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AXP vs. DB: A Head-to-Head Stock Comparison

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Here’s a clear look at AXP and DB, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Overview

AXP’s market capitalization of 229.88 billion USD is substantially larger than DB’s 56.80 billion USD, indicating a significant difference in their market valuations.

With betas of 1.25 for AXP and 1.03 for DB, both stocks show similar sensitivity to overall market movements.

SymbolAXPDB
Company NameAmerican Express CompanyDeutsche Bank AG
CountryUSDE
SectorFinancial ServicesFinancial Services
IndustryFinancial - Credit ServicesBanks - Regional
CEOStephen Joseph SqueriChristian Sewing
Price328.13 USD29.25 USD
Market Cap229.88 billion USD56.80 billion USD
Beta1.251.03
ExchangeNYSENYSE
IPO DateJune 1, 1972November 18, 1996
ADRNoNo

Historical Performance

This chart compares the performance of AXP and DB by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period.

Data is adjusted for dividends and splits.

AXP vs. DB: Growth of a $10,000 investment over the past one year.

Profitability

Return on Equity

AXP

34.05%

Financial - Credit Services Industry

Max
34.05%
Q3
18.70%
Median
10.57%
Q1
3.55%
Min
-12.12%

In the upper quartile for the Financial - Credit Services industry, AXP’s Return on Equity of 34.05% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

DB

4.84%

Banks - Regional Industry

Max
19.20%
Q3
11.87%
Median
9.48%
Q1
6.66%
Min
-0.15%

DB’s Return on Equity of 4.84% is in the lower quartile for the Banks - Regional industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

AXP vs. DB: A comparison of their ROE against their respective Financial - Credit Services and Banks - Regional industry benchmarks.

Return on Invested Capital

AXP

8.40%

Financial - Credit Services Industry

Max
68.11%
Q3
32.26%
Median
9.52%
Q1
3.37%
Min
-7.03%

Return on Invested Capital is often not a primary measure of capital efficiency in the Financial - Credit Services industry.

DB

-1.05%

Banks - Regional Industry

Max
13.33%
Q3
7.16%
Median
5.31%
Q1
2.87%
Min
-3.49%

Return on Invested Capital is often not a primary measure of capital efficiency in the Banks - Regional industry.

AXP vs. DB: A comparison of their ROIC against their respective Financial - Credit Services and Banks - Regional industry benchmarks.

Net Profit Margin

AXP

13.64%

Financial - Credit Services Industry

Max
39.42%
Q3
20.10%
Median
12.91%
Q1
5.82%
Min
-14.80%

AXP’s Net Profit Margin of 13.64% is aligned with the median group of its peers in the Financial - Credit Services industry. This indicates its ability to convert revenue into profit is typical for the sector.

DB

8.96%

Banks - Regional Industry

Max
32.03%
Q3
21.35%
Median
16.99%
Q1
12.69%
Min
0.27%

Falling into the lower quartile for the Banks - Regional industry, DB’s Net Profit Margin of 8.96% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

AXP vs. DB: A comparison of their Net Profit Margin against their respective Financial - Credit Services and Banks - Regional industry benchmarks.

Operating Profit Margin

AXP

17.36%

Financial - Credit Services Industry

Max
77.26%
Q3
42.86%
Median
17.99%
Q1
10.82%
Min
-14.94%

AXP’s Operating Profit Margin of 17.36% is around the midpoint for the Financial - Credit Services industry, indicating that its efficiency in managing core business operations is typical for the sector.

DB

-56.43%

Banks - Regional Industry

Max
40.01%
Q3
26.24%
Median
21.14%
Q1
15.85%
Min
1.50%

DB has a negative Operating Profit Margin of -56.43%. This signifies the company is unprofitable at the operational level, as its core business expenses exceed its revenue.

AXP vs. DB: A comparison of their Operating Margin against their respective Financial - Credit Services and Banks - Regional industry benchmarks.

Profitability at a Glance

SymbolAXPDB
Return on Equity (TTM)34.05%4.84%
Return on Assets (TTM)3.64%0.25%
Return on Invested Capital (TTM)8.40%-1.05%
Net Profit Margin (TTM)13.64%8.96%
Operating Profit Margin (TTM)17.36%-56.43%
Gross Profit Margin (TTM)82.37%121.15%

Financial Strength

Current Ratio

AXP

0.32

Financial - Credit Services Industry

Max
8.15
Q3
4.39
Median
2.62
Q1
1.06
Min
0.15

For the Financial - Credit Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

DB

--

Banks - Regional Industry

Max
0.39
Q3
0.22
Median
0.15
Q1
0.10
Min
0.01

For the Banks - Regional industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

AXP vs. DB: A comparison of their Current Ratio against their respective Financial - Credit Services and Banks - Regional industry benchmarks.

Debt-to-Equity Ratio

AXP

1.69

Financial - Credit Services Industry

Max
4.69
Q3
2.55
Median
1.20
Q1
0.55
Min
0.00

AXP’s Debt-to-Equity Ratio of 1.69 is typical for the Financial - Credit Services industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

DB

1.64

Banks - Regional Industry

Max
1.74
Q3
0.81
Median
0.42
Q1
0.18
Min
0.00

DB’s leverage is in the upper quartile of the Banks - Regional industry, with a Debt-to-Equity Ratio of 1.64. While this approach can boost equity growth, it also exposes the company to greater financial vulnerability.

AXP vs. DB: A comparison of their D/E Ratio against their respective Financial - Credit Services and Banks - Regional industry benchmarks.

Interest Coverage Ratio

AXP

1.59

Financial - Credit Services Industry

Max
17.48
Q3
7.42
Median
1.59
Q1
0.38
Min
-7.77

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial - Credit Services industry.

DB

-0.65

Banks - Regional Industry

Max
1.58
Q3
0.84
Median
0.59
Q1
0.35
Min
-0.35

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks - Regional industry.

AXP vs. DB: A comparison of their Interest Coverage against their respective Financial - Credit Services and Banks - Regional industry benchmarks.

Financial Strength at a Glance

SymbolAXPDB
Current Ratio (TTM)0.32--
Quick Ratio (TTM)0.32--
Debt-to-Equity Ratio (TTM)1.691.64
Debt-to-Asset Ratio (TTM)0.190.09
Net Debt-to-EBITDA Ratio (TTM)0.03-1.97
Interest Coverage Ratio (TTM)1.59-0.65

Growth

The following charts compare key year-over-year (YoY) growth metrics for AXP and DB. These metrics are based on the companies’ annual financial reports.

Revenue Growth

AXP vs. DB: A comparison of their annual year-over-year Revenue Growth.

Earnings Per Share (EPS) Growth

AXP vs. DB: A comparison of their annual year-over-year Earnings Per Share (EPS) Growth.

Free Cash Flow Growth

AXP vs. DB: A comparison of their annual year-over-year Free Cash Flow Growth.

Dividend

Dividend Yield

AXP

0.93%

Financial - Credit Services Industry

Max
14.68%
Q3
2.97%
Median
1.03%
Q1
0.00%
Min
0.00%

AXP’s Dividend Yield of 0.93% is consistent with its peers in the Financial - Credit Services industry, providing a dividend return that is standard for its sector.

DB

2.39%

Banks - Regional Industry

Max
11.72%
Q3
4.07%
Median
3.00%
Q1
1.68%
Min
0.00%

DB’s Dividend Yield of 2.39% is consistent with its peers in the Banks - Regional industry, providing a dividend return that is standard for its sector.

AXP vs. DB: A comparison of their Dividend Yield against their respective Financial - Credit Services and Banks - Regional industry benchmarks.

Dividend Payout Ratio

AXP

20.01%

Financial - Credit Services Industry

Max
169.58%
Q3
38.15%
Median
18.30%
Q1
0.00%
Min
0.00%

AXP’s Dividend Payout Ratio of 20.01% is within the typical range for the Financial - Credit Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

DB

0.00%

Banks - Regional Industry

Max
155.35%
Q3
50.05%
Median
34.14%
Q1
18.61%
Min
0.00%

DB has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

AXP vs. DB: A comparison of their Payout Ratio against their respective Financial - Credit Services and Banks - Regional industry benchmarks.

Dividend at a Glance

SymbolAXPDB
Dividend Yield (TTM)0.93%2.39%
Dividend Payout Ratio (TTM)20.01%0.00%

Valuation

Price-to-Earnings Ratio

AXP

22.38

Financial - Credit Services Industry

Max
42.04
Q3
25.88
Median
12.28
Q1
9.55
Min
3.09

AXP’s P/E Ratio of 22.38 is within the middle range for the Financial - Credit Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

DB

13.31

Banks - Regional Industry

Max
22.32
Q3
15.38
Median
12.31
Q1
10.72
Min
4.30

DB’s P/E Ratio of 13.31 is within the middle range for the Banks - Regional industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

AXP vs. DB: A comparison of their P/E Ratio against their respective Financial - Credit Services and Banks - Regional industry benchmarks.

Forward P/E to Growth Ratio

AXP

2.10

Financial - Credit Services Industry

Max
2.76
Q3
1.57
Median
0.82
Q1
0.51
Min
0.06

A Forward PEG Ratio of 2.10 places AXP in the upper quartile for the Financial - Credit Services industry. This suggests the stock is potentially expensive compared to its peers relative to its growth forecast, which may warrant caution.

DB

1.68

Banks - Regional Industry

Max
4.03
Q3
2.13
Median
1.25
Q1
0.71
Min
0.02

DB’s Forward PEG Ratio of 1.68 is within the middle range of its peers in the Banks - Regional industry. This suggests a reasonable balance between the stock’s price and its expected growth, aligning with sector valuation norms.

AXP vs. DB: A comparison of their Forward PEG Ratio against their respective Financial - Credit Services and Banks - Regional industry benchmarks.

Price-to-Sales Ratio

AXP

3.05

Financial - Credit Services Industry

Max
6.24
Q3
3.02
Median
1.54
Q1
0.75
Min
0.32

The P/S Ratio is often not a primary valuation tool in the Financial - Credit Services industry.

DB

1.19

Banks - Regional Industry

Max
4.28
Q3
2.76
Median
2.17
Q1
1.71
Min
0.55

The P/S Ratio is often not a primary valuation tool in the Banks - Regional industry.

AXP vs. DB: A comparison of their P/S Ratio against their respective Financial - Credit Services and Banks - Regional industry benchmarks.

Price-to-Book Ratio

AXP

7.37

Financial - Credit Services Industry

Max
3.58
Q3
2.84
Median
1.28
Q1
0.84
Min
0.07

At 7.37, AXP’s P/B Ratio is at an extreme premium to the Financial - Credit Services industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

DB

0.60

Banks - Regional Industry

Max
1.99
Q3
1.35
Median
1.09
Q1
0.92
Min
0.33

DB’s P/B Ratio of 0.60 is in the lower quartile for the Banks - Regional industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

AXP vs. DB: A comparison of their P/B Ratio against their respective Financial - Credit Services and Banks - Regional industry benchmarks.

Valuation at a Glance

SymbolAXPDB
Price-to-Earnings Ratio (P/E, TTM)22.3813.31
Forward PEG Ratio (TTM)2.101.68
Price-to-Sales Ratio (P/S, TTM)3.051.19
Price-to-Book Ratio (P/B, TTM)7.370.60
Price-to-Free Cash Flow Ratio (P/FCF, TTM)20.31--
EV-to-EBITDA (TTM)15.561.42
EV-to-Sales (TTM)3.060.50