11%
Net Margin (TTM)45.15%27.99%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

KeyCorp (KEY) at 65.72% delivers above-range revenue growth, while Banco de Chile (BCH) at -1.56% falls into the bottom quartile — a wide split in revenue momentum.

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Banco de Chile (BCH) vs. KeyCorp (KEY): A comparison of their Revenue Growth across different time periods.

EPS Growth

Only one side can be read here: Banco de Chile (BCH) reports EPS growth of -1.84%, ranked against its industry; KeyCorp (KEY) has no EPS growth figure this period.

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Banco de Chile (BCH) vs. KeyCorp (KEY): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Banco de Chile (BCH) and KeyCorp (KEY)
MetricBCHKEY
Revenue Growth (YoY)-1.56%65.72%
Revenue Growth (3Y CAGR)-1.29%1.21%
EPS Growth (YoY)-1.84%--
EPS Growth (3Y CAGR)-5.61%-7.65%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Banco de Chile (BCH) in Banks and KeyCorp (KEY) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Banco de Chile (BCH) in Banks and KeyCorp (KEY) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Banco de Chile (BCH) and KeyCorp (KEY)
MetricBCHKEY
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Banco de Chile (BCH) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile KeyCorp (KEY) reports a yield of 3.91%, ranking against industry peers normally.

BCH

Banks industry group

0.00%

Max
5.79%
Q3
3.18%
Median
2.39%
Q1
1.20%
BCH
0.00%
Min
0.00%

KEY

Banks industry group

3.91%

Max
5.79%
KEY
3.91%
Q3
3.18%
Median
2.39%
Q1
1.20%
Min
0.00%
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Banco de Chile (BCH) vs. KeyCorp (KEY): A comparison of their dividend yield against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Both pay out more than their industries’ typical bands, and BCH more so: KeyCorp (KEY) at 45.05% sits above the band, while Banco de Chile (BCH) at 85.54% exceeds every peer in its group.

BCH

Banks industry group

85.54%

BCH
85.54%
Max
70.75%
Q3
41.28%
Median
29.26%
Q1
18.98%
Min
0.00%

KEY

Banks industry group

45.05%

Max
70.75%
KEY
45.05%
Q3
41.28%
Median
29.26%
Q1
18.98%
Min
0.00%
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Banco de Chile (BCH) vs. KeyCorp (KEY): A comparison of their payout ratio against the Banks industry group benchmark.

Dividend Metrics

Dividend metrics for Banco de Chile (BCH) and KeyCorp (KEY)
MetricBCHKEY
Dividend Yield (TTM)0.00%3.91%
Dividend Payout Ratio (TTM)85.54%45.05%

Valuation

P/E Ratio (TTM)

KeyCorp (KEY) at 11.46 is near its industry’s usual P/E ratio, while Banco de Chile (BCH) at 14.81 sits in the richer quartile — BCH needs stronger growth or earnings quality to justify the premium.

BCH

Banks industry group

14.81

Max
18.16
BCH
14.81
Q3
13.75
Median
11.81
Q1
10.64
Min
6.49

KEY

Banks industry group

11.46

Max
18.16
Q3
13.75
Median
11.81
KEY
11.46
Q1
10.64
Min
6.49
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Banco de Chile (BCH) vs. KeyCorp (KEY): A comparison of their P/E ratio against the Banks industry group benchmark.

P/S Ratio (TTM)

P/S ratio is set aside for both Banco de Chile (BCH) in Banks and KeyCorp (KEY) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

P/B Ratio (MRQ)

Banco de Chile (BCH) at 0.69 sits in the lower P/B ratio quartile against book while KeyCorp (KEY) at 1.39 is valued near its industry’s middle — BCH is cheaper on assets, though weigh it against ROE and asset quality.

BCH

Banks industry group

0.69

Max
2.28
Q3
1.58
Median
1.32
Q1
1.10
BCH
0.69
Min
0.59

KEY

Banks industry group

1.39

Max
2.28
Q3
1.58
KEY
1.39
Median
1.32
Q1
1.10
Min
0.59
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Banco de Chile (BCH) vs. KeyCorp (KEY): A comparison of their P/B ratio against the Banks industry group benchmark.

Valuation Metrics

Valuation metrics for Banco de Chile (BCH) and KeyCorp (KEY)
MetricBCHKEY
P/E Ratio (TTM)14.8111.46
P/S Ratio (TTM)----
P/B Ratio (MRQ)0.691.39
Free Cash Flow Yield (TTM)----