BCH vs. BCS: Banco de Chile vs. Barclays Stock Comparison
How do Banco de Chile (BCH) and Barclays (BCS) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Banco de Chile (BCH) and Barclays (BCS) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
Both Banco de Chile (BCH) and Barclays (BCS) trade as ADRs — their core financials are comparable, but keep FX, depositary-program fees, and dividend withholding in view for each.
| Profile Item | BCH | BCS |
|---|---|---|
| Name | Banco de Chile ADR | Barclays PLC Sponsored ADR |
| Country/Region | Chile | United Kingdom |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 19.53 billion USD | 74.23 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | August 2, 2002 | September 9, 1986 |
| Security Type | ADR | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | BCH | BCS |
|---|---|---|
| Total Return (1Y) | 15.15% | 8.81% |
| Total Return (3Y, Annualized) | 33.39% | 56.19% |
| Total Return (5Y, Annualized) | 25.19% | 21.37% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | BCH | BCS |
|---|---|---|
| Volatility (1Y, Annualized) | 31.20% | 32.20% |
| Beta (5Y) | 0.26 | 1.00 |
| Max Drawdown (5Y) | -26.93% | -48.14% |
| Avg. Volume (3M) | 324.97K | 4.89M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | BCH | BCS |
|---|---|---|
| Sharpe Ratio (1Y) | 0.35 | 0.14 |
| Sortino Ratio (1Y) | 0.50 | 0.21 |
Profitability
ROE (TTM)
Banco de Chile (BCH) at 21.08% clears its industry range for ROE, a sharper capital-efficiency signal than Barclays (BCS) at 10.45%, which is closer to a typical peer reading.
BCH
Banks industry group
21.08%
- BCH
- 21.08%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
BCS
Banks industry group
10.45%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- BCS
- 10.45%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
Banco de Chile (BCH) at 45.15% retains a top-quartile share of revenue as profit, ahead of Barclays (BCS) at 28.22%, which keeps about the industry-typical share.
BCH
Banks industry group
45.15%
- Max
- 47.19%
- BCH
- 45.15%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- Min
- 14.93%
BCS
Banks industry group
28.22%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- BCS
- 28.22%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Banco de Chile (BCH) in Banks and Barclays (BCS) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | BCH | BCS |
|---|---|---|
| ROE (TTM) | 21.08% | 10.45% |
| ROA (TTM) | 2.18% | 0.48% |
| Net Margin (TTM) | 45.15% | 28.22% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Barclays (BCS) at 11.09% is around its peer norm for revenue growth, while Banco de Chile (BCH) at -1.56% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Barclays (BCS) at 21.55% is around its peer norm for EPS growth, while Banco de Chile (BCH) at -1.84% drops into the bottom quartile, signaling weaker earnings momentum.
Growth Metrics
| Metric | BCH | BCS |
|---|---|---|
| Revenue Growth (YoY) | -1.56% | 11.09% |
| Revenue Growth (3Y CAGR) | -1.29% | 5.21% |
| EPS Growth (YoY) | -1.84% | 21.55% |
| EPS Growth (3Y CAGR) | -5.61% | 12.38% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Banco de Chile (BCH) in Banks and Barclays (BCS) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Banco de Chile (BCH) in Banks and Barclays (BCS) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | BCH | BCS |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Banco de Chile (BCH) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Barclays (BCS) reports a yield of 0.50%, ranking against industry peers normally.
BCH
Banks industry group
0.00%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- BCH
- 0.00%
- Min
- 0.00%
BCS
Banks industry group
0.50%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- BCS
- 0.50%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Barclays (BCS) at 22.96% keeps its payout in the industry’s typical band, while Banco de Chile (BCH) at 85.54% pays out more than any of its peers — the most stretched cover in its group.
BCH
Banks industry group
85.54%
- BCH
- 85.54%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
BCS
Banks industry group
22.96%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- BCS
- 22.96%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | BCH | BCS |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.50% |
| Dividend Payout Ratio (TTM) | 85.54% | 22.96% |
Valuation
P/E Ratio (TTM)
Barclays (BCS) at 8.33 sits in the cheaper P/E ratio quartile, while Banco de Chile (BCH) at 14.81 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.
BCH
Banks industry group
14.81
- Max
- 18.16
- BCH
- 14.81
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
BCS
Banks industry group
8.33
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- BCS
- 8.33
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Banco de Chile (BCH) in Banks and Barclays (BCS) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Relative to net asset value, both Banco de Chile (BCH) at 0.69 and Barclays (BCS) at 0.88 look inexpensive, sitting in the lower P/B ratio quartile of their industries.
BCH
Banks industry group
0.69
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- BCH
- 0.69
- Min
- 0.59
BCS
Banks industry group
0.88
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- BCS
- 0.88
- Min
- 0.59
Valuation Metrics
| Metric | BCH | BCS |
|---|---|---|
| P/E Ratio (TTM) | 14.81 | 8.33 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 0.69 | 0.88 |
| Free Cash Flow Yield (TTM) | -- | -- |