PHM vs. TOL: PulteGroup vs. Toll Brothers Stock Comparison

June 23, 2026

How do PulteGroup (PHM) and Toll Brothers (TOL) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

PulteGroup (PHM) and Toll Brothers (TOL) are both classified in the Homebuilding sub-industry within the broader Household Durables industry, placing them in the closest GICS peer bucket.

Company profile comparison for PulteGroup (PHM) and Toll Brothers (TOL)
Profile Item	PHM	TOL
Name	PulteGroup Inc.	Toll Brothers Inc
Country/Region	United States	United States
GICS Sector	Consumer Discretionary	Consumer Discretionary
GICS Industry Group	Consumer Durables & Apparel	Consumer Durables & Apparel
GICS Industry	Household Durables	Household Durables
GICS Sub-Industry	Homebuilding	Homebuilding
Market Capitalization	23.93 billion USD	14.20 billion USD
Currency	USD	USD
Exchange	NYSE	NYSE
Listing Date	March 17, 1980	July 8, 1986
Security Type	Common Stock	Common Stock

Performance

Cumulative Growth

PHM

TOL

PulteGroup (PHM) vs. Toll Brothers (TOL): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

Loading price history…

Trailing total returns for PulteGroup (PHM) and Toll Brothers (TOL). Returns over one year are annualized.

Performance at a Glance

Performance metrics for PulteGroup (PHM) and Toll Brothers (TOL)
Metric	PHM	TOL
Total Return (1Y)	24.79%	41.35%

Risk

Drawdown

PHM

TOL

PulteGroup (PHM) vs. Toll Brothers (TOL): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Risk at a Glance

Risk metrics for PulteGroup (PHM) and Toll Brothers (TOL)
Metric	PHM	TOL
Volatility (1Y, Annualized)	34.35%	34.81%
Beta (5Y)	1.19	1.35
Avg. Volume (3M)	1.84M	1.14M

Profitability

ROE (TTM)

Both PulteGroup (PHM) at 16.18% and Toll Brothers (TOL) at 15.66% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

PHM

Consumer Durables & Apparel industry group

16.18%

Max: 35.09%
Q3: 17.68%
PHM: 16.18%
Median: 10.01%
Q1: 4.69%
Min: -12.26%

TOL

Consumer Durables & Apparel industry group

15.66%

Max: 35.09%
Q3: 17.68%
TOL: 15.66%
Median: 10.01%
Q1: 4.69%
Min: -12.26%

PulteGroup (PHM) vs. Toll Brothers (TOL): A comparison of their ROE against the Consumer Durables & Apparel industry group benchmark.

Net Margin (TTM)

For every dollar of sales, both PulteGroup (PHM) at 12.14% and Toll Brothers (TOL) at 11.66% retain more as net profit than most peers, landing in the top net margin quartile of their industries.

PHM

Consumer Durables & Apparel industry group

12.14%

Max: 18.71%
PHM: 12.14%
Q3: 8.48%
Median: 4.96%
Q1: 1.57%
Min: -6.07%

TOL

Consumer Durables & Apparel industry group

11.66%

Max: 18.71%
TOL: 11.66%
Q3: 8.48%
Median: 4.96%
Q1: 1.57%
Min: -6.07%

PulteGroup (PHM) vs. Toll Brothers (TOL): A comparison of their net margin against the Consumer Durables & Apparel industry group benchmark.

Operating Margin (TTM)

Toll Brothers (TOL) at 15.08% operates in the top operating margin quartile, ahead of PulteGroup (PHM) at 13.14%, which runs around its industry’s norm.

PHM

Consumer Durables & Apparel industry group

13.14%

Max: 26.93%
Q3: 13.28%
PHM: 13.14%
Median: 8.03%
Q1: 3.82%
Min: -9.19%

TOL

Consumer Durables & Apparel industry group

15.08%

Max: 26.93%
TOL: 15.08%
Q3: 13.28%
Median: 8.03%
Q1: 3.82%
Min: -9.19%

PulteGroup (PHM) vs. Toll Brothers (TOL): A comparison of their operating margin against the Consumer Durables & Apparel industry group benchmark.

Profitability at a Glance

Profitability metrics for PulteGroup (PHM) and Toll Brothers (TOL)
Metric	PHM	TOL
ROE (TTM)	16.18%	15.66%
ROA (TTM)	9.96%	7.53%
Net Margin (TTM)	12.14%	11.66%
Operating Margin (TTM)	13.14%	15.08%
Gross Margin (TTM)	26.10%	25.20%

Growth

Revenue Growth

PulteGroup (PHM) vs. Toll Brothers (TOL): A comparison of their Revenue Growth across different time periods.

Revenue Growth at a Glance

Revenue growth metrics for PulteGroup (PHM) and Toll Brothers (TOL)
Metric	PHM	TOL
Revenue Growth (YoY)	-3.54%	1.11%
Revenue Growth (3Y CAGR)	2.66%	2.19%

EPS Growth

PulteGroup (PHM) vs. Toll Brothers (TOL): A comparison of their EPS Growth across different time periods.

EPS Growth at a Glance

EPS growth metrics for PulteGroup (PHM) and Toll Brothers (TOL)
Metric	PHM	TOL
EPS Growth (YoY)	-24.30%	-10.13%
EPS Growth (3Y CAGR)	0.33%	7.36%

Financial Strength

Current Ratio (MRQ)

Both PulteGroup (PHM) at 7.14 and Toll Brothers (TOL) at 4.60 post current ratio above their industries’ typical mid-ranges — short-term liquidity appears comfortable, though unusually high readings can point to idle current assets.

PHM

Consumer Durables & Apparel industry group

7.14

Max: 8.27
PHM: 7.14
Q3: 4.35
Median: 2.42
Q1: 1.67
Min: 0.78

TOL

Consumer Durables & Apparel industry group

4.60

Max: 8.27
TOL: 4.60
Q3: 4.35
Median: 2.42
Q1: 1.67
Min: 0.78

PulteGroup (PHM) vs. Toll Brothers (TOL): A comparison of their current ratio against the Consumer Durables & Apparel industry group benchmark.

Debt / Equity (MRQ)

PulteGroup (PHM) at 0.19 keeps leverage in the lower industry quartile, while Toll Brothers (TOL) at 0.34 runs a more typical debt-to-equity mix.

PHM

Consumer Durables & Apparel industry group

0.19

Max: 2.69
Q3: 1.30
Median: 0.52
Q1: 0.24
PHM: 0.19
Min: 0.00

TOL

Consumer Durables & Apparel industry group

0.34

Max: 2.69
Q3: 1.30
Median: 0.52
TOL: 0.34
Q1: 0.24
Min: 0.00

PulteGroup (PHM) vs. Toll Brothers (TOL): A comparison of their debt-to-equity ratio against the Consumer Durables & Apparel industry group benchmark.

Financial Strength at a Glance

Financial strength metrics for PulteGroup (PHM) and Toll Brothers (TOL)
Metric	PHM	TOL
Current Ratio (MRQ)	7.14	4.60
Debt / Equity (MRQ)	0.19	0.34
Net Debt / EBITDA	0.22	1.01

Dividends

Dividend Yield (TTM)

Both PulteGroup (PHM) at 0.76% and Toll Brothers (TOL) at 0.65% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

PHM

Consumer Durables & Apparel industry group

0.76%

Max: 4.48%
Q3: 2.26%
PHM: 0.76%
Median: 0.72%
Q1: 0.00%
Min: 0.00%

TOL

Consumer Durables & Apparel industry group

0.65%

Max: 4.48%
Q3: 2.26%
Median: 0.72%
TOL: 0.65%
Q1: 0.00%
Min: 0.00%

PulteGroup (PHM) vs. Toll Brothers (TOL): A comparison of their dividend yield against the Consumer Durables & Apparel industry group benchmark.

Dividend Payout Ratio (TTM)

Both PulteGroup (PHM) at 9.28% and Toll Brothers (TOL) at 7.67% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

PHM

Consumer Durables & Apparel industry group

9.28%

Max: 99.29%
Q3: 40.18%
Median: 10.85%
PHM: 9.28%
Q1: 0.00%
Min: 0.00%

TOL

Consumer Durables & Apparel industry group

7.67%

Max: 99.29%
Q3: 40.18%
Median: 10.85%
TOL: 7.67%
Q1: 0.00%
Min: 0.00%

PulteGroup (PHM) vs. Toll Brothers (TOL): A comparison of their payout ratio against the Consumer Durables & Apparel industry group benchmark.

Dividends at a Glance

Dividend metrics for PulteGroup (PHM) and Toll Brothers (TOL)
Metric	PHM	TOL
Dividend Yield (TTM)	0.76%	0.65%
Dividend Payout Ratio (TTM)	9.28%	7.67%

Valuation

P/E Ratio (TTM)

Both PulteGroup (PHM) at 12.15 and Toll Brothers (TOL) at 11.54 sit in the cheaper earnings-multiple quartile for P/E ratio, with the market paying less for a dollar of trailing earnings than it pays for typical peers.

PHM

Consumer Durables & Apparel industry group

12.15

Max: 50.73
Q3: 29.56
Median: 19.68
Q1: 13.70
PHM: 12.15
Min: 6.62

TOL

Consumer Durables & Apparel industry group

11.54

Max: 50.73
Q3: 29.56
Median: 19.68
Q1: 13.70
TOL: 11.54
Min: 6.62

PulteGroup (PHM) vs. Toll Brothers (TOL): A comparison of their P/E ratio against the Consumer Durables & Apparel industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both PulteGroup (PHM) at 1.42 and Toll Brothers (TOL) at 1.29 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

PHM

Consumer Durables & Apparel industry group

1.42

Max: 3.87
Q3: 1.91
PHM: 1.42
Median: 1.12
Q1: 0.59
Min: 0.01

TOL

Consumer Durables & Apparel industry group

1.29

Max: 3.87
Q3: 1.91
TOL: 1.29
Median: 1.12
Q1: 0.59
Min: 0.01

PulteGroup (PHM) vs. Toll Brothers (TOL): A comparison of their P/S ratio against the Consumer Durables & Apparel industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both PulteGroup (PHM) at 1.85 and Toll Brothers (TOL) at 1.68 are valued close to their industries’ norm against book — neither stands out from peers.

PHM

Consumer Durables & Apparel industry group

1.85

Max: 8.92
Q3: 4.38
Median: 2.01
PHM: 1.85
Q1: 1.08
Min: 0.61

TOL

Consumer Durables & Apparel industry group

1.68

Max: 8.92
Q3: 4.38
Median: 2.01
TOL: 1.68
Q1: 1.08
Min: 0.61

PulteGroup (PHM) vs. Toll Brothers (TOL): A comparison of their P/B ratio against the Consumer Durables & Apparel industry group benchmark.

Valuation at a Glance

Valuation metrics for PulteGroup (PHM) and Toll Brothers (TOL)
Metric	PHM	TOL
P/E Ratio (TTM)	12.15	11.54
P/S Ratio (TTM)	1.42	1.29
P/B Ratio (MRQ)	1.85	1.68
Free Cash Flow Yield (TTM)	6.20%	4.45%