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PG vs. V: Procter & Gamble vs. Visa Stock Comparison

How do Procter & Gamble (PG) and Visa (V) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Procter & Gamble (PG) is classified in the Consumer Staples sector (Household & Personal Products), whereas Visa (V) belongs to Financials (Financial Services) — their GICS classifications point to very different parts of the market.

Company profile comparison for Procter & Gamble (PG) and Visa (V)
Profile ItemPGV
NameThe Procter & Gamble CompanyVisa Inc. Class A
Country/RegionUnited StatesUnited States
GICS SectorConsumer StaplesFinancials
GICS Industry GroupHousehold & Personal ProductsFinancial Services
GICS IndustryHousehold ProductsFinancial Services
GICS Sub-IndustryHousehold ProductsTransaction & Payment Processing Services
Market Capitalization383.36 billion USD788.58 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateJanuary 2, 1962March 19, 2008
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

PG
V
GSPC
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Procter & Gamble (PG) vs. Visa (V), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Procter & Gamble (PG) and Visa (V). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Procter & Gamble (PG) and Visa (V). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Procter & Gamble (PG) and Visa (V)
MetricPGV
Total Return (1Y)17.45%27.50%
Total Return (3Y, Annualized)6.50%21.55%
Total Return (5Y, Annualized)5.59%15.65%

Risk Profile

Drawdown History

PG
V
GSPC
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Procter & Gamble (PG) vs. Visa (V), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Procter & Gamble (PG) and Visa (V). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Procter & Gamble (PG) and Visa (V)
MetricPGV
Volatility (1Y, Annualized)21.15%22.99%
Beta (5Y)0.350.78
Max Drawdown (5Y)-23.77%-24.14%
Avg. Volume (3M)9.19M6.56M

Risk-Adjusted Performance

Risk-Return Positioning

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PG and V are plotted by 1-year volatility (risk) and 1-year return. Each dashed Capital Allocation Line uses that stock's own industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Procter & Gamble (PG) and Visa (V)
MetricPGV
Sharpe Ratio (1Y)0.621.01
Sortino Ratio (1Y)0.961.64

Profitability

ROE (TTM)

Visa (V) at 63.51% clears its industry range for ROE, a sharper capital-efficiency signal than Procter & Gamble (PG) at 29.61%, which is closer to a typical peer reading.

PG

Household & Personal Products industry group

29.61%

Max
42.18%
Q3
31.87%
PG
29.61%
Median
17.80%
Q1
9.28%
Min
-14.64%

V

Financial Services industry group

63.51%

V
63.51%
Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
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Procter & Gamble (PG) vs. Visa (V): A comparison of their ROE against their respective Household & Personal Products and Financial Services industry group benchmarks.

Net Margin (TTM)

For every dollar of sales, both Procter & Gamble (PG) at 18.23% and Visa (V) at 51.20% retain more as net profit than most peers, landing in the top net margin quartile of their industries.

PG

Household & Personal Products industry group

18.23%

Max
23.47%
PG
18.23%
Q3
12.19%
Median
8.50%
Q1
3.08%
Min
-9.74%

V

Financial Services industry group

51.20%

Max
62.84%
V
51.20%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%
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Procter & Gamble (PG) vs. Visa (V): A comparison of their net margin against their respective Household & Personal Products and Financial Services industry group benchmarks.

Operating Margin (TTM)

Procter & Gamble (PG) at 26.87% shows unusually strong operating efficiency — above its industry’s operating margin range — and Visa (V) at 63.73% also operates in the top quartile.

PG

Household & Personal Products industry group

26.87%

PG
26.87%
Max
23.94%
Q3
17.03%
Median
13.15%
Q1
10.58%
Min
1.87%

V

Financial Services industry group

63.73%

Max
107.33%
V
63.73%
Q3
55.90%
Median
30.09%
Q1
14.60%
Min
-44.34%
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Procter & Gamble (PG) vs. Visa (V): A comparison of their operating margin against their respective Household & Personal Products and Financial Services industry group benchmarks.

Profitability Metrics

Profitability metrics for Procter & Gamble (PG) and Visa (V)
MetricPGV
ROE (TTM)29.61%63.51%
ROA (TTM)10.49%19.61%
Net Margin (TTM)18.23%51.20%
Operating Margin (TTM)26.87%63.73%
Gross Margin (TTM)50.59%--

Growth

Revenue Growth

Procter & Gamble (PG) at 3.26% sits in the top revenue growth quartile, while Visa (V) at 14.76% is closer to the peer norm — faster top-line expansion for PG.

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Procter & Gamble (PG) vs. Visa (V): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Procter & Gamble (PG) at 1.69% and Visa (V) at 20.78% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

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Procter & Gamble (PG) vs. Visa (V): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Procter & Gamble (PG) and Visa (V)
MetricPGV
Revenue Growth (YoY)3.26%14.76%
Revenue Growth (3Y CAGR)2.00%12.02%
EPS Growth (YoY)1.69%20.78%
EPS Growth (3Y CAGR)3.91%14.16%

Financial Strength

Current Ratio (MRQ)

Procter & Gamble (PG) shows current ratio of 0.72; Visa (V) doesn’t get one — Financial Services balance sheets aren’t split into current and non-current buckets, so short-term liquidity there is judged through regulatory measures instead.

PG

Household & Personal Products industry group

0.72

Max
4.26
Q3
2.82
Median
1.84
Q1
0.92
PG
0.72
Min
0.65

V

Financial Services industry group

--

V
--
Max
--
Q3
--
Median
--
Q1
--
Min
--
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Procter & Gamble (PG) vs. Visa (V): V’s current ratio is not assessed under the Financial Services industry convention, so the chart shows available visual context for PG only.

Debt / Equity (MRQ)

Procter & Gamble (PG) shows debt-to-equity ratio of 0.70; for Visa (V) the ratio is set aside — in Financial Services, balance-sheet leverage is part of the business model itself, so capital-adequacy measures do the job this ratio does elsewhere.

PG

Household & Personal Products industry group

0.70

Max
2.30
Q3
2.12
Median
0.81
PG
0.70
Q1
0.50
Min
0.01

V

Financial Services industry group

--

V
--
Max
--
Q3
--
Median
--
Q1
--
Min
--
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Procter & Gamble (PG) vs. Visa (V): V’s debt-to-equity ratio is not assessed under the Financial Services industry convention, so the chart shows available visual context for PG only.

Financial Strength Metrics

Financial strength metrics for Procter & Gamble (PG) and Visa (V)
MetricPGV
Current Ratio (MRQ)0.72--
Debt / Equity (MRQ)0.70--
Net Debt / EBITDA0.94--

Dividends

Dividend Yield (TTM)

Procter & Gamble (PG) at 2.57% delivers top-quartile income for its industry, while Visa (V) at 0.66% pays a more typical yield — both are credible income propositions, PG the richer one.

PG

Household & Personal Products industry group

2.57%

Max
5.00%
PG
2.57%
Q3
2.47%
Median
1.30%
Q1
0.00%
Min
0.00%

V

Financial Services industry group

0.66%

Max
9.77%
Q3
3.92%
Median
1.09%
V
0.66%
Q1
0.00%
Min
0.00%
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Procter & Gamble (PG) vs. Visa (V): A comparison of their dividend yield against their respective Household & Personal Products and Financial Services industry group benchmarks.

Dividend Payout Ratio (TTM)

Both Procter & Gamble (PG) at 64.62% and Visa (V) at 21.75% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

PG

Household & Personal Products industry group

64.62%

Max
140.00%
Q3
73.75%
PG
64.62%
Median
46.43%
Q1
0.00%
Min
0.00%

V

Financial Services industry group

21.75%

Max
241.07%
Q3
97.36%
Median
25.77%
V
21.75%
Q1
0.00%
Min
0.00%
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Procter & Gamble (PG) vs. Visa (V): A comparison of their payout ratio against their respective Household & Personal Products and Financial Services industry group benchmarks.

Dividend Metrics

Dividend metrics for Procter & Gamble (PG) and Visa (V)
MetricPGV
Dividend Yield (TTM)2.57%0.66%
Dividend Payout Ratio (TTM)64.62%21.75%

Valuation

P/E Ratio (TTM)

Procter & Gamble (PG) at 24.91 is near its industry’s usual P/E ratio, while Visa (V) at 34.31 sits in the richer quartile — V needs stronger growth or earnings quality to justify the premium.

PG

Household & Personal Products industry group

24.91

Max
37.57
Q3
33.54
PG
24.91
Median
20.03
Q1
15.76
Min
6.45

V

Financial Services industry group

34.31

Max
45.85
V
34.31
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16
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Procter & Gamble (PG) vs. Visa (V): A comparison of their P/E ratio against their respective Household & Personal Products and Financial Services industry group benchmarks.

P/S Ratio (TTM)

Both look expensive on sales: Procter & Gamble (PG) at 4.36 sits in the upper P/S ratio quartile, and Visa (V) at 17.18 prices even higher, above its industry range.

PG

Household & Personal Products industry group

4.36

PG
4.36
Max
4.36
Q3
3.57
Median
1.68
Q1
0.76
Min
0.30

V

Financial Services industry group

17.18

V
17.18
Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55
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Procter & Gamble (PG) vs. Visa (V): A comparison of their P/S ratio against their respective Household & Personal Products and Financial Services industry group benchmarks.

P/B Ratio (MRQ)

Procter & Gamble (PG) at 7.05 sits near its industry’s typical P/B ratio, while Visa (V) at 22.05 prices above its benchmark range — V looks rich relative to book.

PG

Household & Personal Products industry group

7.05

Max
12.30
Q3
7.43
PG
7.05
Median
3.44
Q1
1.30
Min
-3.91

V

Financial Services industry group

22.05

V
22.05
Max
7.79
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39
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Procter & Gamble (PG) vs. Visa (V): A comparison of their P/B ratio against their respective Household & Personal Products and Financial Services industry group benchmarks.

Valuation Metrics

Valuation metrics for Procter & Gamble (PG) and Visa (V)
MetricPGV
P/E Ratio (TTM)24.9134.31
P/S Ratio (TTM)4.3617.18
P/B Ratio (MRQ)7.0522.05
Free Cash Flow Yield (TTM)3.30%--