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MKL vs. RNR: Markel vs. RenaissanceRe Stock Comparison

How do Markel (MKL) and RenaissanceRe (RNR) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Markel (MKL) and RenaissanceRe (RNR) both belong to the Insurance industry, though MKL is classified under Property & Casualty Insurance while RNR falls under Reinsurance.

Company profile comparison for Markel (MKL) and RenaissanceRe (RNR)
Profile ItemMKLRNR
NameMarkel Group Inc.RenaissanceRe Holdings Ltd.
Country/RegionUnited StatesBermuda
GICS SectorFinancialsFinancials
GICS Industry GroupInsuranceInsurance
GICS IndustryInsuranceInsurance
GICS Sub-IndustryProperty & Casualty InsuranceReinsurance
Market Capitalization23.71 billion USD14.04 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateDecember 12, 1986July 27, 1995
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

MKL
RNR
GSPC
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Markel (MKL) vs. RenaissanceRe (RNR), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Markel (MKL) and RenaissanceRe (RNR). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Markel (MKL) and RenaissanceRe (RNR). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Markel (MKL) and RenaissanceRe (RNR)
MetricMKLRNR
Total Return (1Y)-4.35%29.60%
Total Return (3Y, Annualized)13.21%19.53%
Total Return (5Y, Annualized)8.36%18.22%

Risk Profile

Drawdown History

MKL
RNR
GSPC
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Markel (MKL) vs. RenaissanceRe (RNR), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Markel (MKL) and RenaissanceRe (RNR). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Markel (MKL) and RenaissanceRe (RNR)
MetricMKLRNR
Volatility (1Y, Annualized)18.61%23.23%
Beta (5Y)0.570.12
Max Drawdown (5Y)-28.87%-27.71%
Avg. Volume (3M)66.79K361.04K

Risk-Adjusted Performance

Risk-Return Positioning

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MKL and RNR are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Markel (MKL) and RenaissanceRe (RNR)
MetricMKLRNR
Sharpe Ratio (1Y)-0.461.09
Sortino Ratio (1Y)-0.601.64

Profitability

ROE (TTM)

Both Markel (MKL) at 9.75% and RenaissanceRe (RNR) at 13.98% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

MKL

Insurance industry group

9.75%

Max
41.68%
Q3
22.04%
Median
14.81%
MKL
9.75%
Q1
8.79%
Min
-10.66%

RNR

Insurance industry group

13.98%

Max
41.68%
Q3
22.04%
Median
14.81%
RNR
13.98%
Q1
8.79%
Min
-10.66%
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Markel (MKL) vs. RenaissanceRe (RNR): A comparison of their ROE against the Insurance industry group benchmark.

Net Margin (TTM)

Both Markel (MKL) at 11.13% and RenaissanceRe (RNR) at 16.20% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

MKL

Insurance industry group

11.13%

Max
29.92%
Q3
17.03%
MKL
11.13%
Median
10.97%
Q1
6.21%
Min
-4.68%

RNR

Insurance industry group

16.20%

Max
29.92%
Q3
17.03%
RNR
16.20%
Median
10.97%
Q1
6.21%
Min
-4.68%
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Markel (MKL) vs. RenaissanceRe (RNR): A comparison of their net margin against the Insurance industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Markel (MKL) in Insurance and RenaissanceRe (RNR) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Markel (MKL) and RenaissanceRe (RNR)
MetricMKLRNR
ROE (TTM)9.75%13.98%
ROA (TTM)2.21%3.49%
Net Margin (TTM)11.13%16.20%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

RenaissanceRe (RNR) at 9.69% is around its peer norm for revenue growth, while Markel (MKL) at -2.49% drops into the bottom quartile, signaling weaker demand or pricing momentum.

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Markel (MKL) vs. RenaissanceRe (RNR): A comparison of their Revenue Growth across different time periods.

EPS Growth

RenaissanceRe (RNR) at 59.13% is around its peer norm for EPS growth, while Markel (MKL) at -15.10% drops into the bottom quartile, signaling weaker earnings momentum.

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Markel (MKL) vs. RenaissanceRe (RNR): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Markel (MKL) and RenaissanceRe (RNR)
MetricMKLRNR
Revenue Growth (YoY)-2.49%9.69%
Revenue Growth (3Y CAGR)11.40%36.27%
EPS Growth (YoY)-15.10%59.13%
EPS Growth (3Y CAGR)----

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Markel (MKL) in Insurance and RenaissanceRe (RNR) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Markel (MKL) in Insurance and RenaissanceRe (RNR) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Markel (MKL) and RenaissanceRe (RNR)
MetricMKLRNR
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Markel (MKL) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile RenaissanceRe (RNR) reports a yield of 0.46%, ranking against industry peers normally.

MKL

Insurance industry group

0.00%

Max
5.12%
Q3
2.15%
Median
0.98%
MKL
0.00%
Q1
0.00%
Min
0.00%

RNR

Insurance industry group

0.46%

Max
5.12%
Q3
2.15%
Median
0.98%
RNR
0.46%
Q1
0.00%
Min
0.00%
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Markel (MKL) vs. RenaissanceRe (RNR): A comparison of their dividend yield against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Markel (MKL) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile RenaissanceRe (RNR) reports a payout of 4.66%, ranking against industry peers normally.

MKL

Insurance industry group

0.00%

Max
76.67%
Q3
35.18%
Median
14.74%
MKL
0.00%
Q1
0.00%
Min
0.00%

RNR

Insurance industry group

4.66%

Max
76.67%
Q3
35.18%
Median
14.74%
RNR
4.66%
Q1
0.00%
Min
0.00%
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Markel (MKL) vs. RenaissanceRe (RNR): A comparison of their payout ratio against the Insurance industry group benchmark.

Dividend Metrics

Dividend metrics for Markel (MKL) and RenaissanceRe (RNR)
MetricMKLRNR
Dividend Yield (TTM)0.00%0.46%
Dividend Payout Ratio (TTM)0.00%4.66%

Valuation

P/E Ratio (TTM)

Both Markel (MKL) at 13.80 and RenaissanceRe (RNR) at 9.94 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

MKL

Insurance industry group

13.80

Max
28.37
Q3
18.75
MKL
13.80
Median
12.23
Q1
9.08
Min
2.32

RNR

Insurance industry group

9.94

Max
28.37
Q3
18.75
Median
12.23
RNR
9.94
Q1
9.08
Min
2.32
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Markel (MKL) vs. RenaissanceRe (RNR): A comparison of their P/E ratio against the Insurance industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both Markel (MKL) at 1.47 and RenaissanceRe (RNR) at 1.45 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

MKL

Insurance industry group

1.47

Max
4.03
Q3
2.25
MKL
1.47
Median
1.23
Q1
0.85
Min
0.07

RNR

Insurance industry group

1.45

Max
4.03
Q3
2.25
RNR
1.45
Median
1.23
Q1
0.85
Min
0.07
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Markel (MKL) vs. RenaissanceRe (RNR): A comparison of their P/S ratio against the Insurance industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Markel (MKL) at 1.28 and RenaissanceRe (RNR) at 1.34 are valued close to their industries’ norm against book — neither stands out from peers.

MKL

Insurance industry group

1.28

Max
5.07
Q3
2.79
Median
1.76
MKL
1.28
Q1
1.23
Min
0.30

RNR

Insurance industry group

1.34

Max
5.07
Q3
2.79
Median
1.76
RNR
1.34
Q1
1.23
Min
0.30
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Markel (MKL) vs. RenaissanceRe (RNR): A comparison of their P/B ratio against the Insurance industry group benchmark.

Valuation Metrics

Valuation metrics for Markel (MKL) and RenaissanceRe (RNR)
MetricMKLRNR
P/E Ratio (TTM)13.809.94
P/S Ratio (TTM)1.471.45
P/B Ratio (MRQ)1.281.34
Free Cash Flow Yield (TTM)----