AMP vs. COF: Ameriprise Financial vs. Capital One Financial Stock Comparison
How do Ameriprise Financial (AMP) and Capital One Financial (COF) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Ameriprise Financial (AMP) and Capital One Financial (COF) both fall under the Financial Services industry group, but AMP is classified in Capital Markets while COF is classified in Consumer Finance.
| Profile Item | AMP | COF |
|---|---|---|
| Name | Ameriprise Financial Inc. | Capital One Financial Corp. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Capital Markets | Consumer Finance |
| GICS Sub-Industry | Asset Management & Custody Banks | Consumer Finance |
| Market Capitalization | 43.54 billion USD | 121.43 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | September 15, 2005 | November 16, 1994 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | AMP | COF |
|---|---|---|
| Total Return (1Y) | 13.80% | -5.89% |
| Total Return (3Y, Annualized) | 17.42% | 26.49% |
| Total Return (5Y, Annualized) | 12.72% | 7.24% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | AMP | COF |
|---|---|---|
| Volatility (1Y, Annualized) | 26.68% | 31.21% |
| Beta (5Y) | 1.10 | 1.09 |
| Max Drawdown (5Y) | -31.54% | -45.56% |
| Avg. Volume (3M) | 545.31K | 3.66M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | AMP | COF |
|---|---|---|
| Sharpe Ratio (1Y) | 0.36 | -0.33 |
| Sortino Ratio (1Y) | 0.50 | -0.43 |
Profitability
ROE (TTM)
Ameriprise Financial (AMP) at 71.98% clears its industry range for ROE, a sharper capital-efficiency signal than Capital One Financial (COF) at 9.39%, which is closer to a typical peer reading.
AMP
Financial Services industry group
71.98%
- AMP
- 71.98%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
COF
Financial Services industry group
9.39%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- COF
- 9.39%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Both Ameriprise Financial (AMP) at 20.67% and Capital One Financial (COF) at 22.23% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
AMP
Financial Services industry group
20.67%
- Max
- 62.84%
- Q3
- 28.05%
- AMP
- 20.67%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
COF
Financial Services industry group
22.23%
- Max
- 62.84%
- Q3
- 28.05%
- COF
- 22.23%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both Ameriprise Financial (AMP) at 36.41% and Capital One Financial (COF) at 37.83% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
AMP
Financial Services industry group
36.41%
- Max
- 107.33%
- Q3
- 55.90%
- AMP
- 36.41%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
COF
Financial Services industry group
37.83%
- Max
- 107.33%
- Q3
- 55.90%
- COF
- 37.83%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | AMP | COF |
|---|---|---|
| ROE (TTM) | 71.98% | 9.39% |
| ROA (TTM) | 2.30% | 1.57% |
| Net Margin (TTM) | 20.67% | 22.23% |
| Operating Margin (TTM) | 36.41% | 37.83% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Capital One Financial (COF) at 36.62% sits in the top revenue growth quartile, while Ameriprise Financial (AMP) at 7.04% is closer to the peer norm — faster top-line expansion for COF.
EPS Growth
Ameriprise Financial (AMP) at 9.77% is around its peer norm for EPS growth, while Capital One Financial (COF) at -65.23% drops into the bottom quartile, signaling weaker earnings momentum.
Growth Metrics
| Metric | AMP | COF |
|---|---|---|
| Revenue Growth (YoY) | 7.04% | 36.62% |
| Revenue Growth (3Y CAGR) | 9.03% | 15.98% |
| EPS Growth (YoY) | 9.77% | -65.23% |
| EPS Growth (3Y CAGR) | 9.41% | -39.18% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Ameriprise Financial (AMP) in Financial Services and Capital One Financial (COF) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Ameriprise Financial (AMP) in Financial Services and Capital One Financial (COF) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | AMP | COF |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Ameriprise Financial (AMP) at 1.30% and Capital One Financial (COF) at 1.57% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
AMP
Financial Services industry group
1.30%
- Max
- 9.77%
- Q3
- 3.92%
- AMP
- 1.30%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
COF
Financial Services industry group
1.57%
- Max
- 9.77%
- Q3
- 3.92%
- COF
- 1.57%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Ameriprise Financial (AMP) at 14.86% and Capital One Financial (COF) at 19.61% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
AMP
Financial Services industry group
14.86%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- AMP
- 14.86%
- Q1
- 0.00%
- Min
- 0.00%
COF
Financial Services industry group
19.61%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- COF
- 19.61%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | AMP | COF |
|---|---|---|
| Dividend Yield (TTM) | 1.30% | 1.57% |
| Dividend Payout Ratio (TTM) | 14.86% | 19.61% |
Valuation
P/E Ratio (TTM)
Both Ameriprise Financial (AMP) at 11.29 and Capital One Financial (COF) at 12.37 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
AMP
Financial Services industry group
11.29
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- AMP
- 11.29
- Q1
- 9.68
- Min
- 0.16
COF
Financial Services industry group
12.37
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- COF
- 12.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
On P/S ratio, both Ameriprise Financial (AMP) at 2.16 and Capital One Financial (COF) at 2.48 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
AMP
Financial Services industry group
2.16
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- AMP
- 2.16
- Q1
- 1.28
- Min
- -0.55
COF
Financial Services industry group
2.48
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- COF
- 2.48
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
Capital One Financial (COF) at 1.15 sits near its industry’s typical P/B ratio, while Ameriprise Financial (AMP) at 8.54 prices above its benchmark range — AMP looks rich relative to book.
AMP
Financial Services industry group
8.54
- AMP
- 8.54
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
COF
Financial Services industry group
1.15
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- COF
- 1.15
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | AMP | COF |
|---|---|---|
| P/E Ratio (TTM) | 11.29 | 12.37 |
| P/S Ratio (TTM) | 2.16 | 2.48 |
| P/B Ratio (MRQ) | 8.54 | 1.15 |
| Free Cash Flow Yield (TTM) | -- | -- |