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BBVA vs. MFG: Banco Bilbao Vizcaya Argentaria vs. Mizuho Financial Stock Comparison

How do Banco Bilbao Vizcaya Argentaria (BBVA) and Mizuho Financial (MFG) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Banco Bilbao Vizcaya Argentaria (BBVA) and Mizuho Financial (MFG) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Both Banco Bilbao Vizcaya Argentaria (BBVA) and Mizuho Financial (MFG) trade as ADRs — their core financials are comparable, but keep FX, depositary-program fees, and dividend withholding in view for each.

Company profile comparison for Banco Bilbao Vizcaya Argentaria (BBVA) and Mizuho Financial (MFG)
Profile ItemBBVAMFG
NameBanco Bilbao Vizcaya Argentaria, S.A. Sponsored ADRMizuho Financial Group, Inc. American Depositary Receipts
Country/RegionSpainJapan
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksDiversified Banks
Market Capitalization137.77 billion USD113.48 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateDecember 15, 1988November 8, 2006
Security TypeADRADR

Price Performance

Cumulative Growth

BBVA
MFG
GSPC
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Banco Bilbao Vizcaya Argentaria (BBVA) vs. Mizuho Financial (MFG), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Banco Bilbao Vizcaya Argentaria (BBVA) and Mizuho Financial (MFG). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Banco Bilbao Vizcaya Argentaria (BBVA) and Mizuho Financial (MFG). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Banco Bilbao Vizcaya Argentaria (BBVA) and Mizuho Financial (MFG)
MetricBBVAMFG
Total Return (1Y)33.97%46.98%
Total Return (3Y, Annualized)54.49%47.92%
Total Return (5Y, Annualized)39.16%30.77%

Risk Profile

Drawdown History

BBVA
MFG
GSPC
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Banco Bilbao Vizcaya Argentaria (BBVA) vs. Mizuho Financial (MFG), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Banco Bilbao Vizcaya Argentaria (BBVA) and Mizuho Financial (MFG). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Banco Bilbao Vizcaya Argentaria (BBVA) and Mizuho Financial (MFG)
MetricBBVAMFG
Volatility (1Y, Annualized)33.51%33.78%
Beta (5Y)0.770.58
Max Drawdown (5Y)-39.96%-28.34%
Avg. Volume (3M)1.56M3.45M

Risk-Adjusted Performance

Risk-Return Positioning

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BBVA and MFG are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Banco Bilbao Vizcaya Argentaria (BBVA) and Mizuho Financial (MFG)
MetricBBVAMFG
Sharpe Ratio (1Y)0.891.26
Sortino Ratio (1Y)1.301.92

Profitability

ROE (TTM)

Banco Bilbao Vizcaya Argentaria (BBVA) at 19.84% sits in the top ROE quartile, while Mizuho Financial (MFG) at 12.49% is closer to the peer norm — stronger capital efficiency for BBVA.

BBVA

Banks industry group

19.84%

BBVA
19.84%
Max
19.84%
Q3
13.67%
Median
11.49%
Q1
9.50%
Min
3.64%

MFG

Banks industry group

12.49%

Max
19.84%
Q3
13.67%
MFG
12.49%
Median
11.49%
Q1
9.50%
Min
3.64%
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Banco Bilbao Vizcaya Argentaria (BBVA) vs. Mizuho Financial (MFG): A comparison of their ROE against the Banks industry group benchmark.

Net Margin (TTM)

Both Banco Bilbao Vizcaya Argentaria (BBVA) at 32.62% and Mizuho Financial (MFG) at 29.14% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

BBVA

Banks industry group

32.62%

Max
47.19%
Q3
35.25%
BBVA
32.62%
Median
31.21%
Q1
27.11%
Min
14.93%

MFG

Banks industry group

29.14%

Max
47.19%
Q3
35.25%
Median
31.21%
MFG
29.14%
Q1
27.11%
Min
14.93%
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Banco Bilbao Vizcaya Argentaria (BBVA) vs. Mizuho Financial (MFG): A comparison of their net margin against the Banks industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Banco Bilbao Vizcaya Argentaria (BBVA) in Banks and Mizuho Financial (MFG) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Banco Bilbao Vizcaya Argentaria (BBVA) and Mizuho Financial (MFG)
MetricBBVAMFG
ROE (TTM)19.84%12.49%
ROA (TTM)1.37%0.48%
Net Margin (TTM)32.62%29.14%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Mizuho Financial (MFG) at 15.82% is around its peer norm for revenue growth, while Banco Bilbao Vizcaya Argentaria (BBVA) at 0.46% drops into the bottom quartile, signaling weaker demand or pricing momentum.

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Banco Bilbao Vizcaya Argentaria (BBVA) vs. Mizuho Financial (MFG): A comparison of their Revenue Growth across different time periods.

EPS Growth

Mizuho Financial (MFG) at 43.61% sits in the top EPS growth quartile, while Banco Bilbao Vizcaya Argentaria (BBVA) at 4.76% is closer to the peer norm — faster per-share earnings growth for MFG.

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Banco Bilbao Vizcaya Argentaria (BBVA) vs. Mizuho Financial (MFG): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Banco Bilbao Vizcaya Argentaria (BBVA) and Mizuho Financial (MFG)
MetricBBVAMFG
Revenue Growth (YoY)0.46%15.82%
Revenue Growth (3Y CAGR)11.99%16.50%
EPS Growth (YoY)4.76%43.61%
EPS Growth (3Y CAGR)21.55%31.89%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Banco Bilbao Vizcaya Argentaria (BBVA) in Banks and Mizuho Financial (MFG) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Banco Bilbao Vizcaya Argentaria (BBVA) in Banks and Mizuho Financial (MFG) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Banco Bilbao Vizcaya Argentaria (BBVA) and Mizuho Financial (MFG)
MetricBBVAMFG
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Banco Bilbao Vizcaya Argentaria (BBVA) at 3.80% earns its spot in the top quartile of its industry’s yields; Mizuho Financial (MFG) at 1,544.20% is past the top of its own peer range — territory where a dividend-safety check matters more than the headline number.

BBVA

Banks industry group

3.80%

Max
5.79%
BBVA
3.80%
Q3
3.18%
Median
2.39%
Q1
1.20%
Min
0.00%

MFG

Banks industry group

1,544.20%

MFG
1,544.20%
Max
5.79%
Q3
3.18%
Median
2.39%
Q1
1.20%
Min
0.00%
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Banco Bilbao Vizcaya Argentaria (BBVA) vs. Mizuho Financial (MFG): A comparison of their dividend yield against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Mizuho Financial (MFG) at 24.88% pays out a band-typical share of earnings, while Banco Bilbao Vizcaya Argentaria (BBVA) at 47.61% distributes more than its industry norm — less retained, thinner cover.

BBVA

Banks industry group

47.61%

Max
70.75%
BBVA
47.61%
Q3
41.28%
Median
29.26%
Q1
18.98%
Min
0.00%

MFG

Banks industry group

24.88%

Max
70.75%
Q3
41.28%
Median
29.26%
MFG
24.88%
Q1
18.98%
Min
0.00%
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Banco Bilbao Vizcaya Argentaria (BBVA) vs. Mizuho Financial (MFG): A comparison of their payout ratio against the Banks industry group benchmark.

Dividend Metrics

Dividend metrics for Banco Bilbao Vizcaya Argentaria (BBVA) and Mizuho Financial (MFG)
MetricBBVAMFG
Dividend Yield (TTM)3.80%1,544.20%
Dividend Payout Ratio (TTM)47.61%24.88%

Valuation

P/E Ratio (TTM)

Both Banco Bilbao Vizcaya Argentaria (BBVA) at 10.99 and Mizuho Financial (MFG) at 12.88 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

BBVA

Banks industry group

10.99

Max
18.16
Q3
13.75
Median
11.81
BBVA
10.99
Q1
10.64
Min
6.49

MFG

Banks industry group

12.88

Max
18.16
Q3
13.75
MFG
12.88
Median
11.81
Q1
10.64
Min
6.49
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Banco Bilbao Vizcaya Argentaria (BBVA) vs. Mizuho Financial (MFG): A comparison of their P/E ratio against the Banks industry group benchmark.

P/S Ratio (TTM)

P/S ratio is set aside for both Banco Bilbao Vizcaya Argentaria (BBVA) in Banks and Mizuho Financial (MFG) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

P/B Ratio (MRQ)

Mizuho Financial (MFG) at 1.57 is valued about in line with its industry on P/B ratio, while Banco Bilbao Vizcaya Argentaria (BBVA) at 2.12 carries an above-peer premium to book — BBVA is pricier on assets.

BBVA

Banks industry group

2.12

Max
2.28
BBVA
2.12
Q3
1.58
Median
1.32
Q1
1.10
Min
0.59

MFG

Banks industry group

1.57

Max
2.28
Q3
1.58
MFG
1.57
Median
1.32
Q1
1.10
Min
0.59
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Banco Bilbao Vizcaya Argentaria (BBVA) vs. Mizuho Financial (MFG): A comparison of their P/B ratio against the Banks industry group benchmark.

Valuation Metrics

Valuation metrics for Banco Bilbao Vizcaya Argentaria (BBVA) and Mizuho Financial (MFG)
MetricBBVAMFG
P/E Ratio (TTM)10.9912.88
P/S Ratio (TTM)----
P/B Ratio (MRQ)2.121.57
Free Cash Flow Yield (TTM)----