RYAN vs. SLF: Ryan Specialty vs. Sun Life Financial Stock Comparison

Company Profile

Ryan Specialty (RYAN) and Sun Life Financial (SLF) both belong to the Insurance industry, though RYAN is classified under Insurance Brokers while SLF falls under Life & Health Insurance.

Sun Life Financial (SLF) has more than two decades of public-market history since March 23, 2000, whereas Ryan Specialty (RYAN) listed on July 22, 2021 and has a much shorter record to draw on.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Ryan Specialty (RYAN) at 25.15% sits in the top ROE quartile, while Sun Life Financial (SLF) at 11.55% is closer to the peer norm — stronger capital efficiency for RYAN.

Sun Life Financial (SLF) at 8.63% keeps about the industry-typical share of revenue as profit, while Ryan Specialty (RYAN) at 3.27% retains only a bottom-quartile share.

Neither side reports a meaningful operating margin: for Ryan Specialty (RYAN) in Insurance and Sun Life Financial (SLF) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both Ryan Specialty (RYAN) at 21.28% and Sun Life Financial (SLF) at 11.50% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Sun Life Financial (SLF) at 16.92% is around its peer norm for EPS growth, while Ryan Specialty (RYAN) at -33.80% drops into the bottom quartile, signaling weaker earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Ryan Specialty (RYAN) in Insurance and Sun Life Financial (SLF) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Ryan Specialty (RYAN) in Insurance and Sun Life Financial (SLF) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Sun Life Financial (SLF) at 5.12% delivers top-quartile income for its industry, while Ryan Specialty (RYAN) at 1.06% pays a more typical yield — both are credible income propositions, SLF the richer one.

Both Ryan Specialty (RYAN) at 63.75% and Sun Life Financial (SLF) at 70.41% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.

Dividend Metrics

Valuation

Sun Life Financial (SLF) at 18.58 is near its industry’s usual P/E ratio, while Ryan Specialty (RYAN) at 59.66 sits above its peer range — an unusually expensive price for RYAN’s trailing earnings.

Sun Life Financial (SLF) at 1.12 is priced about in line with its industry on P/S ratio, while Ryan Specialty (RYAN) at 3.78 sits in the pricier quartile — RYAN costs more per dollar of sales.

Sun Life Financial (SLF) at 2.26 sits near its industry’s typical P/B ratio, while Ryan Specialty (RYAN) at 12.86 prices above its benchmark range — RYAN looks rich relative to book.

Valuation Metrics