PHM vs. RL: PulteGroup vs. Ralph Lauren Stock Comparison

July 23, 2026

How do PulteGroup (PHM) and Ralph Lauren (RL) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

PulteGroup (PHM) and Ralph Lauren (RL) both fall under the Consumer Durables & Apparel industry group, but PHM is classified in Household Durables while RL is classified in Textiles, Apparel & Luxury Goods.

Company profile comparison for PulteGroup (PHM) and Ralph Lauren (RL)
Profile Item	PHM	RL
Name	PulteGroup Inc.	Ralph Lauren Corporation
Country/Region	United States	United States
GICS Sector	Consumer Discretionary	Consumer Discretionary
GICS Industry Group	Consumer Durables & Apparel	Consumer Durables & Apparel
GICS Industry	Household Durables	Textiles, Apparel & Luxury Goods
GICS Sub-Industry	Homebuilding	Apparel, Accessories & Luxury Goods
Market Capitalization	23.67 billion USD	22.79 billion USD
Currency	USD	USD
Exchange	NYSE	NYSE
Listing Date	March 17, 1980	June 12, 1997
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

PHM

GSPC

PulteGroup (PHM) vs. Ralph Lauren (RL), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for PulteGroup (PHM) and Ralph Lauren (RL). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for PulteGroup (PHM) and Ralph Lauren (RL). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for PulteGroup (PHM) and Ralph Lauren (RL)
Metric	PHM	RL
Total Return (1Y)	15.28%	34.04%
Total Return (3Y, Annualized)	17.65%	47.02%
Total Return (5Y, Annualized)	19.78%	30.79%

Risk Profile

Drawdown History

PHM

GSPC

PulteGroup (PHM) vs. Ralph Lauren (RL), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for PulteGroup (PHM) and Ralph Lauren (RL). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for PulteGroup (PHM) and Ralph Lauren (RL)
Metric	PHM	RL
Volatility (1Y, Annualized)	34.99%	35.40%
Beta (5Y)	1.19	1.35
Max Drawdown (5Y)	-38.01%	-36.51%
Avg. Volume (3M)	1.84M	688.73K

Risk-Adjusted Performance

Risk-Return Positioning

PHM and RL are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for PulteGroup (PHM) and Ralph Lauren (RL)
Metric	PHM	RL
Sharpe Ratio (1Y)	0.32	0.85
Sortino Ratio (1Y)	0.53	1.34

Profitability

ROE (TTM)

Ralph Lauren (RL) at 34.66% sits in the top ROE quartile, while PulteGroup (PHM) at 16.18% is closer to the peer norm — stronger capital efficiency for RL.

PHM

Consumer Durables & Apparel industry group

16.18%

Max: 35.09%
Q3: 17.90%
PHM: 16.18%
Median: 10.01%
Q1: 4.54%
Min: -12.26%

RL

Consumer Durables & Apparel industry group

34.66%

Max: 35.09%
RL: 34.66%
Q3: 17.90%
Median: 10.01%
Q1: 4.54%
Min: -12.26%

PulteGroup (PHM) vs. Ralph Lauren (RL): A comparison of their ROE against the Consumer Durables & Apparel industry group benchmark.

Net Margin (TTM)

For every dollar of sales, both PulteGroup (PHM) at 12.14% and Ralph Lauren (RL) at 11.60% retain more as net profit than most peers, landing in the top net margin quartile of their industries.

PHM

Consumer Durables & Apparel industry group

12.14%

Max: 16.30%
PHM: 12.14%
Q3: 8.38%
Median: 4.94%
Q1: 1.53%
Min: -6.30%

RL

Consumer Durables & Apparel industry group

11.60%

Max: 16.30%
RL: 11.60%
Q3: 8.38%
Median: 4.94%
Q1: 1.53%
Min: -6.30%

PulteGroup (PHM) vs. Ralph Lauren (RL): A comparison of their net margin against the Consumer Durables & Apparel industry group benchmark.

Operating Margin (TTM)

Ralph Lauren (RL) at 13.37% operates in the top operating margin quartile, ahead of PulteGroup (PHM) at 13.14%, which runs around its industry’s norm.

PHM

Consumer Durables & Apparel industry group

13.14%

Max: 27.58%
Q3: 13.34%
PHM: 13.14%
Median: 8.03%
Q1: 3.73%
Min: -9.19%

RL

Consumer Durables & Apparel industry group

13.37%

Max: 27.58%
RL: 13.37%
Q3: 13.34%
Median: 8.03%
Q1: 3.73%
Min: -9.19%

PulteGroup (PHM) vs. Ralph Lauren (RL): A comparison of their operating margin against the Consumer Durables & Apparel industry group benchmark.

Profitability Metrics

Profitability metrics for PulteGroup (PHM) and Ralph Lauren (RL)
Metric	PHM	RL
ROE (TTM)	16.18%	34.66%
ROA (TTM)	9.96%	10.88%
Net Margin (TTM)	12.14%	11.60%
Operating Margin (TTM)	13.14%	13.37%
Gross Margin (TTM)	26.10%	69.87%

Growth

Revenue Growth

Ralph Lauren (RL) at 14.63% sits in the top revenue growth quartile, while PulteGroup (PHM) at -3.54% is closer to the peer norm — faster top-line expansion for RL.

PulteGroup (PHM) vs. Ralph Lauren (RL): A comparison of their Revenue Growth across different time periods.

EPS Growth

Ralph Lauren (RL) at 30.15% sits in the top EPS growth quartile, while PulteGroup (PHM) at -24.30% is closer to the peer norm — faster per-share earnings growth for RL.

PulteGroup (PHM) vs. Ralph Lauren (RL): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for PulteGroup (PHM) and Ralph Lauren (RL)
Metric	PHM	RL
Revenue Growth (YoY)	-3.54%	14.63%
Revenue Growth (3Y CAGR)	2.66%	7.99%
EPS Growth (YoY)	-24.30%	30.15%
EPS Growth (3Y CAGR)	0.33%	25.85%

Financial Strength

Current Ratio (MRQ)

Ralph Lauren (RL) at 2.13 keeps current ratio within its industry’s typical mid-range, while PulteGroup (PHM) at 7.14 sits above its industry’s typical mid-range — comfortable liquidity, though possibly with more idle current assets relative to peers.

PHM

Consumer Durables & Apparel industry group

7.14

Max: 8.27
PHM: 7.14
Q3: 4.34
Median: 2.47
Q1: 1.67
Min: 0.78

RL

Consumer Durables & Apparel industry group

2.13

Max: 8.27
Q3: 4.34
Median: 2.47
RL: 2.13
Q1: 1.67
Min: 0.78

PulteGroup (PHM) vs. Ralph Lauren (RL): A comparison of their current ratio against the Consumer Durables & Apparel industry group benchmark.

Debt / Equity (MRQ)

PulteGroup (PHM) at 0.19 keeps leverage in the lower industry quartile, while Ralph Lauren (RL) at 1.06 runs a more typical debt-to-equity mix.

PHM

Consumer Durables & Apparel industry group

0.19

Max: 2.69
Q3: 1.30
Median: 0.52
Q1: 0.26
PHM: 0.19
Min: 0.00

RL

Consumer Durables & Apparel industry group

1.06

Max: 2.69
Q3: 1.30
RL: 1.06
Median: 0.52
Q1: 0.26
Min: 0.00

PulteGroup (PHM) vs. Ralph Lauren (RL): A comparison of their debt-to-equity ratio against the Consumer Durables & Apparel industry group benchmark.

Financial Strength Metrics

Financial strength metrics for PulteGroup (PHM) and Ralph Lauren (RL)
Metric	PHM	RL
Current Ratio (MRQ)	7.14	2.13
Debt / Equity (MRQ)	0.19	1.06
Net Debt / EBITDA	0.22	0.62

Dividends

Dividend Yield (TTM)

Both PulteGroup (PHM) at 0.78% and Ralph Lauren (RL) at 0.97% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

PHM

Consumer Durables & Apparel industry group

0.78%

Max: 4.35%
Q3: 2.16%
PHM: 0.78%
Median: 0.68%
Q1: 0.00%
Min: 0.00%

RL

Consumer Durables & Apparel industry group

0.97%

Max: 4.35%
Q3: 2.16%
RL: 0.97%
Median: 0.68%
Q1: 0.00%
Min: 0.00%

PulteGroup (PHM) vs. Ralph Lauren (RL): A comparison of their dividend yield against the Consumer Durables & Apparel industry group benchmark.

Dividend Payout Ratio (TTM)

Both PulteGroup (PHM) at 9.28% and Ralph Lauren (RL) at 24.16% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

PHM

Consumer Durables & Apparel industry group

9.28%

Max: 99.29%
Q3: 40.04%
Median: 13.34%
PHM: 9.28%
Q1: 0.00%
Min: 0.00%

RL

Consumer Durables & Apparel industry group

24.16%

Max: 99.29%
Q3: 40.04%
RL: 24.16%
Median: 13.34%
Q1: 0.00%
Min: 0.00%

PulteGroup (PHM) vs. Ralph Lauren (RL): A comparison of their payout ratio against the Consumer Durables & Apparel industry group benchmark.

Dividend Metrics

Dividend metrics for PulteGroup (PHM) and Ralph Lauren (RL)
Metric	PHM	RL
Dividend Yield (TTM)	0.78%	0.97%
Dividend Payout Ratio (TTM)	9.28%	24.16%

Valuation

P/E Ratio (TTM)

PulteGroup (PHM) at 11.91 sits in the cheaper P/E ratio quartile, while Ralph Lauren (RL) at 24.93 is closer to its industry’s usual earnings multiple — a discount for PHM, though growth and earnings durability still matter.

PHM

Consumer Durables & Apparel industry group

11.91

Max: 46.68
Q3: 28.76
Median: 19.14
Q1: 13.32
PHM: 11.91
Min: 6.63

RL

Consumer Durables & Apparel industry group

24.93

Max: 46.68
Q3: 28.76
RL: 24.93
Median: 19.14
Q1: 13.32
Min: 6.63

PulteGroup (PHM) vs. Ralph Lauren (RL): A comparison of their P/E ratio against the Consumer Durables & Apparel industry group benchmark.

P/S Ratio (TTM)

PulteGroup (PHM) at 1.41 is priced about in line with its industry on P/S ratio, while Ralph Lauren (RL) at 2.81 sits in the pricier quartile — RL costs more per dollar of sales.

PHM

Consumer Durables & Apparel industry group

1.41

Max: 3.84
Q3: 1.93
PHM: 1.41
Median: 1.05
Q1: 0.60
Min: 0.01

RL

Consumer Durables & Apparel industry group

2.81

Max: 3.84
RL: 2.81
Q3: 1.93
Median: 1.05
Q1: 0.60
Min: 0.01

PulteGroup (PHM) vs. Ralph Lauren (RL): A comparison of their P/S ratio against the Consumer Durables & Apparel industry group benchmark.

P/B Ratio (MRQ)

PulteGroup (PHM) at 1.83 is valued about in line with its industry on P/B ratio, while Ralph Lauren (RL) at 8.10 carries an above-peer premium to book — RL is pricier on assets.

PHM

Consumer Durables & Apparel industry group

1.83

Max: 8.10
Q3: 4.09
Median: 2.04
PHM: 1.83
Q1: 1.16
Min: 0.62

RL

Consumer Durables & Apparel industry group

8.10

RL: 8.10
Max: 8.10
Q3: 4.09
Median: 2.04
Q1: 1.16
Min: 0.62

PulteGroup (PHM) vs. Ralph Lauren (RL): A comparison of their P/B ratio against the Consumer Durables & Apparel industry group benchmark.

Valuation Metrics

Valuation metrics for PulteGroup (PHM) and Ralph Lauren (RL)
Metric	PHM	RL
P/E Ratio (TTM)	11.91	24.93
P/S Ratio (TTM)	1.41	2.81
P/B Ratio (MRQ)	1.83	8.10
Free Cash Flow Yield (TTM)	6.27%	2.88%