TFC vs. WF: Truist Financial vs. Woori Financial Stock Comparison

Company Profile

Truist Financial (TFC) and Woori Financial (WF) both belong to the Banks industry, though TFC is classified under Regional Banks while WF falls under Diversified Banks.

Truist Financial (TFC) trades as ordinary local shares, while Woori Financial (WF) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Truist Financial (TFC) trades around 7.35M shares per day on average, while Woori Financial (WF) sees only 85.96K — a volume gap that can matter for position sizing, exit liquidity, and order execution.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Truist Financial (TFC) at 8.16% and Woori Financial (WF) at 7.93% produce bottom-quartile ROE versus peers, pointing to weaker profit generation on shareholders’ equity.

Truist Financial (TFC) at 28.38% keeps about the industry-typical share of revenue as profit, while Woori Financial (WF) at 27.06% retains only a bottom-quartile share.

Neither side reports a meaningful operating margin: for Truist Financial (TFC) in Banks and Woori Financial (WF) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Truist Financial (TFC) at 53.03% delivers above-range revenue growth, while Woori Financial (WF) at 5.30% falls into the bottom quartile — a wide split in revenue momentum.

Truist Financial (TFC) at 13.69% is around its peer norm for EPS growth, while Woori Financial (WF) at 2.58% drops into the bottom quartile, signaling weaker earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Truist Financial (TFC) in Banks and Woori Financial (WF) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Truist Financial (TFC) in Banks and Woori Financial (WF) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Truist Financial (TFC) at 4.17% earns its spot in the top quartile of its industry’s yields; Woori Financial (WF) at 1,108.19% is past the top of its own peer range — territory where a dividend-safety check matters more than the headline number.

Woori Financial (WF) at 32.85% pays out a band-typical share of earnings, while Truist Financial (TFC) at 53.61% distributes more than its industry norm — less retained, thinner cover.

Dividend Metrics

Valuation

Woori Financial (WF) at 8.04 sits in the cheaper P/E ratio quartile, while Truist Financial (TFC) at 12.73 is closer to its industry’s usual earnings multiple — a discount for WF, though growth and earnings durability still matter.

P/S ratio is set aside for both Truist Financial (TFC) in Banks and Woori Financial (WF) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Relative to net asset value, both Truist Financial (TFC) at 1.06 and Woori Financial (WF) at 0.63 look inexpensive, sitting in the lower P/B ratio quartile of their industries.

Valuation Metrics