AGNC vs. FRHC: AGNC Investment vs. Freedom Stock Comparison

November 11, 2026

How do AGNC Investment (AGNC) and Freedom (FRHC) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

AGNC Investment (AGNC) and Freedom (FRHC) both fall under the Financial Services industry group, but AGNC is classified in Mortgage Real Estate Investment Trusts (REITs) while FRHC is classified in Capital Markets.

Freedom (FRHC) is an ordinary operating company, while AGNC Investment (AGNC) is a REIT — read its payout ratio and P/E alongside FFO (funds from operations) rather than comparing them directly to FRHC’s multiples.

Company profile comparison for AGNC Investment (AGNC) and Freedom (FRHC)
Profile Item	AGNC	FRHC
Name	AGNC Investment Corp.	Freedom Holding Corp.
Country/Region	United States	United States
GICS Sector	Financials	Financials
GICS Industry Group	Financial Services	Financial Services
GICS Industry	Mortgage Real Estate Investment Trusts (REITs)	Capital Markets
GICS Sub-Industry	Mortgage REITs	Investment Banking & Brokerage
Market Capitalization	11.18 billion USD	11.41 billion USD
Currency	USD	USD
Exchange	Nasdaq	Nasdaq
Listing Date	May 15, 2008	February 7, 2018
Security Type	REIT	Common Stock

Price Performance

Cumulative Growth

AGNC

FRHC

GSPC

AGNC Investment (AGNC) vs. Freedom (FRHC), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for AGNC Investment (AGNC) and Freedom (FRHC). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for AGNC Investment (AGNC) and Freedom (FRHC). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for AGNC Investment (AGNC) and Freedom (FRHC)
Metric	AGNC	FRHC
Total Return (1Y)	-1.36%	18.04%
Total Return (3Y, Annualized)	18.48%	28.04%
Total Return (5Y, Annualized)	2.31%	18.95%

Risk Profile

Drawdown History

AGNC

FRHC

GSPC

AGNC Investment (AGNC) vs. Freedom (FRHC), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for AGNC Investment (AGNC) and Freedom (FRHC). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

AGNC Investment (AGNC) is heavily traded at around 28.79M shares per day, whereas Freedom (FRHC) sees a more moderate 108.35K — larger orders in the latter may require more patience and tighter control over order sizing.

Risk profile metrics for AGNC Investment (AGNC) and Freedom (FRHC)
Metric	AGNC	FRHC
Volatility (1Y, Annualized)	22.24%	47.01%
Beta (5Y)	1.37	0.71
Max Drawdown (5Y)	-49.02%	-45.80%
Avg. Volume (3M)	28.79M	108.35K

Risk-Adjusted Performance

Risk-Return Positioning

AGNC and FRHC are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for AGNC Investment (AGNC) and Freedom (FRHC)
Metric	AGNC	FRHC
Sharpe Ratio (1Y)	-0.25	0.29
Sortino Ratio (1Y)	-0.36	0.45

Profitability

ROE (TTM)

Freedom (FRHC) at 10.68% is around its peer norm for ROE, while AGNC Investment (AGNC) at 0.90% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

AGNC

Financial Services industry group

0.90%

Max: 44.78%
Q3: 21.85%
Median: 12.91%
Q1: 4.48%
AGNC: 0.90%
Min: -18.71%

FRHC

Financial Services industry group

10.68%

Max: 44.78%
Q3: 21.85%
Median: 12.91%
FRHC: 10.68%
Q1: 4.48%
Min: -18.71%

AGNC Investment (AGNC) vs. Freedom (FRHC): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

AGNC Investment (AGNC) at 43.64% retains a top-quartile share of revenue as profit, ahead of Freedom (FRHC) at 8.43%, which keeps about the industry-typical share.

AGNC

Financial Services industry group

43.64%

Max: 62.84%
AGNC: 43.64%
Q3: 28.05%
Median: 15.36%
Q1: 4.82%
Min: -28.52%

FRHC

Financial Services industry group

8.43%

Max: 62.84%
Q3: 28.05%
Median: 15.36%
FRHC: 8.43%
Q1: 4.82%
Min: -28.52%

AGNC Investment (AGNC) vs. Freedom (FRHC): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

AGNC Investment (AGNC) at 102.11% carries a top-quartile operating margin, while Freedom (FRHC) at 5.01% operates in the bottom quartile.

AGNC

Financial Services industry group

102.11%

Max: 107.33%
AGNC: 102.11%
Q3: 55.90%
Median: 30.09%
Q1: 14.60%
Min: -44.34%

FRHC

Financial Services industry group

5.01%

Max: 107.33%
Q3: 55.90%
Median: 30.09%
Q1: 14.60%
FRHC: 5.01%
Min: -44.34%

AGNC Investment (AGNC) vs. Freedom (FRHC): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for AGNC Investment (AGNC) and Freedom (FRHC)
Metric	AGNC	FRHC
ROE (TTM)	0.90%	10.68%
ROA (TTM)	0.09%	1.24%
Net Margin (TTM)	43.64%	8.43%
Operating Margin (TTM)	102.11%	5.01%
Gross Margin (TTM)	--	--

Growth

Revenue Growth

AGNC Investment (AGNC) at 84.69% clears its industry range for revenue growth, far stronger top-line momentum than Freedom (FRHC) at 8.97%, which is closer to a typical peer reading.

AGNC Investment (AGNC) vs. Freedom (FRHC): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both AGNC Investment (AGNC) at 58.06% and Freedom (FRHC) at 98.93% sit in the top peer quartile for EPS growth, so each is compounding per-share earnings faster than typical industry peers.

AGNC Investment (AGNC) vs. Freedom (FRHC): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for AGNC Investment (AGNC) and Freedom (FRHC)
Metric	AGNC	FRHC
Revenue Growth (YoY)	84.69%	8.97%
Revenue Growth (3Y CAGR)	--	39.61%
EPS Growth (YoY)	58.06%	98.93%
EPS Growth (3Y CAGR)	--	-10.08%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: AGNC Investment (AGNC) in Financial Services and Freedom (FRHC) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: AGNC Investment (AGNC) in Financial Services and Freedom (FRHC) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for AGNC Investment (AGNC) and Freedom (FRHC)
Metric	AGNC	FRHC
Current Ratio (MRQ)	--	--
Debt / Equity (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

Freedom (FRHC) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile AGNC Investment (AGNC) reports a yield of 16.33%, ranking against industry peers normally.

AGNC

Financial Services industry group

16.33%

AGNC: 16.33%
Max: 9.77%
Q3: 3.92%
Median: 1.09%
Q1: 0.00%
Min: 0.00%

FRHC

Financial Services industry group

0.00%

Max: 9.77%
Q3: 3.92%
Median: 1.09%
FRHC: 0.00%
Q1: 0.00%
Min: 0.00%

AGNC Investment (AGNC) vs. Freedom (FRHC): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

AGNC Investment (AGNC) reports payout ratio above 100% at 7,200.00%, meaning dividends exceeded current-period earnings; Freedom (FRHC) pays no dividend (payout 0.00%).

AGNC

Financial Services industry group

7,200.00%

AGNC: 7,200.00%
Max: 241.07%
Q3: 97.36%
Median: 25.77%
Q1: 0.00%
Min: 0.00%

FRHC

Financial Services industry group

0.00%

Max: 241.07%
Q3: 97.36%
Median: 25.77%
FRHC: 0.00%
Q1: 0.00%
Min: 0.00%

AGNC Investment (AGNC) vs. Freedom (FRHC): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for AGNC Investment (AGNC) and Freedom (FRHC)
Metric	AGNC	FRHC
Dividend Yield (TTM)	16.33%	0.00%
Dividend Payout Ratio (TTM)	7,200.00%	0.00%

Valuation

P/E Ratio (TTM)

Both AGNC Investment (AGNC) at 439.00 and Freedom (FRHC) at 70.97 trade above their industries’ P/E ratio peer ranges, pointing to unusually expensive trailing earnings relative to peers.

AGNC

Financial Services industry group

439.00

AGNC: 439.00
Max: 45.85
Q3: 24.64
Median: 15.37
Q1: 9.68
Min: 0.16

FRHC

Financial Services industry group

70.97

FRHC: 70.97
Max: 45.85
Q3: 24.64
Median: 15.37
Q1: 9.68
Min: 0.16

AGNC Investment (AGNC) vs. Freedom (FRHC): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

Both look expensive on sales: Freedom (FRHC) at 6.51 sits in the upper P/S ratio quartile, and AGNC Investment (AGNC) at 47.39 prices even higher, above its industry range.

AGNC

Financial Services industry group

47.39

AGNC: 47.39
Max: 9.23
Q3: 4.57
Median: 2.72
Q1: 1.28
Min: -0.55

FRHC

Financial Services industry group

6.51

Max: 9.23
FRHC: 6.51
Q3: 4.57
Median: 2.72
Q1: 1.28
Min: -0.55

AGNC Investment (AGNC) vs. Freedom (FRHC): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

AGNC Investment (AGNC) at 1.15 is valued about in line with its industry on P/B ratio, while Freedom (FRHC) at 7.16 carries an above-peer premium to book — FRHC is pricier on assets.

AGNC

Financial Services industry group

1.15

Max: 7.79
Q3: 3.63
Median: 1.57
AGNC: 1.15
Q1: 0.81
Min: -0.39

FRHC

Financial Services industry group

7.16

Max: 7.79
FRHC: 7.16
Q3: 3.63
Median: 1.57
Q1: 0.81
Min: -0.39

AGNC Investment (AGNC) vs. Freedom (FRHC): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for AGNC Investment (AGNC) and Freedom (FRHC)
Metric	AGNC	FRHC
P/E Ratio (TTM)	439.00	70.97
P/S Ratio (TTM)	47.39	6.51
P/B Ratio (MRQ)	1.15	7.16
Free Cash Flow Yield (TTM)	--	--