ALLY vs. PNC: Ally Financial vs. PNC Financial Services Stock Comparison

June 13, 2026

This page compares Ally Financial (ALLY) with PNC Financial Services (PNC) using performance and risk, profitability, financial strength, growth, dividends, and valuation metrics.

Performance

Cumulative Growth

ALLY

PNC

Ally Financial (ALLY) vs. PNC Financial Services (PNC): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Ally Financial (ALLY) and PNC Financial Services (PNC). Returns over one year are annualized.

Performance at a Glance

Performance metrics for Ally Financial (ALLY) and PNC Financial Services (PNC)
Metric	ALLY	PNC
1-Year Return	24.22%	38.21%

Risk

Drawdown

ALLY

PNC

Ally Financial (ALLY) vs. PNC Financial Services (PNC): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Risk at a Glance

Risk metrics for Ally Financial (ALLY) and PNC Financial Services (PNC)
Metric	ALLY	PNC
1-Year Volatility	29.99%	21.70%
Beta	1.10	0.91
3-Month Avg. Volume	3.48M	2.11M

Company Profile

Ally Financial (ALLY) and PNC Financial Services (PNC) share the Financials sector but sit in different industry groups — ALLY in Financial Services and PNC in Banks.

Company profile comparison for Ally Financial (ALLY) and PNC Financial Services (PNC)
Profile Item	ALLY	PNC
Name	Ally Financial Inc.	The PNC Financial Services Group, Inc.
Country/Region	United States	United States
GICS Sector	Financials	Financials
GICS Industry Group	Financial Services	Banks
GICS Industry	Consumer Finance	Banks
GICS Sub-Industry	Consumer Finance	Diversified Banks
Market Capitalization	13.60 billion USD	95.44 billion USD
Currency	USD	USD
Exchange	NYSE	NYSE
Listing Date	January 28, 2014	November 17, 1975
Security Type	Common Stock	Common Stock

Valuation

Price-to-Earnings Ratio (TTM)

Both Ally Financial (ALLY) at 10.77 and PNC Financial Services (PNC) at 13.81 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

ALLY

Financial Services industry group

10.77

Max: 47.33
Q3: 25.83
Median: 14.56
ALLY: 10.77
Q1: 9.03
Min: 0.60

PNC

Banks industry group

13.81

Max: 21.53
Q3: 15.41
PNC: 13.81
Median: 12.95
Q1: 11.19
Min: 6.13

Ally Financial (ALLY) vs. PNC Financial Services (PNC): A comparison of their P/E ratio against their respective Financial Services and Banks industry group benchmarks.

Price-to-Sales Ratio (TTM)

Ally Financial (ALLY) shows P/S ratio of 1.77; for PNC Financial Services (PNC) the multiple is skipped — in Banks, income is dominated by interest spread rather than a conventional revenue line, so pricing per dollar of sales loses meaning and book- or earnings-based multiples carry the comparison.

ALLY

Financial Services industry group

1.77

Max: 9.45
Q3: 4.84
Median: 2.86
ALLY: 1.77
Q1: 1.48
Min: -1.12

PNC

Banks industry group

PNC: --
Max: --
Q3: --
Median: --
Q1: --
Min: --

Ally Financial (ALLY) vs. PNC Financial Services (PNC): PNC’s P/S ratio is not assessed under the Banks industry convention, so the chart shows available visual context for ALLY only.

Price-to-Book Ratio (MRQ)

On P/B ratio, both Ally Financial (ALLY) at 1.03 and PNC Financial Services (PNC) at 1.50 are valued close to their industries’ norm against book — neither stands out from peers.

ALLY

Financial Services industry group

1.03

Max: 7.24
Q3: 3.50
Median: 1.63
ALLY: 1.03
Q1: 0.92
Min: 0.00

PNC

Banks industry group

1.50

Max: 2.22
Q3: 1.58
PNC: 1.50
Median: 1.30
Q1: 1.13
Min: 0.64

Ally Financial (ALLY) vs. PNC Financial Services (PNC): A comparison of their P/B ratio against their respective Financial Services and Banks industry group benchmarks.

Valuation at a Glance

Valuation metrics for Ally Financial (ALLY) and PNC Financial Services (PNC)
Metric	ALLY	PNC
Price-to-Earnings Ratio (TTM)	10.77	13.81
Price-to-Sales Ratio (TTM)	1.77	--
Price-to-Book Ratio (MRQ)	1.03	1.50
Free Cash Flow Yield	--	--

Profitability

Return on Equity (TTM)

Both Ally Financial (ALLY) at 9.36% and PNC Financial Services (PNC) at 12.10% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

ALLY

Financial Services industry group

9.36%

Max: 42.17%
Q3: 21.40%
Median: 12.18%
ALLY: 9.36%
Q1: 5.01%
Min: -18.74%

PNC

Banks industry group

12.10%

Max: 19.15%
Q3: 13.07%
PNC: 12.10%
Median: 10.82%
Q1: 8.57%
Min: 3.15%

Ally Financial (ALLY) vs. PNC Financial Services (PNC): A comparison of their ROE against their respective Financial Services and Banks industry group benchmarks.

Net Profit Margin (TTM)

Both Ally Financial (ALLY) at 18.16% and PNC Financial Services (PNC) at 31.31% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

ALLY

Financial Services industry group

18.16%

Max: 66.55%
Q3: 30.41%
ALLY: 18.16%
Median: 16.58%
Q1: 4.49%
Min: -26.88%

PNC

Banks industry group

31.31%

Max: 47.55%
Q3: 34.61%
PNC: 31.31%
Median: 30.31%
Q1: 25.62%
Min: 12.76%

Ally Financial (ALLY) vs. PNC Financial Services (PNC): A comparison of their net margin against their respective Financial Services and Banks industry group benchmarks.

Operating Profit Margin (TTM)

Ally Financial (ALLY) reports operating margin of 21.02%; PNC Financial Services (PNC) doesn’t report a comparable line — in Banks, funding costs sit inside the core business rather than below an operating line, so profitability is better judged on net margin or ROE.

ALLY

Financial Services industry group

21.02%

Max: 95.95%
Q3: 50.01%
Median: 27.45%
ALLY: 21.02%
Q1: 12.28%
Min: -36.26%

PNC

Banks industry group

PNC: --
Max: --
Q3: --
Median: --
Q1: --
Min: --

Ally Financial (ALLY) vs. PNC Financial Services (PNC): PNC’s operating margin is not assessed under the Banks industry convention, so the chart shows available visual context for ALLY only.

Profitability at a Glance

Profitability metrics for Ally Financial (ALLY) and PNC Financial Services (PNC)
Metric	ALLY	PNC
Return on Equity (TTM)	9.36%	12.10%
Return on Assets (TTM)	0.72%	1.26%
Net Profit Margin (TTM)	18.16%	31.31%
Operating Profit Margin (TTM)	21.02%	--
Gross Profit Margin (TTM)	--	--

Growth

Revenue Growth

Ally Financial (ALLY) vs. PNC Financial Services (PNC): A comparison of their Revenue Growth across different time periods.

Revenue Growth at a Glance

Revenue growth metrics for Ally Financial (ALLY) and PNC Financial Services (PNC)
Metric	ALLY	PNC
1-Year Revenue Growth	-1.43%	10.90%
3-Year Revenue CAGR	-1.73%	3.01%

EPS Growth

Ally Financial (ALLY) vs. PNC Financial Services (PNC): A comparison of their EPS Growth across different time periods.

EPS Growth at a Glance

EPS growth metrics for Ally Financial (ALLY) and PNC Financial Services (PNC)
Metric	ALLY	PNC
1-Year EPS Growth	31.67%	20.74%
3-Year EPS CAGR	-22.19%	6.20%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Ally Financial (ALLY) in Financial Services and PNC Financial Services (PNC) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt-to-Equity Ratio (MRQ)

debt-to-equity ratio is set aside for both: Ally Financial (ALLY) in Financial Services and PNC Financial Services (PNC) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength at a Glance

Financial strength metrics for Ally Financial (ALLY) and PNC Financial Services (PNC)
Metric	ALLY	PNC
Current Ratio (MRQ)	--	--
Debt-to-Equity Ratio (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

Both Ally Financial (ALLY) at 2.70% and PNC Financial Services (PNC) at 2.86% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

ALLY

Financial Services industry group

2.70%

Max: 18.40%
Q3: 7.73%
ALLY: 2.70%
Median: 1.93%
Q1: 0.00%
Min: 0.00%

PNC

Banks industry group

2.86%

Max: 5.44%
Q3: 3.24%
PNC: 2.86%
Median: 2.58%
Q1: 1.71%
Min: 0.00%

Ally Financial (ALLY) vs. PNC Financial Services (PNC): A comparison of their dividend yield against their respective Financial Services and Banks industry group benchmarks.

Dividend Payout Ratio (TTM)

Both Ally Financial (ALLY) at 29.13% and PNC Financial Services (PNC) at 38.93% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

ALLY

Financial Services industry group

29.13%

Max: 228.57%
Q3: 95.72%
ALLY: 29.13%
Median: 25.56%
Q1: 0.00%
Min: 0.00%

PNC

Banks industry group

38.93%

Max: 74.88%
Q3: 42.57%
PNC: 38.93%
Median: 29.00%
Q1: 19.94%
Min: 0.00%

Ally Financial (ALLY) vs. PNC Financial Services (PNC): A comparison of their payout ratio against their respective Financial Services and Banks industry group benchmarks.

Dividends at a Glance

Dividend metrics for Ally Financial (ALLY) and PNC Financial Services (PNC)
Metric	ALLY	PNC
Dividend Yield (TTM)	2.70%	2.86%
Dividend Payout Ratio (TTM)	29.13%	38.93%