Seek Returns logo

TRU vs. ULS: A Head-to-Head Stock Comparison

Updated on

Here’s a clear look at TRU and ULS, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolTRUULS
Company NameTransUnionUL Solutions Inc.
CountryUnited StatesUnited States
GICS SectorIndustrialsIndustrials
GICS IndustryProfessional ServicesProfessional Services
Market Capitalization17.10 billion USD13.44 billion USD
ExchangeNYSENYSE
Listing DateJune 25, 2015April 12, 2024
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of TRU and ULS by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

TRU vs. ULS: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolTRUULS
5-Day Price Return-2.55%0.09%
13-Week Price Return-4.47%-8.09%
26-Week Price Return-12.46%16.65%
52-Week Price Return-6.25%24.93%
Month-to-Date Return-7.81%-8.51%
Year-to-Date Return-5.34%34.12%
10-Day Avg. Volume1.95M1.15M
3-Month Avg. Volume2.13M0.90M
3-Month Volatility35.70%34.31%
Beta1.750.54

Profitability

Return on Equity (TTM)

TRU

9.04%

Professional Services Industry

Max
52.17%
Q3
30.06%
Median
22.21%
Q1
11.67%
Min
-13.44%

TRU’s Return on Equity of 9.04% is in the lower quartile for the Professional Services industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

ULS

34.07%

Professional Services Industry

Max
52.17%
Q3
30.06%
Median
22.21%
Q1
11.67%
Min
-13.44%

In the upper quartile for the Professional Services industry, ULS’s Return on Equity of 34.07% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

TRU vs. ULS: A comparison of their Return on Equity (TTM) against the Professional Services industry benchmark.

Net Profit Margin (TTM)

TRU

8.99%

Professional Services Industry

Max
26.06%
Q3
13.34%
Median
7.88%
Q1
3.50%
Min
-2.93%

TRU’s Net Profit Margin of 8.99% is aligned with the median group of its peers in the Professional Services industry. This indicates its ability to convert revenue into profit is typical for the sector.

ULS

11.08%

Professional Services Industry

Max
26.06%
Q3
13.34%
Median
7.88%
Q1
3.50%
Min
-2.93%

ULS’s Net Profit Margin of 11.08% is aligned with the median group of its peers in the Professional Services industry. This indicates its ability to convert revenue into profit is typical for the sector.

TRU vs. ULS: A comparison of their Net Profit Margin (TTM) against the Professional Services industry benchmark.

Operating Profit Margin (TTM)

TRU

17.39%

Professional Services Industry

Max
35.84%
Q3
19.38%
Median
12.54%
Q1
7.36%
Min
-5.21%

TRU’s Operating Profit Margin of 17.39% is around the midpoint for the Professional Services industry, indicating that its efficiency in managing core business operations is typical for the sector.

ULS

16.71%

Professional Services Industry

Max
35.84%
Q3
19.38%
Median
12.54%
Q1
7.36%
Min
-5.21%

ULS’s Operating Profit Margin of 16.71% is around the midpoint for the Professional Services industry, indicating that its efficiency in managing core business operations is typical for the sector.

TRU vs. ULS: A comparison of their Operating Profit Margin (TTM) against the Professional Services industry benchmark.

Profitability at a Glance

SymbolTRUULS
Return on Equity (TTM)9.04%34.07%
Return on Assets (TTM)3.55%11.40%
Net Profit Margin (TTM)8.99%11.08%
Operating Profit Margin (TTM)17.39%16.71%
Gross Profit Margin (TTM)59.24%48.53%

Financial Strength

Current Ratio (MRQ)

TRU

2.03

Professional Services Industry

Max
2.45
Q3
1.65
Median
1.26
Q1
1.10
Min
0.47

TRU’s Current Ratio of 2.03 is in the upper quartile for the Professional Services industry. This signifies a strong liquidity position, suggesting the company is well-equipped to cover its immediate liabilities compared to its peers.

ULS

1.32

Professional Services Industry

Max
2.45
Q3
1.65
Median
1.26
Q1
1.10
Min
0.47

ULS’s Current Ratio of 1.32 aligns with the median group of the Professional Services industry, indicating that its short-term liquidity is in line with its sector peers.

TRU vs. ULS: A comparison of their Current Ratio (MRQ) against the Professional Services industry benchmark.

Debt-to-Equity Ratio (MRQ)

TRU

1.14

Professional Services Industry

Max
2.63
Q3
1.44
Median
0.91
Q1
0.49
Min
0.00

TRU’s Debt-to-Equity Ratio of 1.14 is typical for the Professional Services industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

ULS

0.56

Professional Services Industry

Max
2.63
Q3
1.44
Median
0.91
Q1
0.49
Min
0.00

ULS’s Debt-to-Equity Ratio of 0.56 is typical for the Professional Services industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

TRU vs. ULS: A comparison of their Debt-to-Equity Ratio (MRQ) against the Professional Services industry benchmark.

Interest Coverage Ratio (TTM)

TRU

2.99

Professional Services Industry

Max
39.67
Q3
20.05
Median
11.07
Q1
5.36
Min
-2.22

In the lower quartile for the Professional Services industry, TRU’s Interest Coverage Ratio of 2.99 indicates a tighter cushion for servicing debt, suggesting less financial flexibility than many of its competitors.

ULS

11.92

Professional Services Industry

Max
39.67
Q3
20.05
Median
11.07
Q1
5.36
Min
-2.22

ULS’s Interest Coverage Ratio of 11.92 is positioned comfortably within the norm for the Professional Services industry, indicating a standard and healthy capacity to cover its interest payments.

TRU vs. ULS: A comparison of their Interest Coverage Ratio (TTM) against the Professional Services industry benchmark.

Financial Strength at a Glance

SymbolTRUULS
Current Ratio (MRQ)2.031.32
Quick Ratio (MRQ)1.891.32
Debt-to-Equity Ratio (MRQ)1.140.56
Interest Coverage Ratio (TTM)2.9911.92

Growth

Revenue Growth

TRU vs. ULS: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

TRU vs. ULS: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

TRU

0.50%

Professional Services Industry

Max
5.28%
Q3
2.51%
Median
1.63%
Q1
0.62%
Min
0.00%

TRU’s Dividend Yield of 0.50% is in the lower quartile for the Professional Services industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

ULS

0.76%

Professional Services Industry

Max
5.28%
Q3
2.51%
Median
1.63%
Q1
0.62%
Min
0.00%

ULS’s Dividend Yield of 0.76% is consistent with its peers in the Professional Services industry, providing a dividend return that is standard for its sector.

TRU vs. ULS: A comparison of their Dividend Yield (TTM) against the Professional Services industry benchmark.

Dividend Payout Ratio (TTM)

TRU

22.05%

Professional Services Industry

Max
109.23%
Q3
64.39%
Median
47.00%
Q1
20.35%
Min
0.00%

TRU’s Dividend Payout Ratio of 22.05% is within the typical range for the Professional Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

ULS

31.19%

Professional Services Industry

Max
109.23%
Q3
64.39%
Median
47.00%
Q1
20.35%
Min
0.00%

ULS’s Dividend Payout Ratio of 31.19% is within the typical range for the Professional Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

TRU vs. ULS: A comparison of their Dividend Payout Ratio (TTM) against the Professional Services industry benchmark.

Dividend at a Glance

SymbolTRUULS
Dividend Yield (TTM)0.50%0.76%
Dividend Payout Ratio (TTM)22.05%31.19%

Valuation

Price-to-Earnings Ratio (TTM)

TRU

43.69

Professional Services Industry

Max
49.59
Q3
36.59
Median
28.13
Q1
18.55
Min
10.07

A P/E Ratio of 43.69 places TRU in the upper quartile for the Professional Services industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

ULS

41.10

Professional Services Industry

Max
49.59
Q3
36.59
Median
28.13
Q1
18.55
Min
10.07

A P/E Ratio of 41.10 places ULS in the upper quartile for the Professional Services industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

TRU vs. ULS: A comparison of their Price-to-Earnings Ratio (TTM) against the Professional Services industry benchmark.

Price-to-Sales Ratio (TTM)

TRU

3.93

Professional Services Industry

Max
9.54
Q3
5.11
Median
2.10
Q1
0.75
Min
0.11

TRU’s P/S Ratio of 3.93 aligns with the market consensus for the Professional Services industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

ULS

4.55

Professional Services Industry

Max
9.54
Q3
5.11
Median
2.10
Q1
0.75
Min
0.11

ULS’s P/S Ratio of 4.55 aligns with the market consensus for the Professional Services industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

TRU vs. ULS: A comparison of their Price-to-Sales Ratio (TTM) against the Professional Services industry benchmark.

Price-to-Book Ratio (MRQ)

TRU

3.80

Professional Services Industry

Max
13.75
Q3
8.87
Median
4.35
Q1
2.43
Min
0.54

TRU’s P/B Ratio of 3.80 is within the conventional range for the Professional Services industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

ULS

13.37

Professional Services Industry

Max
13.75
Q3
8.87
Median
4.35
Q1
2.43
Min
0.54

ULS’s P/B Ratio of 13.37 is in the upper tier for the Professional Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

TRU vs. ULS: A comparison of their Price-to-Book Ratio (MRQ) against the Professional Services industry benchmark.

Valuation at a Glance

SymbolTRUULS
Price-to-Earnings Ratio (TTM)43.6941.10
Price-to-Sales Ratio (TTM)3.934.55
Price-to-Book Ratio (MRQ)3.8013.37
Price-to-Free Cash Flow Ratio (TTM)33.4036.92