AXP vs. DB: American Express vs. Deutsche Bank Stock Comparison
How do American Express (AXP) and Deutsche Bank (DB) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
American Express (AXP) and Deutsche Bank (DB) both fall under the Financial Services industry group, but AXP is classified in Consumer Finance while DB is classified in Capital Markets.
| Profile Item | AXP | DB |
|---|---|---|
| Name | American Express Company | Deutsche Bank AG |
| Country/Region | United States | Germany |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Consumer Finance | Capital Markets |
| GICS Sub-Industry | Consumer Finance | Diversified Capital Markets |
| Market Capitalization | 215.24 billion USD | 64.60 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | June 1, 1972 | November 18, 1996 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | AXP | DB |
|---|---|---|
| Total Return (1Y) | -10.80% | 3.59% |
| Total Return (3Y, Annualized) | 30.19% | 52.91% |
| Total Return (5Y, Annualized) | 13.96% | 26.98% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | AXP | DB |
|---|---|---|
| Volatility (1Y, Annualized) | 26.18% | 35.30% |
| Beta (5Y) | 1.06 | 1.04 |
| Max Drawdown (5Y) | -31.55% | -54.19% |
| Avg. Volume (3M) | 2.91M | 2.22M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | AXP | DB |
|---|---|---|
| Sharpe Ratio (1Y) | -0.58 | -0.02 |
| Sortino Ratio (1Y) | -0.74 | -0.03 |
Profitability
ROE (TTM)
American Express (AXP) at 35.93% sits in the top ROE quartile, while Deutsche Bank (DB) at 8.98% is closer to the peer norm — stronger capital efficiency for AXP.
AXP
Financial Services industry group
35.93%
- Max
- 44.78%
- AXP
- 35.93%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
DB
Financial Services industry group
8.98%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- DB
- 8.98%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Both American Express (AXP) at 16.82% and Deutsche Bank (DB) at 22.67% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
AXP
Financial Services industry group
16.82%
- Max
- 62.84%
- Q3
- 28.05%
- AXP
- 16.82%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
DB
Financial Services industry group
22.67%
- Max
- 62.84%
- Q3
- 28.05%
- DB
- 22.67%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both American Express (AXP) at 18.43% and Deutsche Bank (DB) at 33.58% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
AXP
Financial Services industry group
18.43%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- AXP
- 18.43%
- Q1
- 14.60%
- Min
- -44.34%
DB
Financial Services industry group
33.58%
- Max
- 107.33%
- Q3
- 55.90%
- DB
- 33.58%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | AXP | DB |
|---|---|---|
| ROE (TTM) | 35.93% | 8.98% |
| ROA (TTM) | 4.03% | 0.48% |
| Net Margin (TTM) | 16.82% | 22.67% |
| Operating Margin (TTM) | 18.43% | 33.58% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both American Express (AXP) at 9.52% and Deutsche Bank (DB) at 6.83% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Deutsche Bank (DB) at 130.39% sits in the top EPS growth quartile, while American Express (AXP) at 9.78% is closer to the peer norm — faster per-share earnings growth for DB.
Growth Metrics
| Metric | AXP | DB |
|---|---|---|
| Revenue Growth (YoY) | 9.52% | 6.83% |
| Revenue Growth (3Y CAGR) | 10.97% | 6.39% |
| EPS Growth (YoY) | 9.78% | 130.39% |
| EPS Growth (3Y CAGR) | 16.01% | 10.02% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: American Express (AXP) in Financial Services and Deutsche Bank (DB) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: American Express (AXP) in Financial Services and Deutsche Bank (DB) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | AXP | DB |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both American Express (AXP) at 1.13% and Deutsche Bank (DB) at 2.75% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
AXP
Financial Services industry group
1.13%
- Max
- 9.77%
- Q3
- 3.92%
- AXP
- 1.13%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
DB
Financial Services industry group
2.75%
- Max
- 9.77%
- Q3
- 3.92%
- DB
- 2.75%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both American Express (AXP) at 15.32% and Deutsche Bank (DB) at 30.04% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
AXP
Financial Services industry group
15.32%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- AXP
- 15.32%
- Q1
- 0.00%
- Min
- 0.00%
DB
Financial Services industry group
30.04%
- Max
- 241.07%
- Q3
- 97.36%
- DB
- 30.04%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | AXP | DB |
|---|---|---|
| Dividend Yield (TTM) | 1.13% | 2.75% |
| Dividend Payout Ratio (TTM) | 15.32% | 30.04% |
Valuation
P/E Ratio (TTM)
Deutsche Bank (DB) at 9.00 sits in the cheaper P/E ratio quartile, while American Express (AXP) at 18.08 is closer to its industry’s usual earnings multiple — a discount for DB, though growth and earnings durability still matter.
AXP
Financial Services industry group
18.08
- Max
- 45.85
- Q3
- 24.64
- AXP
- 18.08
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
DB
Financial Services industry group
9.00
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- DB
- 9.00
- Min
- 0.16
P/S Ratio (TTM)
On P/S ratio, both American Express (AXP) at 2.95 and Deutsche Bank (DB) at 2.11 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
AXP
Financial Services industry group
2.95
- Max
- 9.23
- Q3
- 4.57
- AXP
- 2.95
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
DB
Financial Services industry group
2.11
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- DB
- 2.11
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
Deutsche Bank (DB) at 0.72 looks cheap against book in the lower P/B ratio quartile, while American Express (AXP) at 6.02 carries a premium in the upper quartile — a clear price-to-book gap.
AXP
Financial Services industry group
6.02
- Max
- 7.79
- AXP
- 6.02
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
DB
Financial Services industry group
0.72
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- DB
- 0.72
- Min
- -0.39
Valuation Metrics
| Metric | AXP | DB |
|---|---|---|
| P/E Ratio (TTM) | 18.08 | 9.00 |
| P/S Ratio (TTM) | 2.95 | 2.11 |
| P/B Ratio (MRQ) | 6.02 | 0.72 |
| Free Cash Flow Yield (TTM) | -- | -- |