BBVA vs. MFG: Banco Bilbao Vizcaya Argentaria vs. Mizuho Financial Stock Comparison
How do Banco Bilbao Vizcaya Argentaria (BBVA) and Mizuho Financial (MFG) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Banco Bilbao Vizcaya Argentaria (BBVA) and Mizuho Financial (MFG) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
Both Banco Bilbao Vizcaya Argentaria (BBVA) and Mizuho Financial (MFG) trade as ADRs — their core financials are comparable, but keep FX, depositary-program fees, and dividend withholding in view for each.
| Profile Item | BBVA | MFG |
|---|---|---|
| Name | Banco Bilbao Vizcaya Argentaria, S.A. Sponsored ADR | Mizuho Financial Group, Inc. American Depositary Receipts |
| Country/Region | Spain | Japan |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 137.77 billion USD | 113.48 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | December 15, 1988 | November 8, 2006 |
| Security Type | ADR | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | BBVA | MFG |
|---|---|---|
| Total Return (1Y) | 33.97% | 46.98% |
| Total Return (3Y, Annualized) | 54.49% | 47.92% |
| Total Return (5Y, Annualized) | 39.16% | 30.77% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | BBVA | MFG |
|---|---|---|
| Volatility (1Y, Annualized) | 33.51% | 33.78% |
| Beta (5Y) | 0.77 | 0.58 |
| Max Drawdown (5Y) | -39.96% | -28.34% |
| Avg. Volume (3M) | 1.56M | 3.45M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | BBVA | MFG |
|---|---|---|
| Sharpe Ratio (1Y) | 0.89 | 1.26 |
| Sortino Ratio (1Y) | 1.30 | 1.92 |
Profitability
ROE (TTM)
Banco Bilbao Vizcaya Argentaria (BBVA) at 19.84% sits in the top ROE quartile, while Mizuho Financial (MFG) at 12.49% is closer to the peer norm — stronger capital efficiency for BBVA.
BBVA
Banks industry group
19.84%
- BBVA
- 19.84%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
MFG
Banks industry group
12.49%
- Max
- 19.84%
- Q3
- 13.67%
- MFG
- 12.49%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
Both Banco Bilbao Vizcaya Argentaria (BBVA) at 32.62% and Mizuho Financial (MFG) at 29.14% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
BBVA
Banks industry group
32.62%
- Max
- 47.19%
- Q3
- 35.25%
- BBVA
- 32.62%
- Median
- 31.21%
- Q1
- 27.11%
- Min
- 14.93%
MFG
Banks industry group
29.14%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- MFG
- 29.14%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Banco Bilbao Vizcaya Argentaria (BBVA) in Banks and Mizuho Financial (MFG) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | BBVA | MFG |
|---|---|---|
| ROE (TTM) | 19.84% | 12.49% |
| ROA (TTM) | 1.37% | 0.48% |
| Net Margin (TTM) | 32.62% | 29.14% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Mizuho Financial (MFG) at 15.82% is around its peer norm for revenue growth, while Banco Bilbao Vizcaya Argentaria (BBVA) at 0.46% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Mizuho Financial (MFG) at 43.61% sits in the top EPS growth quartile, while Banco Bilbao Vizcaya Argentaria (BBVA) at 4.76% is closer to the peer norm — faster per-share earnings growth for MFG.
Growth Metrics
| Metric | BBVA | MFG |
|---|---|---|
| Revenue Growth (YoY) | 0.46% | 15.82% |
| Revenue Growth (3Y CAGR) | 11.99% | 16.50% |
| EPS Growth (YoY) | 4.76% | 43.61% |
| EPS Growth (3Y CAGR) | 21.55% | 31.89% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Banco Bilbao Vizcaya Argentaria (BBVA) in Banks and Mizuho Financial (MFG) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Banco Bilbao Vizcaya Argentaria (BBVA) in Banks and Mizuho Financial (MFG) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | BBVA | MFG |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Banco Bilbao Vizcaya Argentaria (BBVA) at 3.80% earns its spot in the top quartile of its industry’s yields; Mizuho Financial (MFG) at 1,544.20% is past the top of its own peer range — territory where a dividend-safety check matters more than the headline number.
BBVA
Banks industry group
3.80%
- Max
- 5.79%
- BBVA
- 3.80%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
MFG
Banks industry group
1,544.20%
- MFG
- 1,544.20%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Mizuho Financial (MFG) at 24.88% pays out a band-typical share of earnings, while Banco Bilbao Vizcaya Argentaria (BBVA) at 47.61% distributes more than its industry norm — less retained, thinner cover.
BBVA
Banks industry group
47.61%
- Max
- 70.75%
- BBVA
- 47.61%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
MFG
Banks industry group
24.88%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- MFG
- 24.88%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | BBVA | MFG |
|---|---|---|
| Dividend Yield (TTM) | 3.80% | 1,544.20% |
| Dividend Payout Ratio (TTM) | 47.61% | 24.88% |
Valuation
P/E Ratio (TTM)
Both Banco Bilbao Vizcaya Argentaria (BBVA) at 10.99 and Mizuho Financial (MFG) at 12.88 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
BBVA
Banks industry group
10.99
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- BBVA
- 10.99
- Q1
- 10.64
- Min
- 6.49
MFG
Banks industry group
12.88
- Max
- 18.16
- Q3
- 13.75
- MFG
- 12.88
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Banco Bilbao Vizcaya Argentaria (BBVA) in Banks and Mizuho Financial (MFG) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Mizuho Financial (MFG) at 1.57 is valued about in line with its industry on P/B ratio, while Banco Bilbao Vizcaya Argentaria (BBVA) at 2.12 carries an above-peer premium to book — BBVA is pricier on assets.
BBVA
Banks industry group
2.12
- Max
- 2.28
- BBVA
- 2.12
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
MFG
Banks industry group
1.57
- Max
- 2.28
- Q3
- 1.58
- MFG
- 1.57
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | BBVA | MFG |
|---|---|---|
| P/E Ratio (TTM) | 10.99 | 12.88 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 2.12 | 1.57 |
| Free Cash Flow Yield (TTM) | -- | -- |