LTM vs. UNP: A Head-to-Head Stock Comparison

Updated on October 5, 2025

Here’s a clear look at LTM and UNP, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

LTM trades as an American Depositary Receipt (ADR), offering U.S. investors a convenient way to access its foreign-listed shares. In contrast, UNP is a standard domestic listing.

Symbol	LTM	UNP
Company Name	--	Union Pacific Corporation
Country	Chile	United States
GICS Sector	Industrials	Industrials
GICS Industry	Passenger Airlines	Ground Transportation
Market Capitalization	13.32 billion USD	140.45 billion USD
Exchange	NYSE	NYSE
Listing Date	July 25, 2024	January 2, 1980
Security Type	ADR	Common Stock

Historical Performance

This chart compares the performance of LTM and UNP by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

LTM vs. UNP: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	LTM	UNP
5-Day Price Return	-2.82%	0.26%
13-Week Price Return	11.29%	0.22%
26-Week Price Return	42.11%	0.24%
52-Week Price Return	64.89%	-2.69%
Month-to-Date Return	-3.94%	0.18%
Year-to-Date Return	52.88%	3.84%
10-Day Avg. Volume	4,948.78M	5.01M
3-Month Avg. Volume	2,517.08M	4.28M
3-Month Volatility	31.86%	18.63%
Beta	0.66	1.02

Profitability

Return on Equity (TTM)

LTM

141.28%

Passenger Airlines Industry

Max: 49.96%
Q3: 27.29%
Median: 16.68%
Q1: 8.40%
Min: -15.23%

LTM’s Return on Equity of 141.28% is exceptionally high, placing it well beyond the typical range for the Passenger Airlines industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

UNP

42.18%

Ground Transportation Industry

Max: 23.35%
Q3: 13.74%
Median: 9.05%
Q1: 6.86%
Min: 1.73%

UNP’s Return on Equity of 42.18% is exceptionally high, placing it well beyond the typical range for the Ground Transportation industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

LTM vs. UNP: A comparison of their Return on Equity (TTM) against their respective Passenger Airlines and Ground Transportation industry benchmarks.

Net Profit Margin (TTM)

LTM

8.88%

Passenger Airlines Industry

Max: 16.00%
Q3: 8.99%
Median: 6.35%
Q1: 3.18%
Min: -4.22%

LTM’s Net Profit Margin of 8.88% is aligned with the median group of its peers in the Passenger Airlines industry. This indicates its ability to convert revenue into profit is typical for the sector.

UNP

28.43%

Ground Transportation Industry

Max: 32.19%
Q3: 17.08%
Median: 7.19%
Q1: 4.45%
Min: -5.54%

A Net Profit Margin of 28.43% places UNP in the upper quartile for the Ground Transportation industry, signifying strong profitability and more effective cost management than most of its peers.

LTM vs. UNP: A comparison of their Net Profit Margin (TTM) against their respective Passenger Airlines and Ground Transportation industry benchmarks.

Operating Profit Margin (TTM)

LTM

14.24%

Passenger Airlines Industry

Max: 22.47%
Q3: 12.67%
Median: 8.62%
Q1: 4.63%
Min: -2.30%

An Operating Profit Margin of 14.24% places LTM in the upper quartile for the Passenger Airlines industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

UNP

40.33%

Ground Transportation Industry

Max: 42.90%
Q3: 23.80%
Median: 10.93%
Q1: 7.06%
Min: -12.94%

An Operating Profit Margin of 40.33% places UNP in the upper quartile for the Ground Transportation industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

LTM vs. UNP: A comparison of their Operating Profit Margin (TTM) against their respective Passenger Airlines and Ground Transportation industry benchmarks.

Profitability at a Glance

Symbol	LTM	UNP
Return on Equity (TTM)	141.28%	42.18%
Return on Assets (TTM)	7.44%	10.19%
Net Profit Margin (TTM)	8.88%	28.43%
Operating Profit Margin (TTM)	14.24%	40.33%
Gross Profit Margin (TTM)	27.19%	79.89%

Financial Strength

Current Ratio (MRQ)

LTM

0.60

Passenger Airlines Industry

Max: 1.44
Q3: 0.91
Median: 0.73
Q1: 0.54
Min: 0.18

LTM’s Current Ratio of 0.60 aligns with the median group of the Passenger Airlines industry, indicating that its short-term liquidity is in line with its sector peers.

UNP

0.65

Ground Transportation Industry

Max: 2.00
Q3: 1.31
Median: 0.98
Q1: 0.74
Min: 0.35

UNP’s Current Ratio of 0.65 falls into the lower quartile for the Ground Transportation industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.

LTM vs. UNP: A comparison of their Current Ratio (MRQ) against their respective Passenger Airlines and Ground Transportation industry benchmarks.

Debt-to-Equity Ratio (MRQ)

LTM

8.22

Passenger Airlines Industry

Max: 10.23
Q3: 5.04
Median: 1.27
Q1: 0.82
Min: 0.00

LTM’s leverage is in the upper quartile of the Passenger Airlines industry, with a Debt-to-Equity Ratio of 8.22. While this approach can boost equity growth, it also exposes the company to greater financial vulnerability.

UNP

2.02

Ground Transportation Industry

Max: 2.51
Q3: 1.48
Median: 1.02
Q1: 0.48
Min: 0.00

UNP’s leverage is in the upper quartile of the Ground Transportation industry, with a Debt-to-Equity Ratio of 2.02. While this approach can boost equity growth, it also exposes the company to greater financial vulnerability.

LTM vs. UNP: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Passenger Airlines and Ground Transportation industry benchmarks.

Interest Coverage Ratio (TTM)

LTM

2.97

Passenger Airlines Industry

Max: 22.60
Q3: 17.27
Median: 6.75
Q1: 1.94
Min: -8.55

LTM’s Interest Coverage Ratio of 2.97 is positioned comfortably within the norm for the Passenger Airlines industry, indicating a standard and healthy capacity to cover its interest payments.

UNP

8.23

Ground Transportation Industry

Max: 59.80
Q3: 25.78
Median: 8.23
Q1: 2.52
Min: -24.57

UNP’s Interest Coverage Ratio of 8.23 is positioned comfortably within the norm for the Ground Transportation industry, indicating a standard and healthy capacity to cover its interest payments.

LTM vs. UNP: A comparison of their Interest Coverage Ratio (TTM) against their respective Passenger Airlines and Ground Transportation industry benchmarks.

Financial Strength at a Glance

Symbol	LTM	UNP
Current Ratio (MRQ)	0.60	0.65
Quick Ratio (MRQ)	0.53	0.53
Debt-to-Equity Ratio (MRQ)	8.22	2.02
Interest Coverage Ratio (TTM)	2.97	8.23

Growth

Revenue Growth

LTM vs. UNP: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

LTM vs. UNP: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

LTM

2.34%

Passenger Airlines Industry

Max: 7.04%
Q3: 3.76%
Median: 1.72%
Q1: 0.00%
Min: 0.00%

LTM’s Dividend Yield of 2.34% is consistent with its peers in the Passenger Airlines industry, providing a dividend return that is standard for its sector.

UNP

2.30%

Ground Transportation Industry

Max: 5.29%
Q3: 2.57%
Median: 1.59%
Q1: 0.71%
Min: 0.00%

UNP’s Dividend Yield of 2.30% is consistent with its peers in the Ground Transportation industry, providing a dividend return that is standard for its sector.

LTM vs. UNP: A comparison of their Dividend Yield (TTM) against their respective Passenger Airlines and Ground Transportation industry benchmarks.

Dividend Payout Ratio (TTM)

LTM

49.16%

Passenger Airlines Industry

Max: 99.73%
Q3: 50.30%
Median: 23.18%
Q1: 0.00%
Min: 0.00%

LTM’s Dividend Payout Ratio of 49.16% is within the typical range for the Passenger Airlines industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

UNP

46.49%

Ground Transportation Industry

Max: 149.12%
Q3: 75.08%
Median: 41.35%
Q1: 16.42%
Min: 0.00%

UNP’s Dividend Payout Ratio of 46.49% is within the typical range for the Ground Transportation industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

LTM vs. UNP: A comparison of their Dividend Payout Ratio (TTM) against their respective Passenger Airlines and Ground Transportation industry benchmarks.

Dividend at a Glance

Symbol	LTM	UNP
Dividend Yield (TTM)	2.34%	2.30%
Dividend Payout Ratio (TTM)	49.16%	46.49%

Valuation

Price-to-Earnings Ratio (TTM)

LTM

10.71

Passenger Airlines Industry

Max: 18.74
Q3: 11.24
Median: 8.33
Q1: 6.11
Min: 2.97

LTM’s P/E Ratio of 10.71 is within the middle range for the Passenger Airlines industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

UNP

20.25

Ground Transportation Industry

Max: 39.04
Q3: 24.45
Median: 17.51
Q1: 12.92
Min: 5.87

UNP’s P/E Ratio of 20.25 is within the middle range for the Ground Transportation industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

LTM vs. UNP: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Passenger Airlines and Ground Transportation industry benchmarks.

Price-to-Sales Ratio (TTM)

LTM

0.95

Passenger Airlines Industry

Max: 1.07
Q3: 0.73
Median: 0.62
Q1: 0.40
Min: 0.09

LTM’s P/S Ratio of 0.95 is in the upper echelon for the Passenger Airlines industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

UNP

5.76

Ground Transportation Industry

Max: 2.82
Q3: 2.22
Median: 1.41
Q1: 0.88
Min: 0.24

With a P/S Ratio of 5.76, UNP trades at a valuation that eclipses even the highest in the Ground Transportation industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.

LTM vs. UNP: A comparison of their Price-to-Sales Ratio (TTM) against their respective Passenger Airlines and Ground Transportation industry benchmarks.

Price-to-Book Ratio (MRQ)

LTM

12.95

Passenger Airlines Industry

Max: 3.47
Q3: 3.19
Median: 1.94
Q1: 1.28
Min: 0.50

At 12.95, LTM’s P/B Ratio is at an extreme premium to the Passenger Airlines industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

UNP

8.46

Ground Transportation Industry

Max: 5.27
Q3: 3.03
Median: 1.40
Q1: 1.18
Min: 0.67

At 8.46, UNP’s P/B Ratio is at an extreme premium to the Ground Transportation industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

LTM vs. UNP: A comparison of their Price-to-Book Ratio (MRQ) against their respective Passenger Airlines and Ground Transportation industry benchmarks.

Valuation at a Glance

Symbol	LTM	UNP
Price-to-Earnings Ratio (TTM)	10.71	20.25
Price-to-Sales Ratio (TTM)	0.95	5.76
Price-to-Book Ratio (MRQ)	12.95	8.46
Price-to-Free Cash Flow Ratio (TTM)	9.26	22.43