PAYP vs. TPG: PayPay vs. TPG Stock Comparison

Company Profile

PayPay (PAYP) and TPG (TPG) both fall under the Financial Services industry group, but PAYP is classified in Financial Services while TPG is classified in Capital Markets.

TPG (TPG) has traded publicly since January 13, 2022, giving it several years of listed trading history, while PayPay (PAYP) only listed on March 12, 2026 and has a limited public-market record.

TPG (TPG) trades as ordinary local shares, while PayPay (PAYP) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

TPG (TPG) has an aggressive beta of 1.45, indicating higher sensitivity to broad-market moves, while PayPay (PAYP) is defensive at 0.24 and tends to be less market-sensitive — they sit on opposite ends of the beta spectrum.

Risk-Adjusted Performance

Risk-Return Positioning

Both PAYP and TPG need 1-year volatility and 1-year return to plot risk-return positioning.

Risk-Adjusted Metrics

Profitability

Both PayPay (PAYP) at 18.80% and TPG (TPG) at 19.19% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

Both PayPay (PAYP) at 15.85% and TPG (TPG) at 5.78% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Both PayPay (PAYP) at 32.79% and TPG (TPG) at 16.57% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

Profitability Metrics

Growth

TPG (TPG) at 27.03% sits in the top revenue growth quartile, while PayPay (PAYP) at 25.85% is closer to the peer norm — faster top-line expansion for TPG.

Only one side can be read here: PayPay (PAYP) reports EPS growth of 230.06%, ranked against its industry; TPG (TPG) has no EPS growth figure this period.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: PayPay (PAYP) in Financial Services and TPG (TPG) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: PayPay (PAYP) in Financial Services and TPG (TPG) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

PayPay (PAYP) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile TPG (TPG) reports a yield of 5.01%, ranking against industry peers normally.

TPG (TPG) reports payout ratio above 100% at 254.55%, meaning dividends exceeded current-period earnings; PayPay (PAYP) pays no dividend (payout 0.00%).

Dividend Metrics

Valuation

PayPay (PAYP) at 23.30 is near its industry’s usual P/E ratio, while TPG (TPG) at 52.84 sits above its peer range — an unusually expensive price for TPG’s trailing earnings.

PayPay (PAYP) at 0.02 sits in the cheaper P/S ratio quartile while TPG (TPG) at 3.85 prices around its industry’s middle — PAYP costs less per dollar of sales, though read it alongside growth and margins.

Both PayPay (PAYP) at 3.75 and TPG (TPG) at 5.97 carry a premium to book value versus peers, sitting in the upper P/B ratio quartile of their industries.

Valuation Metrics