MFG vs. RF: Mizuho Financial vs. Regions Financial Stock Comparison

Company Profile

Mizuho Financial (MFG) and Regions Financial (RF) both belong to the Banks industry, though MFG is classified under Diversified Banks while RF falls under Regional Banks.

Regions Financial (RF) trades as ordinary local shares, while Mizuho Financial (MFG) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Mizuho Financial (MFG) at 12.49% and Regions Financial (RF) at 12.38% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

Both Mizuho Financial (MFG) at 29.14% and Regions Financial (RF) at 31.29% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Neither side reports a meaningful operating margin: for Mizuho Financial (MFG) in Banks and Regions Financial (RF) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both Mizuho Financial (MFG) at 15.82% and Regions Financial (RF) at 6.25% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Mizuho Financial (MFG) at 43.61% sits in the top EPS growth quartile, while Regions Financial (RF) at 19.17% is closer to the peer norm — faster per-share earnings growth for MFG.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Mizuho Financial (MFG) in Banks and Regions Financial (RF) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Mizuho Financial (MFG) in Banks and Regions Financial (RF) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Regions Financial (RF) at 3.85% earns its spot in the top quartile of its industry’s yields; Mizuho Financial (MFG) at 1,544.20% is past the top of its own peer range — territory where a dividend-safety check matters more than the headline number.

Mizuho Financial (MFG) at 24.88% pays out a band-typical share of earnings, while Regions Financial (RF) at 43.27% distributes more than its industry norm — less retained, thinner cover.

Dividend Metrics

Valuation

Both Mizuho Financial (MFG) at 12.88 and Regions Financial (RF) at 11.10 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

P/S ratio is set aside for both Mizuho Financial (MFG) in Banks and Regions Financial (RF) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

On P/B ratio, both Mizuho Financial (MFG) at 1.57 and Regions Financial (RF) at 1.46 are valued close to their industries’ norm against book — neither stands out from peers.

Valuation Metrics