BAP vs. BCS: Credicorp vs. Barclays Stock Comparison

Company Profile

Credicorp (BAP) and Barclays (BCS) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Credicorp (BAP) trades as ordinary local shares, while Barclays (BCS) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Credicorp (BAP) at 20.41% clears its industry range for ROE, a sharper capital-efficiency signal than Barclays (BCS) at 10.45%, which is closer to a typical peer reading.

Both Credicorp (BAP) at 33.10% and Barclays (BCS) at 28.22% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Neither side reports a meaningful operating margin: for Credicorp (BAP) in Banks and Barclays (BCS) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both Credicorp (BAP) at 11.57% and Barclays (BCS) at 11.09% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Both Credicorp (BAP) at 26.04% and Barclays (BCS) at 21.55% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Credicorp (BAP) in Banks and Barclays (BCS) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Credicorp (BAP) in Banks and Barclays (BCS) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Credicorp (BAP) at 14.37% yields beyond its industry’s entire range — a level that invites a dividend-safety check — while Barclays (BCS) at 0.50% sits in the bottom quartile of its peers.

Barclays (BCS) at 22.96% pays out a band-typical share of earnings, while Credicorp (BAP) at 53.95% distributes more than its industry norm — less retained, thinner cover.

Dividend Metrics

Valuation

Barclays (BCS) at 8.33 sits in the cheaper P/E ratio quartile, while Credicorp (BAP) at 13.10 is closer to its industry’s usual earnings multiple — a discount for BCS, though growth and earnings durability still matter.

P/S ratio is set aside for both Credicorp (BAP) in Banks and Barclays (BCS) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Barclays (BCS) at 0.88 sits in the lower P/B ratio quartile relative to book while Credicorp (BAP) at 2.57 prices above its industry range — a wide valuation gap against assets.

Valuation Metrics