MFG vs. SMFG: Mizuho Financial vs. Sumitomo Mitsui Financial Stock Comparison

Company Profile

Mizuho Financial (MFG) and Sumitomo Mitsui Financial (SMFG) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Both Mizuho Financial (MFG) and Sumitomo Mitsui Financial (SMFG) trade as ADRs — their core financials are comparable, but keep FX, depositary-program fees, and dividend withholding in view for each.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Mizuho Financial (MFG) at 12.49% is around its peer norm for ROE, while Sumitomo Mitsui Financial (SMFG) at 8.57% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

Both Mizuho Financial (MFG) at 29.14% and Sumitomo Mitsui Financial (SMFG) at 27.82% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Neither side reports a meaningful operating margin: for Mizuho Financial (MFG) in Banks and Sumitomo Mitsui Financial (SMFG) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both Mizuho Financial (MFG) at 15.82% and Sumitomo Mitsui Financial (SMFG) at 14.32% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Both Mizuho Financial (MFG) at 43.61% and Sumitomo Mitsui Financial (SMFG) at 36.62% sit in the top peer quartile for EPS growth, so each is compounding per-share earnings faster than typical industry peers.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Mizuho Financial (MFG) in Banks and Sumitomo Mitsui Financial (SMFG) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Mizuho Financial (MFG) in Banks and Sumitomo Mitsui Financial (SMFG) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Both Mizuho Financial (MFG) at 1,544.20% and Sumitomo Mitsui Financial (SMFG) at 334.33% yield above their industries’ entire benchmark ranges — high enough that dividend safety, not income, becomes the first question.

Both Mizuho Financial (MFG) at 24.88% and Sumitomo Mitsui Financial (SMFG) at 33.62% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

Dividend Metrics

Valuation

Both Mizuho Financial (MFG) at 12.88 and Sumitomo Mitsui Financial (SMFG) at 13.47 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

P/S ratio is set aside for both Mizuho Financial (MFG) in Banks and Sumitomo Mitsui Financial (SMFG) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

On P/B ratio, both Mizuho Financial (MFG) at 1.57 and Sumitomo Mitsui Financial (SMFG) at 1.45 are valued close to their industries’ norm against book — neither stands out from peers.

Valuation Metrics