PYPL vs. SEIC: PayPal vs. SEI Investments Stock Comparison
How do PayPal (PYPL) and SEI Investments (SEIC) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
PayPal (PYPL) and SEI Investments (SEIC) both fall under the Financial Services industry group, but PYPL is classified in Financial Services while SEIC is classified in Capital Markets.
| Profile Item | PYPL | SEIC |
|---|---|---|
| Name | PayPal Holdings, Inc. | SEI Investments Company |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Financial Services | Capital Markets |
| GICS Sub-Industry | Transaction & Payment Processing Services | Asset Management & Custody Banks |
| Market Capitalization | 49.21 billion USD | 12.49 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | Nasdaq |
| Listing Date | July 6, 2015 | March 25, 1981 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | PYPL | SEIC |
|---|---|---|
| Total Return (1Y) | -7.44% | 32.47% |
| Total Return (3Y, Annualized) | 4.14% | 26.31% |
| Total Return (5Y, Annualized) | -21.48% | 12.52% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
PayPal (PYPL) is heavily traded at around 11.78M shares per day, whereas SEI Investments (SEIC) sees a more moderate 756.15K — larger orders in the latter may require more patience and tighter control over order sizing.
| Metric | PYPL | SEIC |
|---|---|---|
| Volatility (1Y, Annualized) | 42.40% | 23.86% |
| Beta (5Y) | 1.28 | 0.94 |
| Max Drawdown (5Y) | -81.84% | -26.00% |
| Avg. Volume (3M) | 11.78M | 756.15K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | PYPL | SEIC |
|---|---|---|
| Sharpe Ratio (1Y) | -0.28 | 1.18 |
| Sortino Ratio (1Y) | -0.37 | 1.85 |
Profitability
ROE (TTM)
Both PayPal (PYPL) at 23.83% and SEI Investments (SEIC) at 27.26% sit in the top peer quartile for ROE, suggesting each generates more profit from shareholders’ equity than typical industry peers.
PYPL
Financial Services industry group
23.83%
- Max
- 44.78%
- PYPL
- 23.83%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
SEIC
Financial Services industry group
27.26%
- Max
- 44.78%
- SEIC
- 27.26%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
SEI Investments (SEIC) at 28.06% retains a top-quartile share of revenue as profit, ahead of PayPal (PYPL) at 13.78%, which keeps about the industry-typical share.
PYPL
Financial Services industry group
13.78%
- Max
- 62.84%
- Q3
- 28.05%
- Median
- 15.36%
- PYPL
- 13.78%
- Q1
- 4.82%
- Min
- -28.52%
SEIC
Financial Services industry group
28.06%
- Max
- 62.84%
- SEIC
- 28.06%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both PayPal (PYPL) at 18.41% and SEI Investments (SEIC) at 29.91% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
PYPL
Financial Services industry group
18.41%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- PYPL
- 18.41%
- Q1
- 14.60%
- Min
- -44.34%
SEIC
Financial Services industry group
29.91%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- SEIC
- 29.91%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | PYPL | SEIC |
|---|---|---|
| ROE (TTM) | 23.83% | 27.26% |
| ROA (TTM) | 4.70% | 14.74% |
| Net Margin (TTM) | 13.78% | 28.06% |
| Operating Margin (TTM) | 18.41% | 29.91% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both PayPal (PYPL) at 4.32% and SEI Investments (SEIC) at 8.10% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Both PayPal (PYPL) at 35.59% and SEI Investments (SEIC) at 27.66% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | PYPL | SEIC |
|---|---|---|
| Revenue Growth (YoY) | 4.32% | 8.10% |
| Revenue Growth (3Y CAGR) | 6.43% | 4.89% |
| EPS Growth (YoY) | 35.59% | 27.66% |
| EPS Growth (3Y CAGR) | 37.30% | 17.62% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: PayPal (PYPL) in Financial Services and SEI Investments (SEIC) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: PayPal (PYPL) in Financial Services and SEI Investments (SEIC) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | PYPL | SEIC |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both PayPal (PYPL) at 0.95% and SEI Investments (SEIC) at 0.99% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
PYPL
Financial Services industry group
0.95%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- PYPL
- 0.95%
- Q1
- 0.00%
- Min
- 0.00%
SEIC
Financial Services industry group
0.99%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- SEIC
- 0.99%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both PayPal (PYPL) at 10.69% and SEI Investments (SEIC) at 18.09% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
PYPL
Financial Services industry group
10.69%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- PYPL
- 10.69%
- Q1
- 0.00%
- Min
- 0.00%
SEIC
Financial Services industry group
18.09%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- SEIC
- 18.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | PYPL | SEIC |
|---|---|---|
| Dividend Yield (TTM) | 0.95% | 0.99% |
| Dividend Payout Ratio (TTM) | 10.69% | 18.09% |
Valuation
P/E Ratio (TTM)
Both PayPal (PYPL) at 11.31 and SEI Investments (SEIC) at 18.31 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
PYPL
Financial Services industry group
11.31
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- PYPL
- 11.31
- Q1
- 9.68
- Min
- 0.16
SEIC
Financial Services industry group
18.31
- Max
- 45.85
- Q3
- 24.64
- SEIC
- 18.31
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
PayPal (PYPL) at 1.43 is priced about in line with its industry on P/S ratio, while SEI Investments (SEIC) at 4.93 sits in the pricier quartile — SEIC costs more per dollar of sales.
PYPL
Financial Services industry group
1.43
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- PYPL
- 1.43
- Q1
- 1.28
- Min
- -0.55
SEIC
Financial Services industry group
4.93
- Max
- 9.23
- SEIC
- 4.93
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
PayPal (PYPL) at 2.55 is valued about in line with its industry on P/B ratio, while SEI Investments (SEIC) at 4.98 carries an above-peer premium to book — SEIC is pricier on assets.
PYPL
Financial Services industry group
2.55
- Max
- 7.79
- Q3
- 3.63
- PYPL
- 2.55
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
SEIC
Financial Services industry group
4.98
- Max
- 7.79
- SEIC
- 4.98
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | PYPL | SEIC |
|---|---|---|
| P/E Ratio (TTM) | 11.31 | 18.31 |
| P/S Ratio (TTM) | 1.43 | 4.93 |
| P/B Ratio (MRQ) | 2.55 | 4.98 |
| Free Cash Flow Yield (TTM) | -- | -- |