BCH vs. BNS: Banco de Chile vs. Bank of Nova Scotia Stock Comparison

Company Profile

Banco de Chile (BCH) and Bank of Nova Scotia (BNS) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Bank of Nova Scotia (BNS) trades as ordinary local shares, while Banco de Chile (BCH) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Banco de Chile (BCH) at 21.08% clears its industry range for ROE, a sharper capital-efficiency signal than Bank of Nova Scotia (BNS) at 11.46%, which is closer to a typical peer reading.

Banco de Chile (BCH) at 45.15% retains a top-quartile share of revenue as profit, ahead of Bank of Nova Scotia (BNS) at 28.43%, which keeps about the industry-typical share.

Neither side reports a meaningful operating margin: for Banco de Chile (BCH) in Banks and Bank of Nova Scotia (BNS) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Bank of Nova Scotia (BNS) at 10.36% is around its peer norm for revenue growth, while Banco de Chile (BCH) at -1.56% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Both Banco de Chile (BCH) at -1.84% and Bank of Nova Scotia (BNS) at -3.41% post bottom-quartile EPS growth versus peers, pointing to weaker earnings momentum than typical rivals.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Banco de Chile (BCH) in Banks and Bank of Nova Scotia (BNS) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Banco de Chile (BCH) in Banks and Bank of Nova Scotia (BNS) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Banco de Chile (BCH) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Bank of Nova Scotia (BNS) reports a yield of 4.84%, ranking against industry peers normally.

Both pay out more than their industries’ typical bands, and BCH more so: Bank of Nova Scotia (BNS) at 58.04% sits above the band, while Banco de Chile (BCH) at 85.54% exceeds every peer in its group.

Dividend Metrics

Valuation

Both Banco de Chile (BCH) at 14.81 and Bank of Nova Scotia (BNS) at 16.61 sit in the richer earnings-multiple quartile for P/E ratio, so investors are paying more for TTM earnings than they pay for typical peers.

P/S ratio is set aside for both Banco de Chile (BCH) in Banks and Bank of Nova Scotia (BNS) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Banco de Chile (BCH) at 0.69 looks cheap against book in the lower P/B ratio quartile, while Bank of Nova Scotia (BNS) at 1.76 carries a premium in the upper quartile — a clear price-to-book gap.

Valuation Metrics