BCH vs. KEY: Banco de Chile vs. KeyCorp Stock Comparison
How do Banco de Chile (BCH) and KeyCorp (KEY) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Banco de Chile (BCH) and KeyCorp (KEY) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
KeyCorp (KEY) trades as ordinary local shares, while Banco de Chile (BCH) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | BCH | KEY |
|---|---|---|
| Name | Banco de Chile ADR | KeyCorp |
| Country/Region | Chile | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 19.53 billion USD | 22.02 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | August 2, 2002 | November 5, 1987 |
| Security Type | ADR | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | BCH | KEY |
|---|---|---|
| Total Return (1Y) | 15.15% | 24.10% |
| Total Return (3Y, Annualized) | 33.39% | 31.53% |
| Total Return (5Y, Annualized) | 25.19% | 3.00% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
KeyCorp (KEY) is heavily traded at around 14.36M shares per day, whereas Banco de Chile (BCH) sees a more moderate 324.97K — larger orders in the latter may require more patience and tighter control over order sizing.
| Metric | BCH | KEY |
|---|---|---|
| Volatility (1Y, Annualized) | 31.20% | 23.07% |
| Beta (5Y) | 0.26 | 1.06 |
| Max Drawdown (5Y) | -26.93% | -65.23% |
| Avg. Volume (3M) | 324.97K | 14.36M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | BCH | KEY |
|---|---|---|
| Sharpe Ratio (1Y) | 0.35 | 0.86 |
| Sortino Ratio (1Y) | 0.50 | 1.25 |
Profitability
ROE (TTM)
Banco de Chile (BCH) at 21.08% clears its industry range for ROE, a sharper capital-efficiency signal than KeyCorp (KEY) at 11.17%, which is closer to a typical peer reading.
BCH
Banks industry group
21.08%
- BCH
- 21.08%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
KEY
Banks industry group
11.17%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- KEY
- 11.17%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
Banco de Chile (BCH) at 45.15% retains a top-quartile share of revenue as profit, ahead of KeyCorp (KEY) at 27.99%, which keeps about the industry-typical share.
BCH
Banks industry group
45.15%
- Max
- 47.19%
- BCH
- 45.15%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- Min
- 14.93%
KEY
Banks industry group
27.99%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- KEY
- 27.99%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Banco de Chile (BCH) in Banks and KeyCorp (KEY) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | BCH | KEY |
|---|---|---|
| ROE (TTM) | 21.08% | 11.17% |
| ROA (TTM) | 2.18% | 1.11% |
| Net Margin (TTM) | 45.15% | 27.99% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
KeyCorp (KEY) at 65.72% delivers above-range revenue growth, while Banco de Chile (BCH) at -1.56% falls into the bottom quartile — a wide split in revenue momentum.
EPS Growth
Only one side can be read here: Banco de Chile (BCH) reports EPS growth of -1.84%, ranked against its industry; KeyCorp (KEY) has no EPS growth figure this period.
Growth Metrics
| Metric | BCH | KEY |
|---|---|---|
| Revenue Growth (YoY) | -1.56% | 65.72% |
| Revenue Growth (3Y CAGR) | -1.29% | 1.21% |
| EPS Growth (YoY) | -1.84% | -- |
| EPS Growth (3Y CAGR) | -5.61% | -7.65% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Banco de Chile (BCH) in Banks and KeyCorp (KEY) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Banco de Chile (BCH) in Banks and KeyCorp (KEY) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | BCH | KEY |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Banco de Chile (BCH) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile KeyCorp (KEY) reports a yield of 3.91%, ranking against industry peers normally.
BCH
Banks industry group
0.00%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- BCH
- 0.00%
- Min
- 0.00%
KEY
Banks industry group
3.91%
- Max
- 5.79%
- KEY
- 3.91%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both pay out more than their industries’ typical bands, and BCH more so: KeyCorp (KEY) at 45.05% sits above the band, while Banco de Chile (BCH) at 85.54% exceeds every peer in its group.
BCH
Banks industry group
85.54%
- BCH
- 85.54%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
KEY
Banks industry group
45.05%
- Max
- 70.75%
- KEY
- 45.05%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | BCH | KEY |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 3.91% |
| Dividend Payout Ratio (TTM) | 85.54% | 45.05% |
Valuation
P/E Ratio (TTM)
KeyCorp (KEY) at 11.46 is near its industry’s usual P/E ratio, while Banco de Chile (BCH) at 14.81 sits in the richer quartile — BCH needs stronger growth or earnings quality to justify the premium.
BCH
Banks industry group
14.81
- Max
- 18.16
- BCH
- 14.81
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
KEY
Banks industry group
11.46
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- KEY
- 11.46
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Banco de Chile (BCH) in Banks and KeyCorp (KEY) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Banco de Chile (BCH) at 0.69 sits in the lower P/B ratio quartile against book while KeyCorp (KEY) at 1.39 is valued near its industry’s middle — BCH is cheaper on assets, though weigh it against ROE and asset quality.
BCH
Banks industry group
0.69
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- BCH
- 0.69
- Min
- 0.59
KEY
Banks industry group
1.39
- Max
- 2.28
- Q3
- 1.58
- KEY
- 1.39
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | BCH | KEY |
|---|---|---|
| P/E Ratio (TTM) | 14.81 | 11.46 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 0.69 | 1.39 |
| Free Cash Flow Yield (TTM) | -- | -- |