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PHM vs. RL: A Head-to-Head Stock Comparison

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Here’s a clear look at PHM and RL, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolPHMRL
Company NamePulteGroup, Inc.Ralph Lauren Corporation
CountryUnited StatesUnited States
GICS SectorConsumer DiscretionaryConsumer Discretionary
GICS IndustryHousehold DurablesTextiles, Apparel & Luxury Goods
Market Capitalization26.10 billion USD17.41 billion USD
ExchangeNYSENYSE
Listing DateMarch 17, 1980June 12, 1997
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of PHM and RL by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

PHM vs. RL: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolPHMRL
5-Day Price Return1.47%0.71%
13-Week Price Return34.19%3.59%
26-Week Price Return26.15%0.33%
52-Week Price Return2.37%70.02%
Month-to-Date Return17.14%-3.80%
Year-to-Date Return21.47%24.42%
10-Day Avg. Volume2.28M0.61M
3-Month Avg. Volume2.05M0.73M
3-Month Volatility39.49%28.28%
Beta1.321.65

Profitability

Return on Equity (TTM)

PHM

22.59%

Household Durables Industry

Max
26.99%
Q3
17.28%
Median
12.66%
Q1
7.34%
Min
0.07%

In the upper quartile for the Household Durables industry, PHM’s Return on Equity of 22.59% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

RL

29.90%

Textiles, Apparel & Luxury Goods Industry

Max
53.33%
Q3
26.13%
Median
18.47%
Q1
7.99%
Min
-10.49%

In the upper quartile for the Textiles, Apparel & Luxury Goods industry, RL’s Return on Equity of 29.90% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

PHM vs. RL: A comparison of their Return on Equity (TTM) against their respective Household Durables and Textiles, Apparel & Luxury Goods industry benchmarks.

Net Profit Margin (TTM)

PHM

15.50%

Household Durables Industry

Max
15.50%
Q3
8.99%
Median
6.57%
Q1
4.33%
Min
-0.49%

A Net Profit Margin of 15.50% places PHM in the upper quartile for the Household Durables industry, signifying strong profitability and more effective cost management than most of its peers.

RL

10.49%

Textiles, Apparel & Luxury Goods Industry

Max
23.35%
Q3
13.49%
Median
8.45%
Q1
4.18%
Min
-3.90%

RL’s Net Profit Margin of 10.49% is aligned with the median group of its peers in the Textiles, Apparel & Luxury Goods industry. This indicates its ability to convert revenue into profit is typical for the sector.

PHM vs. RL: A comparison of their Net Profit Margin (TTM) against their respective Household Durables and Textiles, Apparel & Luxury Goods industry benchmarks.

Operating Profit Margin (TTM)

PHM

20.22%

Household Durables Industry

Max
20.22%
Q3
12.29%
Median
9.54%
Q1
6.30%
Min
-1.92%

An Operating Profit Margin of 20.22% places PHM in the upper quartile for the Household Durables industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

RL

13.17%

Textiles, Apparel & Luxury Goods Industry

Max
29.47%
Q3
20.87%
Median
13.00%
Q1
7.02%
Min
-3.59%

RL’s Operating Profit Margin of 13.17% is around the midpoint for the Textiles, Apparel & Luxury Goods industry, indicating that its efficiency in managing core business operations is typical for the sector.

PHM vs. RL: A comparison of their Operating Profit Margin (TTM) against their respective Household Durables and Textiles, Apparel & Luxury Goods industry benchmarks.

Profitability at a Glance

SymbolPHMRL
Return on Equity (TTM)22.59%29.90%
Return on Assets (TTM)15.84%10.78%
Net Profit Margin (TTM)15.50%10.49%
Operating Profit Margin (TTM)20.22%13.17%
Gross Profit Margin (TTM)27.81%68.55%

Financial Strength

Current Ratio (MRQ)

PHM

4.93

Household Durables Industry

Max
9.23
Q3
4.50
Median
2.35
Q1
1.29
Min
0.70

PHM’s Current Ratio of 4.93 is in the upper quartile for the Household Durables industry. This signifies a strong liquidity position, suggesting the company is well-equipped to cover its immediate liabilities compared to its peers.

RL

1.78

Textiles, Apparel & Luxury Goods Industry

Max
3.91
Q3
2.49
Median
1.89
Q1
1.43
Min
0.80

RL’s Current Ratio of 1.78 aligns with the median group of the Textiles, Apparel & Luxury Goods industry, indicating that its short-term liquidity is in line with its sector peers.

PHM vs. RL: A comparison of their Current Ratio (MRQ) against their respective Household Durables and Textiles, Apparel & Luxury Goods industry benchmarks.

Debt-to-Equity Ratio (MRQ)

PHM

0.17

Household Durables Industry

Max
1.84
Q3
0.90
Median
0.34
Q1
0.19
Min
0.00

Falling into the lower quartile for the Household Durables industry, PHM’s Debt-to-Equity Ratio of 0.17 points to a conservative financing strategy. This results in lower financial risk but potentially limits strategic investments compared to more leveraged competitors.

RL

0.54

Textiles, Apparel & Luxury Goods Industry

Max
2.67
Q3
1.29
Median
0.59
Q1
0.24
Min
0.00

RL’s Debt-to-Equity Ratio of 0.54 is typical for the Textiles, Apparel & Luxury Goods industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

PHM vs. RL: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Household Durables and Textiles, Apparel & Luxury Goods industry benchmarks.

Interest Coverage Ratio (TTM)

PHM

41.50

Household Durables Industry

Max
140.40
Q3
77.14
Median
24.53
Q1
5.69
Min
-17.01

PHM’s Interest Coverage Ratio of 41.50 is positioned comfortably within the norm for the Household Durables industry, indicating a standard and healthy capacity to cover its interest payments.

RL

85.38

Textiles, Apparel & Luxury Goods Industry

Max
57.00
Q3
35.85
Median
9.20
Q1
4.29
Min
-32.49

With an Interest Coverage Ratio of 85.38, RL demonstrates a superior capacity to service its debt, placing it well above the typical range for the Textiles, Apparel & Luxury Goods industry. This stems from either robust earnings or a conservative debt load.

PHM vs. RL: A comparison of their Interest Coverage Ratio (TTM) against their respective Household Durables and Textiles, Apparel & Luxury Goods industry benchmarks.

Financial Strength at a Glance

SymbolPHMRL
Current Ratio (MRQ)4.931.78
Quick Ratio (MRQ)0.421.29
Debt-to-Equity Ratio (MRQ)0.170.54
Interest Coverage Ratio (TTM)41.5085.38

Growth

Revenue Growth

PHM vs. RL: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

PHM vs. RL: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

PHM

0.67%

Household Durables Industry

Max
8.95%
Q3
4.19%
Median
1.88%
Q1
0.03%
Min
0.00%

PHM’s Dividend Yield of 0.67% is consistent with its peers in the Household Durables industry, providing a dividend return that is standard for its sector.

RL

1.16%

Textiles, Apparel & Luxury Goods Industry

Max
6.59%
Q3
3.60%
Median
2.59%
Q1
0.95%
Min
0.00%

RL’s Dividend Yield of 1.16% is consistent with its peers in the Textiles, Apparel & Luxury Goods industry, providing a dividend return that is standard for its sector.

PHM vs. RL: A comparison of their Dividend Yield (TTM) against their respective Household Durables and Textiles, Apparel & Luxury Goods industry benchmarks.

Dividend Payout Ratio (TTM)

PHM

6.30%

Household Durables Industry

Max
125.12%
Q3
62.43%
Median
39.18%
Q1
5.55%
Min
0.00%

PHM’s Dividend Payout Ratio of 6.30% is within the typical range for the Household Durables industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

RL

27.07%

Textiles, Apparel & Luxury Goods Industry

Max
195.44%
Q3
106.47%
Median
58.77%
Q1
36.52%
Min
0.00%

RL’s Dividend Payout Ratio of 27.07% is in the lower quartile for the Textiles, Apparel & Luxury Goods industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

PHM vs. RL: A comparison of their Dividend Payout Ratio (TTM) against their respective Household Durables and Textiles, Apparel & Luxury Goods industry benchmarks.

Dividend at a Glance

SymbolPHMRL
Dividend Yield (TTM)0.67%1.16%
Dividend Payout Ratio (TTM)6.30%27.07%

Valuation

Price-to-Earnings Ratio (TTM)

PHM

9.37

Household Durables Industry

Max
29.75
Q3
18.88
Median
13.25
Q1
9.26
Min
6.32

PHM’s P/E Ratio of 9.37 is within the middle range for the Household Durables industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

RL

23.39

Textiles, Apparel & Luxury Goods Industry

Max
63.29
Q3
34.64
Median
18.01
Q1
13.88
Min
6.04

RL’s P/E Ratio of 23.39 is within the middle range for the Textiles, Apparel & Luxury Goods industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

PHM vs. RL: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Household Durables and Textiles, Apparel & Luxury Goods industry benchmarks.

Price-to-Sales Ratio (TTM)

PHM

1.45

Household Durables Industry

Max
2.12
Q3
1.21
Median
0.83
Q1
0.51
Min
0.18

PHM’s P/S Ratio of 1.45 is in the upper echelon for the Household Durables industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

RL

2.45

Textiles, Apparel & Luxury Goods Industry

Max
5.46
Q3
3.13
Median
1.72
Q1
0.83
Min
0.26

RL’s P/S Ratio of 2.45 aligns with the market consensus for the Textiles, Apparel & Luxury Goods industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

PHM vs. RL: A comparison of their Price-to-Sales Ratio (TTM) against their respective Household Durables and Textiles, Apparel & Luxury Goods industry benchmarks.

Price-to-Book Ratio (MRQ)

PHM

1.68

Household Durables Industry

Max
4.21
Q3
2.29
Median
1.34
Q1
0.98
Min
0.59

PHM’s P/B Ratio of 1.68 is within the conventional range for the Household Durables industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

RL

5.27

Textiles, Apparel & Luxury Goods Industry

Max
9.76
Q3
6.00
Median
3.26
Q1
1.97
Min
0.69

RL’s P/B Ratio of 5.27 is within the conventional range for the Textiles, Apparel & Luxury Goods industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

PHM vs. RL: A comparison of their Price-to-Book Ratio (MRQ) against their respective Household Durables and Textiles, Apparel & Luxury Goods industry benchmarks.

Valuation at a Glance

SymbolPHMRL
Price-to-Earnings Ratio (TTM)9.3723.39
Price-to-Sales Ratio (TTM)1.452.45
Price-to-Book Ratio (MRQ)1.685.27
Price-to-Free Cash Flow Ratio (TTM)19.5017.05