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TXN vs. UMC: Texas Instruments vs. United Microelectronics Stock Comparison

How do Texas Instruments (TXN) and United Microelectronics (UMC) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Texas Instruments (TXN) and United Microelectronics (UMC) are both classified in the Semiconductors sub-industry within the broader Semiconductors & Semiconductor Equipment industry, placing them in the closest GICS peer bucket.

Texas Instruments (TXN) trades as ordinary local shares, while United Microelectronics (UMC) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Texas Instruments (TXN) and United Microelectronics (UMC)
Profile ItemTXNUMC
NameTexas Instruments Inc.United Microelectronics Corp. ADR
Country/RegionUnited StatesTaiwan
GICS SectorInformation TechnologyInformation Technology
GICS Industry GroupSemiconductors & Semiconductor EquipmentSemiconductors & Semiconductor Equipment
GICS IndustrySemiconductors & Semiconductor EquipmentSemiconductors & Semiconductor Equipment
GICS Sub-IndustrySemiconductorsSemiconductors
Market Capitalization253.58 billion USD34.73 billion USD
CurrencyUSDUSD
ExchangeNasdaqNYSE
Listing DateJune 1, 1972September 19, 2000
Security TypeCommon StockADR

Price Performance

Cumulative Growth

TXN
UMC
GSPC
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Texas Instruments (TXN) vs. United Microelectronics (UMC), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Texas Instruments (TXN) and United Microelectronics (UMC). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Texas Instruments (TXN) and United Microelectronics (UMC). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Texas Instruments (TXN) and United Microelectronics (UMC)
MetricTXNUMC
Total Return (1Y)86.19%102.63%
Total Return (3Y, Annualized)30.37%31.57%
Total Return (5Y, Annualized)12.03%11.51%

Risk Profile

Drawdown History

TXN
UMC
GSPC
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Texas Instruments (TXN) vs. United Microelectronics (UMC), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Texas Instruments (TXN) and United Microelectronics (UMC). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Texas Instruments (TXN) and United Microelectronics (UMC)
MetricTXNUMC
Volatility (1Y, Annualized)44.27%67.94%
Beta (5Y)1.401.77
Max Drawdown (5Y)-33.41%-54.30%
Avg. Volume (3M)6.57M11.82M

Risk-Adjusted Performance

Risk-Return Positioning

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TXN and UMC are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Texas Instruments (TXN) and United Microelectronics (UMC)
MetricTXNUMC
Sharpe Ratio (1Y)1.851.45
Sortino Ratio (1Y)3.152.35

Profitability

ROE (TTM)

Texas Instruments (TXN) at 39.72% sits in the top ROE quartile, while United Microelectronics (UMC) at 20.37% is closer to the peer norm — stronger capital efficiency for TXN.

TXN

Semiconductors & Semiconductor Equipment industry group

39.72%

Max
52.82%
TXN
39.72%
Q3
22.26%
Median
10.58%
Q1
1.29%
Min
-16.89%

UMC

Semiconductors & Semiconductor Equipment industry group

20.37%

Max
52.82%
Q3
22.26%
UMC
20.37%
Median
10.58%
Q1
1.29%
Min
-16.89%
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Texas Instruments (TXN) vs. United Microelectronics (UMC): A comparison of their ROE against the Semiconductors & Semiconductor Equipment industry group benchmark.

Net Margin (TTM)

For every dollar of sales, both Texas Instruments (TXN) at 34.25% and United Microelectronics (UMC) at 31.95% retain more as net profit than most peers, landing in the top net margin quartile of their industries.

TXN

Semiconductors & Semiconductor Equipment industry group

34.25%

Max
63.80%
TXN
34.25%
Q3
28.36%
Median
11.44%
Q1
0.90%
Min
-37.77%

UMC

Semiconductors & Semiconductor Equipment industry group

31.95%

Max
63.80%
UMC
31.95%
Q3
28.36%
Median
11.44%
Q1
0.90%
Min
-37.77%
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Texas Instruments (TXN) vs. United Microelectronics (UMC): A comparison of their net margin against the Semiconductors & Semiconductor Equipment industry group benchmark.

Operating Margin (TTM)

Texas Instruments (TXN) at 47.55% operates in the top operating margin quartile, ahead of United Microelectronics (UMC) at 25.09%, which runs around its industry’s norm.

TXN

Semiconductors & Semiconductor Equipment industry group

47.55%

Max
58.66%
TXN
47.55%
Q3
30.23%
Median
15.91%
Q1
7.54%
Min
-25.74%

UMC

Semiconductors & Semiconductor Equipment industry group

25.09%

Max
58.66%
Q3
30.23%
UMC
25.09%
Median
15.91%
Q1
7.54%
Min
-25.74%
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Texas Instruments (TXN) vs. United Microelectronics (UMC): A comparison of their operating margin against the Semiconductors & Semiconductor Equipment industry group benchmark.

Profitability Metrics

Profitability metrics for Texas Instruments (TXN) and United Microelectronics (UMC)
MetricTXNUMC
ROE (TTM)39.72%20.37%
ROA (TTM)14.85%5.79%
Net Margin (TTM)34.25%31.95%
Operating Margin (TTM)47.55%25.09%
Gross Margin (TTM)60.24%31.72%

Growth

Revenue Growth

Both Texas Instruments (TXN) at 13.05% and United Microelectronics (UMC) at 2.26% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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Texas Instruments (TXN) vs. United Microelectronics (UMC): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Texas Instruments (TXN) at 4.81% and United Microelectronics (UMC) at -12.57% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

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Texas Instruments (TXN) vs. United Microelectronics (UMC): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Texas Instruments (TXN) and United Microelectronics (UMC)
MetricTXNUMC
Revenue Growth (YoY)13.05%2.26%
Revenue Growth (3Y CAGR)-4.07%-5.19%
EPS Growth (YoY)4.81%-12.57%
EPS Growth (3Y CAGR)-16.64%-21.92%

Financial Strength

Current Ratio (MRQ)

Both Texas Instruments (TXN) at 5.60 and United Microelectronics (UMC) at 3.27 carry current ratio within their industries’ typical mid-ranges, suggesting balanced short-term liquidity relative to peers.

TXN

Semiconductors & Semiconductor Equipment industry group

5.60

Max
10.33
Q3
5.62
TXN
5.60
Median
3.33
Q1
2.35
Min
1.03

UMC

Semiconductors & Semiconductor Equipment industry group

3.27

Max
10.33
Q3
5.62
Median
3.33
UMC
3.27
Q1
2.35
Min
1.03
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Texas Instruments (TXN) vs. United Microelectronics (UMC): A comparison of their current ratio against the Semiconductors & Semiconductor Equipment industry group benchmark.

Debt / Equity (MRQ)

United Microelectronics (UMC) at 0.17 carries an industry-typical debt-to-equity mix, while Texas Instruments (TXN) at 0.71 uses more debt funding than most peers.

TXN

Semiconductors & Semiconductor Equipment industry group

0.71

Max
1.46
TXN
0.71
Q3
0.65
Median
0.27
Q1
0.04
Min
0.00

UMC

Semiconductors & Semiconductor Equipment industry group

0.17

Max
1.46
Q3
0.65
Median
0.27
UMC
0.17
Q1
0.04
Min
0.00
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Texas Instruments (TXN) vs. United Microelectronics (UMC): A comparison of their debt-to-equity ratio against the Semiconductors & Semiconductor Equipment industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Texas Instruments (TXN) and United Microelectronics (UMC)
MetricTXNUMC
Current Ratio (MRQ)5.603.27
Debt / Equity (MRQ)0.710.17
Net Debt / EBITDA0.51-0.60

Dividends

Dividend Yield (TTM)

Both Texas Instruments (TXN) at 2.04% and United Microelectronics (UMC) at 19.43% yield above their industries’ entire benchmark ranges — high enough that dividend safety, not income, becomes the first question.

TXN

Semiconductors & Semiconductor Equipment industry group

2.04%

TXN
2.04%
Max
1.37%
Q3
0.65%
Median
0.00%
Q1
0.00%
Min
0.00%

UMC

Semiconductors & Semiconductor Equipment industry group

19.43%

UMC
19.43%
Max
1.37%
Q3
0.65%
Median
0.00%
Q1
0.00%
Min
0.00%
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Texas Instruments (TXN) vs. United Microelectronics (UMC): A comparison of their dividend yield against the Semiconductors & Semiconductor Equipment industry group benchmark.

Dividend Payout Ratio (TTM)

Both pay out more than their industries’ typical bands, and TXN more so: United Microelectronics (UMC) at 37.46% sits above the band, while Texas Instruments (TXN) at 73.67% exceeds every peer in its group.

TXN

Semiconductors & Semiconductor Equipment industry group

73.67%

TXN
73.67%
Max
49.64%
Q3
21.71%
Median
0.00%
Q1
0.00%
Min
0.00%

UMC

Semiconductors & Semiconductor Equipment industry group

37.46%

Max
49.64%
UMC
37.46%
Q3
21.71%
Median
0.00%
Q1
0.00%
Min
0.00%
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Texas Instruments (TXN) vs. United Microelectronics (UMC): A comparison of their payout ratio against the Semiconductors & Semiconductor Equipment industry group benchmark.

Dividend Metrics

Dividend metrics for Texas Instruments (TXN) and United Microelectronics (UMC)
MetricTXNUMC
Dividend Yield (TTM)2.04%19.43%
Dividend Payout Ratio (TTM)73.67%37.46%

Valuation

P/E Ratio (TTM)

United Microelectronics (UMC) at 13.07 sits in the cheaper P/E ratio quartile, while Texas Instruments (TXN) at 35.97 is closer to its industry’s usual earnings multiple — a discount for UMC, though growth and earnings durability still matter.

TXN

Semiconductors & Semiconductor Equipment industry group

35.97

Max
110.34
Q3
66.81
Median
37.02
TXN
35.97
Q1
23.96
Min
8.12

UMC

Semiconductors & Semiconductor Equipment industry group

13.07

Max
110.34
Q3
66.81
Median
37.02
Q1
23.96
UMC
13.07
Min
8.12
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Texas Instruments (TXN) vs. United Microelectronics (UMC): A comparison of their P/E ratio against the Semiconductors & Semiconductor Equipment industry group benchmark.

P/S Ratio (TTM)

United Microelectronics (UMC) at 0.13 sits in the cheaper P/S ratio quartile while Texas Instruments (TXN) at 12.21 prices around its industry’s middle — UMC costs less per dollar of sales, though read it alongside growth and margins.

TXN

Semiconductors & Semiconductor Equipment industry group

12.21

Max
21.42
Q3
12.27
TXN
12.21
Median
5.76
Q1
2.73
Min
0.00

UMC

Semiconductors & Semiconductor Equipment industry group

0.13

Max
21.42
Q3
12.27
Median
5.76
Q1
2.73
UMC
0.13
Min
0.00
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Texas Instruments (TXN) vs. United Microelectronics (UMC): A comparison of their P/S ratio against the Semiconductors & Semiconductor Equipment industry group benchmark.

P/B Ratio (MRQ)

United Microelectronics (UMC) at 2.39 is valued about in line with its industry on P/B ratio, while Texas Instruments (TXN) at 13.21 carries an above-peer premium to book — TXN is pricier on assets.

TXN

Semiconductors & Semiconductor Equipment industry group

13.21

Max
14.06
TXN
13.21
Q3
7.44
Median
4.29
Q1
2.30
Min
0.20

UMC

Semiconductors & Semiconductor Equipment industry group

2.39

Max
14.06
Q3
7.44
Median
4.29
UMC
2.39
Q1
2.30
Min
0.20
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Texas Instruments (TXN) vs. United Microelectronics (UMC): A comparison of their P/B ratio against the Semiconductors & Semiconductor Equipment industry group benchmark.

Valuation Metrics

Valuation metrics for Texas Instruments (TXN) and United Microelectronics (UMC)
MetricTXNUMC
P/E Ratio (TTM)35.9713.07
P/S Ratio (TTM)12.210.13
P/B Ratio (MRQ)13.212.39
Free Cash Flow Yield (TTM)1.88%129.43%