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AXP vs. FIS: American Express vs. Fidelity Natl Information Svcs Stock Comparison

How do American Express (AXP) and Fidelity Natl Information Svcs (FIS) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

American Express (AXP) and Fidelity Natl Information Svcs (FIS) both fall under the Financial Services industry group, but AXP is classified in Consumer Finance while FIS is classified in Financial Services.

Company profile comparison for American Express (AXP) and Fidelity Natl Information Svcs (FIS)
Profile ItemAXPFIS
NameAmerican Express CompanyFidelity National Information Services, Inc.
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryConsumer FinanceFinancial Services
GICS Sub-IndustryConsumer FinanceTransaction & Payment Processing Services
Market Capitalization215.24 billion USD14.81 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateJune 1, 1972June 20, 2001
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

AXP
FIS
GSPC
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American Express (AXP) vs. Fidelity Natl Information Svcs (FIS), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for American Express (AXP) and Fidelity Natl Information Svcs (FIS). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for American Express (AXP) and Fidelity Natl Information Svcs (FIS). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for American Express (AXP) and Fidelity Natl Information Svcs (FIS)
MetricAXPFIS
Total Return (1Y)-10.80%-54.36%
Total Return (3Y, Annualized)30.19%-15.82%
Total Return (5Y, Annualized)13.96%-22.37%

Risk Profile

Drawdown History

AXP
FIS
GSPC
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American Express (AXP) vs. Fidelity Natl Information Svcs (FIS), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for American Express (AXP) and Fidelity Natl Information Svcs (FIS). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for American Express (AXP) and Fidelity Natl Information Svcs (FIS)
MetricAXPFIS
Volatility (1Y, Annualized)26.18%41.42%
Beta (5Y)1.060.91
Max Drawdown (5Y)-31.55%-73.34%
Avg. Volume (3M)2.91M6.68M

Risk-Adjusted Performance

Risk-Return Positioning

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AXP and FIS are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for American Express (AXP) and Fidelity Natl Information Svcs (FIS)
MetricAXPFIS
Sharpe Ratio (1Y)-0.58-1.42
Sortino Ratio (1Y)-0.74-1.66

Profitability

ROE (TTM)

Both American Express (AXP) at 35.93% and Fidelity Natl Information Svcs (FIS) at 23.04% sit in the top peer quartile for ROE, suggesting each generates more profit from shareholders’ equity than typical industry peers.

AXP

Financial Services industry group

35.93%

Max
44.78%
AXP
35.93%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%

FIS

Financial Services industry group

23.04%

Max
44.78%
FIS
23.04%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
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American Express (AXP) vs. Fidelity Natl Information Svcs (FIS): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

Both American Express (AXP) at 16.82% and Fidelity Natl Information Svcs (FIS) at 26.77% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

AXP

Financial Services industry group

16.82%

Max
62.84%
Q3
28.05%
AXP
16.82%
Median
15.36%
Q1
4.82%
Min
-28.52%

FIS

Financial Services industry group

26.77%

Max
62.84%
Q3
28.05%
FIS
26.77%
Median
15.36%
Q1
4.82%
Min
-28.52%
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American Express (AXP) vs. Fidelity Natl Information Svcs (FIS): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Both American Express (AXP) at 18.43% and Fidelity Natl Information Svcs (FIS) at 22.93% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

AXP

Financial Services industry group

18.43%

Max
107.33%
Q3
55.90%
Median
30.09%
AXP
18.43%
Q1
14.60%
Min
-44.34%

FIS

Financial Services industry group

22.93%

Max
107.33%
Q3
55.90%
Median
30.09%
FIS
22.93%
Q1
14.60%
Min
-44.34%
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American Express (AXP) vs. Fidelity Natl Information Svcs (FIS): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for American Express (AXP) and Fidelity Natl Information Svcs (FIS)
MetricAXPFIS
ROE (TTM)35.93%23.04%
ROA (TTM)4.03%4.52%
Net Margin (TTM)16.82%26.77%
Operating Margin (TTM)18.43%22.93%
Gross Margin (TTM)----

Growth

Revenue Growth

Both American Express (AXP) at 9.52% and Fidelity Natl Information Svcs (FIS) at 5.43% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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American Express (AXP) vs. Fidelity Natl Information Svcs (FIS): A comparison of their Revenue Growth across different time periods.

EPS Growth

American Express (AXP) at 9.78% is around its peer norm for EPS growth, while Fidelity Natl Information Svcs (FIS) at -72.03% drops into the bottom quartile, signaling weaker earnings momentum.

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American Express (AXP) vs. Fidelity Natl Information Svcs (FIS): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for American Express (AXP) and Fidelity Natl Information Svcs (FIS)
MetricAXPFIS
Revenue Growth (YoY)9.52%5.43%
Revenue Growth (3Y CAGR)10.97%3.18%
EPS Growth (YoY)9.78%-72.03%
EPS Growth (3Y CAGR)16.01%--

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: American Express (AXP) in Financial Services and Fidelity Natl Information Svcs (FIS) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: American Express (AXP) in Financial Services and Fidelity Natl Information Svcs (FIS) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for American Express (AXP) and Fidelity Natl Information Svcs (FIS)
MetricAXPFIS
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Fidelity Natl Information Svcs (FIS) at 5.85% delivers top-quartile income for its industry, while American Express (AXP) at 1.13% pays a more typical yield — both are credible income propositions, FIS the richer one.

AXP

Financial Services industry group

1.13%

Max
9.77%
Q3
3.92%
AXP
1.13%
Median
1.09%
Q1
0.00%
Min
0.00%

FIS

Financial Services industry group

5.85%

Max
9.77%
FIS
5.85%
Q3
3.92%
Median
1.09%
Q1
0.00%
Min
0.00%
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American Express (AXP) vs. Fidelity Natl Information Svcs (FIS): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both American Express (AXP) at 15.32% and Fidelity Natl Information Svcs (FIS) at 25.71% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

AXP

Financial Services industry group

15.32%

Max
241.07%
Q3
97.36%
Median
25.77%
AXP
15.32%
Q1
0.00%
Min
0.00%

FIS

Financial Services industry group

25.71%

Max
241.07%
Q3
97.36%
Median
25.77%
FIS
25.71%
Q1
0.00%
Min
0.00%
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American Express (AXP) vs. Fidelity Natl Information Svcs (FIS): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for American Express (AXP) and Fidelity Natl Information Svcs (FIS)
MetricAXPFIS
Dividend Yield (TTM)1.13%5.85%
Dividend Payout Ratio (TTM)15.32%25.71%

Valuation

P/E Ratio (TTM)

Fidelity Natl Information Svcs (FIS) at 4.29 sits in the cheaper P/E ratio quartile, while American Express (AXP) at 18.08 is closer to its industry’s usual earnings multiple — a discount for FIS, though growth and earnings durability still matter.

AXP

Financial Services industry group

18.08

Max
45.85
Q3
24.64
AXP
18.08
Median
15.37
Q1
9.68
Min
0.16

FIS

Financial Services industry group

4.29

Max
45.85
Q3
24.64
Median
15.37
Q1
9.68
FIS
4.29
Min
0.16
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American Express (AXP) vs. Fidelity Natl Information Svcs (FIS): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

Fidelity Natl Information Svcs (FIS) at 1.14 sits in the cheaper P/S ratio quartile while American Express (AXP) at 2.95 prices around its industry’s middle — FIS costs less per dollar of sales, though read it alongside growth and margins.

AXP

Financial Services industry group

2.95

Max
9.23
Q3
4.57
AXP
2.95
Median
2.72
Q1
1.28
Min
-0.55

FIS

Financial Services industry group

1.14

Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
FIS
1.14
Min
-0.55
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American Express (AXP) vs. Fidelity Natl Information Svcs (FIS): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

Fidelity Natl Information Svcs (FIS) at 0.91 is valued about in line with its industry on P/B ratio, while American Express (AXP) at 6.02 carries an above-peer premium to book — AXP is pricier on assets.

AXP

Financial Services industry group

6.02

Max
7.79
AXP
6.02
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39

FIS

Financial Services industry group

0.91

Max
7.79
Q3
3.63
Median
1.57
FIS
0.91
Q1
0.81
Min
-0.39
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American Express (AXP) vs. Fidelity Natl Information Svcs (FIS): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for American Express (AXP) and Fidelity Natl Information Svcs (FIS)
MetricAXPFIS
P/E Ratio (TTM)18.084.29
P/S Ratio (TTM)2.951.14
P/B Ratio (MRQ)6.020.91
Free Cash Flow Yield (TTM)----