BBVA vs. CM: Banco Bilbao Vizcaya Argentaria vs. Cdn Imperial Bank of Commerce Stock Comparison

Company Profile

Banco Bilbao Vizcaya Argentaria (BBVA) and Cdn Imperial Bank of Commerce (CM) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Cdn Imperial Bank of Commerce (CM) trades as ordinary local shares, while Banco Bilbao Vizcaya Argentaria (BBVA) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Banco Bilbao Vizcaya Argentaria (BBVA) at 19.84% and Cdn Imperial Bank of Commerce (CM) at 15.58% sit in the top peer quartile for ROE, suggesting each generates more profit from shareholders’ equity than typical industry peers.

Both Banco Bilbao Vizcaya Argentaria (BBVA) at 32.62% and Cdn Imperial Bank of Commerce (CM) at 33.74% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Neither side reports a meaningful operating margin: for Banco Bilbao Vizcaya Argentaria (BBVA) in Banks and Cdn Imperial Bank of Commerce (CM) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Cdn Imperial Bank of Commerce (CM) at 13.66% is around its peer norm for revenue growth, while Banco Bilbao Vizcaya Argentaria (BBVA) at 0.46% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Both Banco Bilbao Vizcaya Argentaria (BBVA) at 4.76% and Cdn Imperial Bank of Commerce (CM) at 17.72% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Banco Bilbao Vizcaya Argentaria (BBVA) in Banks and Cdn Imperial Bank of Commerce (CM) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Banco Bilbao Vizcaya Argentaria (BBVA) in Banks and Cdn Imperial Bank of Commerce (CM) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Both Banco Bilbao Vizcaya Argentaria (BBVA) at 3.80% and Cdn Imperial Bank of Commerce (CM) at 3.62% offer top-quartile dividend income relative to share price within their industries.

Cdn Imperial Bank of Commerce (CM) at 40.12% pays out a band-typical share of earnings, while Banco Bilbao Vizcaya Argentaria (BBVA) at 47.61% distributes more than its industry norm — less retained, thinner cover.

Dividend Metrics

Valuation

Banco Bilbao Vizcaya Argentaria (BBVA) at 10.99 is near its industry’s usual P/E ratio, while Cdn Imperial Bank of Commerce (CM) at 15.32 sits in the richer quartile — CM needs stronger growth or earnings quality to justify the premium.

P/S ratio is set aside for both Banco Bilbao Vizcaya Argentaria (BBVA) in Banks and Cdn Imperial Bank of Commerce (CM) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Both Banco Bilbao Vizcaya Argentaria (BBVA) at 2.12 and Cdn Imperial Bank of Commerce (CM) at 2.24 carry a premium to book value versus peers, sitting in the upper P/B ratio quartile of their industries.

Valuation Metrics