Seek Returns

ARCC vs. CPAY: Ares Capital vs. Corpay Stock Comparison

How do Ares Capital (ARCC) and Corpay (CPAY) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Ares Capital (ARCC) and Corpay (CPAY) both fall under the Financial Services industry group, but ARCC is classified in Capital Markets while CPAY is classified in Financial Services.

Company profile comparison for Ares Capital (ARCC) and Corpay (CPAY)
Profile ItemARCCCPAY
NameAres Capital Corp.Corpay Inc.
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryCapital MarketsFinancial Services
GICS Sub-IndustryAsset Management & Custody BanksTransaction & Payment Processing Services
Market Capitalization13.82 billion USD29.12 billion USD
CurrencyUSDUSD
ExchangeNasdaqNYSE
Listing DateOctober 5, 2004December 15, 2010
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

ARCC
CPAY
GSPC
Loading price history…
Ares Capital (ARCC) vs. Corpay (CPAY), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

Loading price history…
Trailing total returns for Ares Capital (ARCC) and Corpay (CPAY). Returns over one year are annualized.

Calendar-Year Returns

Loading price history…
Calendar-year total returns for Ares Capital (ARCC) and Corpay (CPAY). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Ares Capital (ARCC) and Corpay (CPAY)
MetricARCCCPAY
Total Return (1Y)5.40%65.09%
Total Return (3Y, Annualized)9.48%25.90%
Total Return (5Y, Annualized)8.26%13.34%

Risk Profile

Drawdown History

ARCC
CPAY
GSPC
Loading price history…
Ares Capital (ARCC) vs. Corpay (CPAY), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

Loading price history…
Distribution of monthly total returns for Ares Capital (ARCC) and Corpay (CPAY). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Ares Capital (ARCC) and Corpay (CPAY)
MetricARCCCPAY
Volatility (1Y, Annualized)18.97%36.03%
Beta (5Y)0.590.87
Max Drawdown (5Y)-21.76%-37.33%
Avg. Volume (3M)4.45M489.47K

Risk-Adjusted Performance

Risk-Return Positioning

Loading chart…
ARCC and CPAY are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Ares Capital (ARCC) and Corpay (CPAY)
MetricARCCCPAY
Sharpe Ratio (1Y)0.061.69
Sortino Ratio (1Y)0.092.83

Profitability

ROE (TTM)

Corpay (CPAY) at 32.21% sits in the top ROE quartile, while Ares Capital (ARCC) at 6.19% is closer to the peer norm — stronger capital efficiency for CPAY.

ARCC

Financial Services industry group

6.19%

Max
44.78%
Q3
21.85%
Median
12.91%
ARCC
6.19%
Q1
4.48%
Min
-18.71%

CPAY

Financial Services industry group

32.21%

Max
44.78%
CPAY
32.21%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
Loading chart…
Ares Capital (ARCC) vs. Corpay (CPAY): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

Ares Capital (ARCC) at 28.35% retains a top-quartile share of revenue as profit, ahead of Corpay (CPAY) at 23.73%, which keeps about the industry-typical share.

ARCC

Financial Services industry group

28.35%

Max
62.84%
ARCC
28.35%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%

CPAY

Financial Services industry group

23.73%

Max
62.84%
Q3
28.05%
CPAY
23.73%
Median
15.36%
Q1
4.82%
Min
-28.52%
Loading chart…
Ares Capital (ARCC) vs. Corpay (CPAY): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Ares Capital (ARCC) at 72.74% operates in the top operating margin quartile, ahead of Corpay (CPAY) at 49.15%, which runs around its industry’s norm.

ARCC

Financial Services industry group

72.74%

Max
107.33%
ARCC
72.74%
Q3
55.90%
Median
30.09%
Q1
14.60%
Min
-44.34%

CPAY

Financial Services industry group

49.15%

Max
107.33%
Q3
55.90%
CPAY
49.15%
Median
30.09%
Q1
14.60%
Min
-44.34%
Loading chart…
Ares Capital (ARCC) vs. Corpay (CPAY): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Ares Capital (ARCC) and Corpay (CPAY)
MetricARCCCPAY
ROE (TTM)6.19%32.21%
ROA (TTM)4.78%6.80%
Net Margin (TTM)28.35%23.73%
Operating Margin (TTM)72.74%49.15%
Gross Margin (TTM)----

Growth

Revenue Growth

Corpay (CPAY) at 13.93% is around its peer norm for revenue growth, while Ares Capital (ARCC) at -12.08% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Loading chart…
Ares Capital (ARCC) vs. Corpay (CPAY): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Ares Capital (ARCC) at -23.77% and Corpay (CPAY) at 7.59% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Loading chart…
Ares Capital (ARCC) vs. Corpay (CPAY): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Ares Capital (ARCC) and Corpay (CPAY)
MetricARCCCPAY
Revenue Growth (YoY)-12.08%13.93%
Revenue Growth (3Y CAGR)26.67%9.73%
EPS Growth (YoY)-23.77%7.59%
EPS Growth (3Y CAGR)16.05%6.56%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Ares Capital (ARCC) in Financial Services and Corpay (CPAY) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Ares Capital (ARCC) in Financial Services and Corpay (CPAY) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Ares Capital (ARCC) and Corpay (CPAY)
MetricARCCCPAY
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Corpay (CPAY) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Ares Capital (ARCC) reports a yield of 9.92%, ranking against industry peers normally.

ARCC

Financial Services industry group

9.92%

ARCC
9.92%
Max
9.77%
Q3
3.92%
Median
1.09%
Q1
0.00%
Min
0.00%

CPAY

Financial Services industry group

0.00%

Max
9.77%
Q3
3.92%
Median
1.09%
CPAY
0.00%
Q1
0.00%
Min
0.00%
Loading chart…
Ares Capital (ARCC) vs. Corpay (CPAY): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Ares Capital (ARCC) reports payout ratio above 100% at 157.38%, meaning dividends exceeded current-period earnings; Corpay (CPAY) pays no dividend (payout 0.00%).

ARCC

Financial Services industry group

157.38%

Max
241.07%
ARCC
157.38%
Q3
97.36%
Median
25.77%
Q1
0.00%
Min
0.00%

CPAY

Financial Services industry group

0.00%

Max
241.07%
Q3
97.36%
Median
25.77%
CPAY
0.00%
Q1
0.00%
Min
0.00%
Loading chart…
Ares Capital (ARCC) vs. Corpay (CPAY): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Ares Capital (ARCC) and Corpay (CPAY)
MetricARCCCPAY
Dividend Yield (TTM)9.92%0.00%
Dividend Payout Ratio (TTM)157.38%0.00%

Valuation

P/E Ratio (TTM)

Ares Capital (ARCC) at 15.68 is near its industry’s usual P/E ratio, while Corpay (CPAY) at 25.02 sits in the richer quartile — CPAY needs stronger growth or earnings quality to justify the premium.

ARCC

Financial Services industry group

15.68

Max
45.85
Q3
24.64
ARCC
15.68
Median
15.37
Q1
9.68
Min
0.16

CPAY

Financial Services industry group

25.02

Max
45.85
CPAY
25.02
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16
Loading chart…
Ares Capital (ARCC) vs. Corpay (CPAY): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

Ares Capital (ARCC) at 4.48 is priced about in line with its industry on P/S ratio, while Corpay (CPAY) at 5.57 sits in the pricier quartile — CPAY costs more per dollar of sales.

ARCC

Financial Services industry group

4.48

Max
9.23
Q3
4.57
ARCC
4.48
Median
2.72
Q1
1.28
Min
-0.55

CPAY

Financial Services industry group

5.57

Max
9.23
CPAY
5.57
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55
Loading chart…
Ares Capital (ARCC) vs. Corpay (CPAY): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

Ares Capital (ARCC) at 0.99 sits near its industry’s typical P/B ratio, while Corpay (CPAY) at 8.89 prices above its benchmark range — CPAY looks rich relative to book.

ARCC

Financial Services industry group

0.99

Max
7.79
Q3
3.63
Median
1.57
ARCC
0.99
Q1
0.81
Min
-0.39

CPAY

Financial Services industry group

8.89

CPAY
8.89
Max
7.79
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39
Loading chart…
Ares Capital (ARCC) vs. Corpay (CPAY): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Ares Capital (ARCC) and Corpay (CPAY)
MetricARCCCPAY
P/E Ratio (TTM)15.6825.02
P/S Ratio (TTM)4.485.57
P/B Ratio (MRQ)0.998.89
Free Cash Flow Yield (TTM)----