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MFG vs. WF: Mizuho Financial vs. Woori Financial Stock Comparison

How do Mizuho Financial (MFG) and Woori Financial (WF) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Mizuho Financial (MFG) and Woori Financial (WF) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Both Mizuho Financial (MFG) and Woori Financial (WF) trade as ADRs — their core financials are comparable, but keep FX, depositary-program fees, and dividend withholding in view for each.

Company profile comparison for Mizuho Financial (MFG) and Woori Financial (WF)
Profile ItemMFGWF
NameMizuho Financial Group, Inc. American Depositary ReceiptsWoori Financial Group Inc. Sponsored ADR
Country/RegionJapanSouth Korea
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksDiversified Banks
Market Capitalization113.48 billion USD16.87 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateNovember 8, 2006October 1, 2003
Security TypeADRADR

Price Performance

Cumulative Growth

MFG
WF
GSPC
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Mizuho Financial (MFG) vs. Woori Financial (WF), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Mizuho Financial (MFG) and Woori Financial (WF). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Mizuho Financial (MFG) and Woori Financial (WF). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Mizuho Financial (MFG) and Woori Financial (WF)
MetricMFGWF
Total Return (1Y)46.98%29.84%
Total Return (3Y, Annualized)47.92%43.68%
Total Return (5Y, Annualized)30.77%22.77%

Risk Profile

Drawdown History

MFG
WF
GSPC
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Mizuho Financial (MFG) vs. Woori Financial (WF), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Mizuho Financial (MFG) and Woori Financial (WF). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Mizuho Financial (MFG) trades around 3.45M shares per day on average, while Woori Financial (WF) sees only 85.96K — a volume gap that can matter for position sizing, exit liquidity, and order execution.

Risk profile metrics for Mizuho Financial (MFG) and Woori Financial (WF)
MetricMFGWF
Volatility (1Y, Annualized)33.78%35.97%
Beta (5Y)0.580.99
Max Drawdown (5Y)-28.34%-43.52%
Avg. Volume (3M)3.45M85.96K

Risk-Adjusted Performance

Risk-Return Positioning

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MFG and WF are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Mizuho Financial (MFG) and Woori Financial (WF)
MetricMFGWF
Sharpe Ratio (1Y)1.260.71
Sortino Ratio (1Y)1.921.08

Profitability

ROE (TTM)

Mizuho Financial (MFG) at 12.49% is around its peer norm for ROE, while Woori Financial (WF) at 7.93% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

MFG

Banks industry group

12.49%

Max
19.84%
Q3
13.67%
MFG
12.49%
Median
11.49%
Q1
9.50%
Min
3.64%

WF

Banks industry group

7.93%

Max
19.84%
Q3
13.67%
Median
11.49%
Q1
9.50%
WF
7.93%
Min
3.64%
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Mizuho Financial (MFG) vs. Woori Financial (WF): A comparison of their ROE against the Banks industry group benchmark.

Net Margin (TTM)

Mizuho Financial (MFG) at 29.14% keeps about the industry-typical share of revenue as profit, while Woori Financial (WF) at 27.06% retains only a bottom-quartile share.

MFG

Banks industry group

29.14%

Max
47.19%
Q3
35.25%
Median
31.21%
MFG
29.14%
Q1
27.11%
Min
14.93%

WF

Banks industry group

27.06%

Max
47.19%
Q3
35.25%
Median
31.21%
Q1
27.11%
WF
27.06%
Min
14.93%
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Mizuho Financial (MFG) vs. Woori Financial (WF): A comparison of their net margin against the Banks industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Mizuho Financial (MFG) in Banks and Woori Financial (WF) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Mizuho Financial (MFG) and Woori Financial (WF)
MetricMFGWF
ROE (TTM)12.49%7.93%
ROA (TTM)0.48%0.51%
Net Margin (TTM)29.14%27.06%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Mizuho Financial (MFG) at 15.82% is around its peer norm for revenue growth, while Woori Financial (WF) at 5.30% drops into the bottom quartile, signaling weaker demand or pricing momentum.

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Mizuho Financial (MFG) vs. Woori Financial (WF): A comparison of their Revenue Growth across different time periods.

EPS Growth

Mizuho Financial (MFG) at 43.61% sits in the top EPS growth quartile, while Woori Financial (WF) at 2.58% is in the bottom quartile, showing a clear gap in earnings momentum.

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Mizuho Financial (MFG) vs. Woori Financial (WF): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Mizuho Financial (MFG) and Woori Financial (WF)
MetricMFGWF
Revenue Growth (YoY)15.82%5.30%
Revenue Growth (3Y CAGR)16.50%5.16%
EPS Growth (YoY)43.61%2.58%
EPS Growth (3Y CAGR)31.89%-1.12%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Mizuho Financial (MFG) in Banks and Woori Financial (WF) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Mizuho Financial (MFG) in Banks and Woori Financial (WF) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Mizuho Financial (MFG) and Woori Financial (WF)
MetricMFGWF
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both Mizuho Financial (MFG) at 1,544.20% and Woori Financial (WF) at 1,108.19% yield above their industries’ entire benchmark ranges — high enough that dividend safety, not income, becomes the first question.

MFG

Banks industry group

1,544.20%

MFG
1,544.20%
Max
5.79%
Q3
3.18%
Median
2.39%
Q1
1.20%
Min
0.00%

WF

Banks industry group

1,108.19%

WF
1,108.19%
Max
5.79%
Q3
3.18%
Median
2.39%
Q1
1.20%
Min
0.00%
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Mizuho Financial (MFG) vs. Woori Financial (WF): A comparison of their dividend yield against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Both Mizuho Financial (MFG) at 24.88% and Woori Financial (WF) at 32.85% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

MFG

Banks industry group

24.88%

Max
70.75%
Q3
41.28%
Median
29.26%
MFG
24.88%
Q1
18.98%
Min
0.00%

WF

Banks industry group

32.85%

Max
70.75%
Q3
41.28%
WF
32.85%
Median
29.26%
Q1
18.98%
Min
0.00%
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Mizuho Financial (MFG) vs. Woori Financial (WF): A comparison of their payout ratio against the Banks industry group benchmark.

Dividend Metrics

Dividend metrics for Mizuho Financial (MFG) and Woori Financial (WF)
MetricMFGWF
Dividend Yield (TTM)1,544.20%1,108.19%
Dividend Payout Ratio (TTM)24.88%32.85%

Valuation

P/E Ratio (TTM)

Woori Financial (WF) at 8.04 sits in the cheaper P/E ratio quartile, while Mizuho Financial (MFG) at 12.88 is closer to its industry’s usual earnings multiple — a discount for WF, though growth and earnings durability still matter.

MFG

Banks industry group

12.88

Max
18.16
Q3
13.75
MFG
12.88
Median
11.81
Q1
10.64
Min
6.49

WF

Banks industry group

8.04

Max
18.16
Q3
13.75
Median
11.81
Q1
10.64
WF
8.04
Min
6.49
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Mizuho Financial (MFG) vs. Woori Financial (WF): A comparison of their P/E ratio against the Banks industry group benchmark.

P/S Ratio (TTM)

P/S ratio is set aside for both Mizuho Financial (MFG) in Banks and Woori Financial (WF) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

P/B Ratio (MRQ)

Woori Financial (WF) at 0.63 sits in the lower P/B ratio quartile against book while Mizuho Financial (MFG) at 1.57 is valued near its industry’s middle — WF is cheaper on assets, though weigh it against ROE and asset quality.

MFG

Banks industry group

1.57

Max
2.28
Q3
1.58
MFG
1.57
Median
1.32
Q1
1.10
Min
0.59

WF

Banks industry group

0.63

Max
2.28
Q3
1.58
Median
1.32
Q1
1.10
WF
0.63
Min
0.59
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Mizuho Financial (MFG) vs. Woori Financial (WF): A comparison of their P/B ratio against the Banks industry group benchmark.

Valuation Metrics

Valuation metrics for Mizuho Financial (MFG) and Woori Financial (WF)
MetricMFGWF
P/E Ratio (TTM)12.888.04
P/S Ratio (TTM)----
P/B Ratio (MRQ)1.570.63
Free Cash Flow Yield (TTM)----