AGNC vs. BEN: AGNC Investment vs. Franklin Templeton Stock Comparison
How do AGNC Investment (AGNC) and Franklin Templeton (BEN) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
AGNC Investment (AGNC) and Franklin Templeton (BEN) both fall under the Financial Services industry group, but AGNC is classified in Mortgage Real Estate Investment Trusts (REITs) while BEN is classified in Capital Markets.
Franklin Templeton (BEN) is an ordinary operating company, while AGNC Investment (AGNC) is a REIT — read its payout ratio and P/E alongside FFO (funds from operations) rather than comparing them directly to BEN’s multiples.
| Profile Item | AGNC | BEN |
|---|---|---|
| Name | AGNC Investment Corp. | Franklin Templeton Inc. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Mortgage Real Estate Investment Trusts (REITs) | Capital Markets |
| GICS Sub-Industry | Mortgage REITs | Asset Management & Custody Banks |
| Market Capitalization | 11.18 billion USD | 17.29 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | May 15, 2008 | September 23, 1983 |
| Security Type | REIT | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | AGNC | BEN |
|---|---|---|
| Total Return (1Y) | -1.36% | 70.17% |
| Total Return (3Y, Annualized) | 18.48% | 22.48% |
| Total Return (5Y, Annualized) | 2.31% | 5.29% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | AGNC | BEN |
|---|---|---|
| Volatility (1Y, Annualized) | 22.24% | 29.18% |
| Beta (5Y) | 1.37 | 1.52 |
| Max Drawdown (5Y) | -49.02% | -45.39% |
| Avg. Volume (3M) | 28.79M | 3.70M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | AGNC | BEN |
|---|---|---|
| Sharpe Ratio (1Y) | -0.25 | 2.26 |
| Sortino Ratio (1Y) | -0.36 | 3.55 |
Profitability
ROE (TTM)
Franklin Templeton (BEN) at 10.51% is around its peer norm for ROE, while AGNC Investment (AGNC) at 0.90% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.
AGNC
Financial Services industry group
0.90%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- AGNC
- 0.90%
- Min
- -18.71%
BEN
Financial Services industry group
10.51%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- BEN
- 10.51%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
AGNC Investment (AGNC) at 43.64% retains a top-quartile share of revenue as profit, ahead of Franklin Templeton (BEN) at 11.42%, which keeps about the industry-typical share.
AGNC
Financial Services industry group
43.64%
- Max
- 62.84%
- AGNC
- 43.64%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
BEN
Financial Services industry group
11.42%
- Max
- 62.84%
- Q3
- 28.05%
- Median
- 15.36%
- BEN
- 11.42%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
AGNC Investment (AGNC) at 102.11% operates in the top operating margin quartile, ahead of Franklin Templeton (BEN) at 14.61%, which runs around its industry’s norm.
AGNC
Financial Services industry group
102.11%
- Max
- 107.33%
- AGNC
- 102.11%
- Q3
- 55.90%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
BEN
Financial Services industry group
14.61%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- BEN
- 14.61%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | AGNC | BEN |
|---|---|---|
| ROE (TTM) | 0.90% | 10.51% |
| ROA (TTM) | 0.09% | -- |
| Net Margin (TTM) | 43.64% | 11.42% |
| Operating Margin (TTM) | 102.11% | 14.61% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Only one side can be read here: AGNC Investment (AGNC) reports revenue growth of 84.69%, ranked against its industry; Franklin Templeton (BEN) has no revenue growth figure this period.
EPS Growth
Both AGNC Investment (AGNC) at 58.06% and Franklin Templeton (BEN) at 116.48% sit in the top peer quartile for EPS growth, so each is compounding per-share earnings faster than typical industry peers.
Growth Metrics
| Metric | AGNC | BEN |
|---|---|---|
| Revenue Growth (YoY) | 84.69% | -- |
| Revenue Growth (3Y CAGR) | -- | -- |
| EPS Growth (YoY) | 58.06% | 116.48% |
| EPS Growth (3Y CAGR) | -- | 4.63% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: AGNC Investment (AGNC) in Financial Services and Franklin Templeton (BEN) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: AGNC Investment (AGNC) in Financial Services and Franklin Templeton (BEN) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | AGNC | BEN |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Franklin Templeton (BEN) at 4.10% earns its spot in the top quartile of its industry’s yields; AGNC Investment (AGNC) at 16.33% is past the top of its own peer range — territory where a dividend-safety check matters more than the headline number.
AGNC
Financial Services industry group
16.33%
- AGNC
- 16.33%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
BEN
Financial Services industry group
4.10%
- Max
- 9.77%
- BEN
- 4.10%
- Q3
- 3.92%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
AGNC Investment (AGNC) reports payout ratio above 100% at 7,200.00%, meaning dividends exceeded current-period earnings and sustainability needs extra context. Meanwhile Franklin Templeton (BEN) reports 89.12%, ranking against industry peers normally.
AGNC
Financial Services industry group
7,200.00%
- AGNC
- 7,200.00%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
BEN
Financial Services industry group
89.12%
- Max
- 241.07%
- Q3
- 97.36%
- BEN
- 89.12%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | AGNC | BEN |
|---|---|---|
| Dividend Yield (TTM) | 16.33% | 4.10% |
| Dividend Payout Ratio (TTM) | 7,200.00% | 89.12% |
Valuation
P/E Ratio (TTM)
Franklin Templeton (BEN) at 17.12 is near its industry’s usual P/E ratio, while AGNC Investment (AGNC) at 439.00 sits above its peer range — an unusually expensive price for AGNC’s trailing earnings.
AGNC
Financial Services industry group
439.00
- AGNC
- 439.00
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
BEN
Financial Services industry group
17.12
- Max
- 45.85
- Q3
- 24.64
- BEN
- 17.12
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
Franklin Templeton (BEN) at 1.84 prices around its industry’s typical P/S ratio, while AGNC Investment (AGNC) at 47.39 clears its benchmark range — AGNC looks notably rich on sales.
AGNC
Financial Services industry group
47.39
- AGNC
- 47.39
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
BEN
Financial Services industry group
1.84
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- BEN
- 1.84
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
On P/B ratio, both AGNC Investment (AGNC) at 1.15 and Franklin Templeton (BEN) at 1.46 are valued close to their industries’ norm against book — neither stands out from peers.
AGNC
Financial Services industry group
1.15
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- AGNC
- 1.15
- Q1
- 0.81
- Min
- -0.39
BEN
Financial Services industry group
1.46
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- BEN
- 1.46
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | AGNC | BEN |
|---|---|---|
| P/E Ratio (TTM) | 439.00 | 17.12 |
| P/S Ratio (TTM) | 47.39 | 1.84 |
| P/B Ratio (MRQ) | 1.15 | 1.46 |
| Free Cash Flow Yield (TTM) | -- | -- |