ARES vs. CHYM: Ares Management vs. Chime Financial Stock Comparison

Company Profile

Ares Management (ARES) and Chime Financial (CHYM) both fall under the Financial Services industry group, but ARES is classified in Capital Markets while CHYM is classified in Financial Services.

Ares Management (ARES) has been public since May 2, 2014, giving it a longer listed trading history, while Chime Financial (CHYM) listed on June 12, 2025 and still has a shorter public-market record.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Ares Management (ARES) has an aggressive beta of 1.45, indicating higher sensitivity to broad-market moves, while Chime Financial (CHYM) is defensive at 0.31 and tends to be less market-sensitive — they sit on opposite ends of the beta spectrum.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Capital efficiency shows on one side only: Chime Financial (CHYM) earns 5.38% on shareholders’ equity, ranked against its industry; Ares Management (ARES) has no ROE this period.

Ares Management (ARES) at 8.69% keeps about the industry-typical share of revenue as profit, while Chime Financial (CHYM) at 3.05% retains only a bottom-quartile share.

Chime Financial (CHYM) at 20.88% runs core operations around its industry’s norm, while Ares Management (ARES) at 2.89% operates in the bottom quartile.

Profitability Metrics

Growth

Both Ares Management (ARES) at 44.19% and Chime Financial (CHYM) at 30.69% sit in the top peer quartile for revenue growth, so each is growing its top line faster than typical industry peers.

Only one side can be read here: Ares Management (ARES) reports EPS growth of -16.67%, ranked against its industry; Chime Financial (CHYM) has no EPS growth figure this period.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Ares Management (ARES) in Financial Services and Chime Financial (CHYM) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Ares Management (ARES) in Financial Services and Chime Financial (CHYM) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Chime Financial (CHYM) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Ares Management (ARES) reports a yield of 3.87%, ranking against industry peers normally.

Ares Management (ARES) reports payout ratio above 100% at 423.77%, meaning dividends exceeded current-period earnings; Chime Financial (CHYM) pays no dividend (payout 0.00%).

Dividend Metrics

Valuation

Both look expensive on trailing earnings: Chime Financial (CHYM) at 27.48 sits in the richer P/E ratio quartile, and Ares Management (ARES) at 109.82 is richer still, above its industry range.

Chime Financial (CHYM) at 4.57 is priced about in line with its industry on P/S ratio, while Ares Management (ARES) at 8.92 sits in the pricier quartile — ARES costs more per dollar of sales.

Both look rich against book: Chime Financial (CHYM) at 7.79 sits in the upper P/B ratio quartile, and Ares Management (ARES) at 12.15 prices even higher, above its industry range.

Valuation Metrics