Seek Returns

ARCC vs. JKHY: Ares Capital vs. Jack Henry & Associates Stock Comparison

How do Ares Capital (ARCC) and Jack Henry & Associates (JKHY) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Ares Capital (ARCC) and Jack Henry & Associates (JKHY) both fall under the Financial Services industry group, but ARCC is classified in Capital Markets while JKHY is classified in Financial Services.

Company profile comparison for Ares Capital (ARCC) and Jack Henry & Associates (JKHY)
Profile ItemARCCJKHY
NameAres Capital Corp.Jack Henry & Associates, Inc.
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryCapital MarketsFinancial Services
GICS Sub-IndustryAsset Management & Custody BanksTransaction & Payment Processing Services
Market Capitalization13.82 billion USD12.15 billion USD
CurrencyUSDUSD
ExchangeNasdaqNasdaq
Listing DateOctober 5, 2004November 20, 1985
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

ARCC
JKHY
GSPC
Loading price history…
Ares Capital (ARCC) vs. Jack Henry & Associates (JKHY), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

Loading price history…
Trailing total returns for Ares Capital (ARCC) and Jack Henry & Associates (JKHY). Returns over one year are annualized.

Calendar-Year Returns

Loading price history…
Calendar-year total returns for Ares Capital (ARCC) and Jack Henry & Associates (JKHY). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Ares Capital (ARCC) and Jack Henry & Associates (JKHY)
MetricARCCJKHY
Total Return (1Y)5.40%9.28%
Total Return (3Y, Annualized)9.48%6.53%
Total Return (5Y, Annualized)8.26%3.04%

Risk Profile

Drawdown History

ARCC
JKHY
GSPC
Loading price history…
Ares Capital (ARCC) vs. Jack Henry & Associates (JKHY), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

Loading price history…
Distribution of monthly total returns for Ares Capital (ARCC) and Jack Henry & Associates (JKHY). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Ares Capital (ARCC) and Jack Henry & Associates (JKHY)
MetricARCCJKHY
Volatility (1Y, Annualized)18.97%31.51%
Beta (5Y)0.590.51
Max Drawdown (5Y)-21.76%-38.35%
Avg. Volume (3M)4.45M944.55K

Risk-Adjusted Performance

Risk-Return Positioning

Loading chart…
ARCC and JKHY are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Ares Capital (ARCC) and Jack Henry & Associates (JKHY)
MetricARCCJKHY
Sharpe Ratio (1Y)0.060.16
Sortino Ratio (1Y)0.090.23

Profitability

ROE (TTM)

Capital efficiency shows on one side only: Ares Capital (ARCC) earns 6.19% on shareholders’ equity, ranked against its industry; Jack Henry & Associates (JKHY) has no ROE this period.

ARCC

Financial Services industry group

6.19%

Max
44.78%
Q3
21.85%
Median
12.91%
ARCC
6.19%
Q1
4.48%
Min
-18.71%

JKHY

Financial Services industry group

--

Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
JKHY
--
Loading chart…
Ares Capital (ARCC) vs. Jack Henry & Associates (JKHY): JKHY does not report ROE, so it has no value marker; ARCC is benchmarked against the Financial Services industry group.

Net Margin (TTM)

Ares Capital (ARCC) at 28.35% retains a top-quartile share of revenue as profit, ahead of Jack Henry & Associates (JKHY) at 19.96%, which keeps about the industry-typical share.

ARCC

Financial Services industry group

28.35%

Max
62.84%
ARCC
28.35%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%

JKHY

Financial Services industry group

19.96%

Max
62.84%
Q3
28.05%
JKHY
19.96%
Median
15.36%
Q1
4.82%
Min
-28.52%
Loading chart…
Ares Capital (ARCC) vs. Jack Henry & Associates (JKHY): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Ares Capital (ARCC) at 72.74% operates in the top operating margin quartile, ahead of Jack Henry & Associates (JKHY) at 29.52%, which runs around its industry’s norm.

ARCC

Financial Services industry group

72.74%

Max
107.33%
ARCC
72.74%
Q3
55.90%
Median
30.09%
Q1
14.60%
Min
-44.34%

JKHY

Financial Services industry group

29.52%

Max
107.33%
Q3
55.90%
Median
30.09%
JKHY
29.52%
Q1
14.60%
Min
-44.34%
Loading chart…
Ares Capital (ARCC) vs. Jack Henry & Associates (JKHY): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Ares Capital (ARCC) and Jack Henry & Associates (JKHY)
MetricARCCJKHY
ROE (TTM)6.19%--
ROA (TTM)4.78%--
Net Margin (TTM)28.35%19.96%
Operating Margin (TTM)72.74%29.52%
Gross Margin (TTM)----

Growth

Revenue Growth

Jack Henry & Associates (JKHY) at 7.12% is around its peer norm for revenue growth, while Ares Capital (ARCC) at -12.08% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Loading chart…
Ares Capital (ARCC) vs. Jack Henry & Associates (JKHY): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Ares Capital (ARCC) at -23.77% and Jack Henry & Associates (JKHY) at 11.86% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Loading chart…
Ares Capital (ARCC) vs. Jack Henry & Associates (JKHY): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Ares Capital (ARCC) and Jack Henry & Associates (JKHY)
MetricARCCJKHY
Revenue Growth (YoY)-12.08%7.12%
Revenue Growth (3Y CAGR)26.67%6.99%
EPS Growth (YoY)-23.77%11.86%
EPS Growth (3Y CAGR)16.05%11.61%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Ares Capital (ARCC) in Financial Services and Jack Henry & Associates (JKHY) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Ares Capital (ARCC) in Financial Services and Jack Henry & Associates (JKHY) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Ares Capital (ARCC) and Jack Henry & Associates (JKHY)
MetricARCCJKHY
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Jack Henry & Associates (JKHY) at 1.34% pays an industry-typical yield; Ares Capital (ARCC) at 9.92% is above its entire peer range — the higher number, but one that calls for a look at payout sustainability before treating it as an advantage.

ARCC

Financial Services industry group

9.92%

ARCC
9.92%
Max
9.77%
Q3
3.92%
Median
1.09%
Q1
0.00%
Min
0.00%

JKHY

Financial Services industry group

1.34%

Max
9.77%
Q3
3.92%
JKHY
1.34%
Median
1.09%
Q1
0.00%
Min
0.00%
Loading chart…
Ares Capital (ARCC) vs. Jack Henry & Associates (JKHY): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Ares Capital (ARCC) reports payout ratio above 100% at 157.38%, meaning dividends exceeded current-period earnings and sustainability needs extra context. Meanwhile Jack Henry & Associates (JKHY) reports 33.10%, ranking against industry peers normally.

ARCC

Financial Services industry group

157.38%

Max
241.07%
ARCC
157.38%
Q3
97.36%
Median
25.77%
Q1
0.00%
Min
0.00%

JKHY

Financial Services industry group

33.10%

Max
241.07%
Q3
97.36%
JKHY
33.10%
Median
25.77%
Q1
0.00%
Min
0.00%
Loading chart…
Ares Capital (ARCC) vs. Jack Henry & Associates (JKHY): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Ares Capital (ARCC) and Jack Henry & Associates (JKHY)
MetricARCCJKHY
Dividend Yield (TTM)9.92%1.34%
Dividend Payout Ratio (TTM)157.38%33.10%

Valuation

P/E Ratio (TTM)

Both Ares Capital (ARCC) at 15.68 and Jack Henry & Associates (JKHY) at 23.80 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

ARCC

Financial Services industry group

15.68

Max
45.85
Q3
24.64
ARCC
15.68
Median
15.37
Q1
9.68
Min
0.16

JKHY

Financial Services industry group

23.80

Max
45.85
Q3
24.64
JKHY
23.80
Median
15.37
Q1
9.68
Min
0.16
Loading chart…
Ares Capital (ARCC) vs. Jack Henry & Associates (JKHY): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

Ares Capital (ARCC) at 4.48 is priced about in line with its industry on P/S ratio, while Jack Henry & Associates (JKHY) at 4.67 sits in the pricier quartile — JKHY costs more per dollar of sales.

ARCC

Financial Services industry group

4.48

Max
9.23
Q3
4.57
ARCC
4.48
Median
2.72
Q1
1.28
Min
-0.55

JKHY

Financial Services industry group

4.67

Max
9.23
JKHY
4.67
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55
Loading chart…
Ares Capital (ARCC) vs. Jack Henry & Associates (JKHY): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

Ares Capital (ARCC) at 0.99 is valued about in line with its industry on P/B ratio, while Jack Henry & Associates (JKHY) at 5.92 carries an above-peer premium to book — JKHY is pricier on assets.

ARCC

Financial Services industry group

0.99

Max
7.79
Q3
3.63
Median
1.57
ARCC
0.99
Q1
0.81
Min
-0.39

JKHY

Financial Services industry group

5.92

Max
7.79
JKHY
5.92
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39
Loading chart…
Ares Capital (ARCC) vs. Jack Henry & Associates (JKHY): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Ares Capital (ARCC) and Jack Henry & Associates (JKHY)
MetricARCCJKHY
P/E Ratio (TTM)15.6823.80
P/S Ratio (TTM)4.484.67
P/B Ratio (MRQ)0.995.92
Free Cash Flow Yield (TTM)----