AXP vs. FIS: American Express vs. Fidelity Natl Information Svcs Stock Comparison
How do American Express (AXP) and Fidelity Natl Information Svcs (FIS) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
American Express (AXP) and Fidelity Natl Information Svcs (FIS) both fall under the Financial Services industry group, but AXP is classified in Consumer Finance while FIS is classified in Financial Services.
| Profile Item | AXP | FIS |
|---|---|---|
| Name | American Express Company | Fidelity National Information Services, Inc. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Consumer Finance | Financial Services |
| GICS Sub-Industry | Consumer Finance | Transaction & Payment Processing Services |
| Market Capitalization | 215.24 billion USD | 14.81 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | June 1, 1972 | June 20, 2001 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | AXP | FIS |
|---|---|---|
| Total Return (1Y) | -10.80% | -54.36% |
| Total Return (3Y, Annualized) | 30.19% | -15.82% |
| Total Return (5Y, Annualized) | 13.96% | -22.37% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | AXP | FIS |
|---|---|---|
| Volatility (1Y, Annualized) | 26.18% | 41.42% |
| Beta (5Y) | 1.06 | 0.91 |
| Max Drawdown (5Y) | -31.55% | -73.34% |
| Avg. Volume (3M) | 2.91M | 6.68M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | AXP | FIS |
|---|---|---|
| Sharpe Ratio (1Y) | -0.58 | -1.42 |
| Sortino Ratio (1Y) | -0.74 | -1.66 |
Profitability
ROE (TTM)
Both American Express (AXP) at 35.93% and Fidelity Natl Information Svcs (FIS) at 23.04% sit in the top peer quartile for ROE, suggesting each generates more profit from shareholders’ equity than typical industry peers.
AXP
Financial Services industry group
35.93%
- Max
- 44.78%
- AXP
- 35.93%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
FIS
Financial Services industry group
23.04%
- Max
- 44.78%
- FIS
- 23.04%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Both American Express (AXP) at 16.82% and Fidelity Natl Information Svcs (FIS) at 26.77% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
AXP
Financial Services industry group
16.82%
- Max
- 62.84%
- Q3
- 28.05%
- AXP
- 16.82%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
FIS
Financial Services industry group
26.77%
- Max
- 62.84%
- Q3
- 28.05%
- FIS
- 26.77%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both American Express (AXP) at 18.43% and Fidelity Natl Information Svcs (FIS) at 22.93% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
AXP
Financial Services industry group
18.43%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- AXP
- 18.43%
- Q1
- 14.60%
- Min
- -44.34%
FIS
Financial Services industry group
22.93%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- FIS
- 22.93%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | AXP | FIS |
|---|---|---|
| ROE (TTM) | 35.93% | 23.04% |
| ROA (TTM) | 4.03% | 4.52% |
| Net Margin (TTM) | 16.82% | 26.77% |
| Operating Margin (TTM) | 18.43% | 22.93% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both American Express (AXP) at 9.52% and Fidelity Natl Information Svcs (FIS) at 5.43% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
American Express (AXP) at 9.78% is around its peer norm for EPS growth, while Fidelity Natl Information Svcs (FIS) at -72.03% drops into the bottom quartile, signaling weaker earnings momentum.
Growth Metrics
| Metric | AXP | FIS |
|---|---|---|
| Revenue Growth (YoY) | 9.52% | 5.43% |
| Revenue Growth (3Y CAGR) | 10.97% | 3.18% |
| EPS Growth (YoY) | 9.78% | -72.03% |
| EPS Growth (3Y CAGR) | 16.01% | -- |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: American Express (AXP) in Financial Services and Fidelity Natl Information Svcs (FIS) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: American Express (AXP) in Financial Services and Fidelity Natl Information Svcs (FIS) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | AXP | FIS |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Fidelity Natl Information Svcs (FIS) at 5.85% delivers top-quartile income for its industry, while American Express (AXP) at 1.13% pays a more typical yield — both are credible income propositions, FIS the richer one.
AXP
Financial Services industry group
1.13%
- Max
- 9.77%
- Q3
- 3.92%
- AXP
- 1.13%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
FIS
Financial Services industry group
5.85%
- Max
- 9.77%
- FIS
- 5.85%
- Q3
- 3.92%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both American Express (AXP) at 15.32% and Fidelity Natl Information Svcs (FIS) at 25.71% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
AXP
Financial Services industry group
15.32%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- AXP
- 15.32%
- Q1
- 0.00%
- Min
- 0.00%
FIS
Financial Services industry group
25.71%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- FIS
- 25.71%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | AXP | FIS |
|---|---|---|
| Dividend Yield (TTM) | 1.13% | 5.85% |
| Dividend Payout Ratio (TTM) | 15.32% | 25.71% |
Valuation
P/E Ratio (TTM)
Fidelity Natl Information Svcs (FIS) at 4.29 sits in the cheaper P/E ratio quartile, while American Express (AXP) at 18.08 is closer to its industry’s usual earnings multiple — a discount for FIS, though growth and earnings durability still matter.
AXP
Financial Services industry group
18.08
- Max
- 45.85
- Q3
- 24.64
- AXP
- 18.08
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
FIS
Financial Services industry group
4.29
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- FIS
- 4.29
- Min
- 0.16
P/S Ratio (TTM)
Fidelity Natl Information Svcs (FIS) at 1.14 sits in the cheaper P/S ratio quartile while American Express (AXP) at 2.95 prices around its industry’s middle — FIS costs less per dollar of sales, though read it alongside growth and margins.
AXP
Financial Services industry group
2.95
- Max
- 9.23
- Q3
- 4.57
- AXP
- 2.95
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
FIS
Financial Services industry group
1.14
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- FIS
- 1.14
- Min
- -0.55
P/B Ratio (MRQ)
Fidelity Natl Information Svcs (FIS) at 0.91 is valued about in line with its industry on P/B ratio, while American Express (AXP) at 6.02 carries an above-peer premium to book — AXP is pricier on assets.
AXP
Financial Services industry group
6.02
- Max
- 7.79
- AXP
- 6.02
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
FIS
Financial Services industry group
0.91
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- FIS
- 0.91
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | AXP | FIS |
|---|---|---|
| P/E Ratio (TTM) | 18.08 | 4.29 |
| P/S Ratio (TTM) | 2.95 | 1.14 |
| P/B Ratio (MRQ) | 6.02 | 0.91 |
| Free Cash Flow Yield (TTM) | -- | -- |