JKHY vs. VIRT: Jack Henry & Associates vs. Virtu Financial Stock Comparison
How do Jack Henry & Associates (JKHY) and Virtu Financial (VIRT) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Jack Henry & Associates (JKHY) and Virtu Financial (VIRT) both fall under the Financial Services industry group, but JKHY is classified in Financial Services while VIRT is classified in Capital Markets.
| Profile Item | JKHY | VIRT |
|---|---|---|
| Name | Jack Henry & Associates, Inc. | Virtu Financial Inc. Class A Common Stock |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Financial Services | Capital Markets |
| GICS Sub-Industry | Transaction & Payment Processing Services | Investment Banking & Brokerage |
| Market Capitalization | 12.15 billion USD | 11.67 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | November 20, 1985 | April 16, 2015 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | JKHY | VIRT |
|---|---|---|
| Total Return (1Y) | 9.28% | 57.98% |
| Total Return (3Y, Annualized) | 6.53% | 51.24% |
| Total Return (5Y, Annualized) | 3.04% | 19.25% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | JKHY | VIRT |
|---|---|---|
| Volatility (1Y, Annualized) | 31.51% | 37.43% |
| Beta (5Y) | 0.51 | 0.69 |
| Max Drawdown (5Y) | -38.35% | -54.52% |
| Avg. Volume (3M) | 944.55K | 1.26M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | JKHY | VIRT |
|---|---|---|
| Sharpe Ratio (1Y) | 0.16 | 1.43 |
| Sortino Ratio (1Y) | 0.23 | 2.27 |
Profitability
ROE (TTM)
Capital efficiency shows on one side only: Virtu Financial (VIRT) earns 57.03% on shareholders’ equity, ranked against its industry; Jack Henry & Associates (JKHY) has no ROE this period.
JKHY
Financial Services industry group
--
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
- JKHY
- --
VIRT
Financial Services industry group
57.03%
- VIRT
- 57.03%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Both Jack Henry & Associates (JKHY) at 19.96% and Virtu Financial (VIRT) at 17.96% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
JKHY
Financial Services industry group
19.96%
- Max
- 62.84%
- Q3
- 28.05%
- JKHY
- 19.96%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
VIRT
Financial Services industry group
17.96%
- Max
- 62.84%
- Q3
- 28.05%
- VIRT
- 17.96%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both Jack Henry & Associates (JKHY) at 29.52% and Virtu Financial (VIRT) at 36.32% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
JKHY
Financial Services industry group
29.52%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- JKHY
- 29.52%
- Q1
- 14.60%
- Min
- -44.34%
VIRT
Financial Services industry group
36.32%
- Max
- 107.33%
- Q3
- 55.90%
- VIRT
- 36.32%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | JKHY | VIRT |
|---|---|---|
| ROE (TTM) | -- | 57.03% |
| ROA (TTM) | -- | 5.01% |
| Net Margin (TTM) | 19.96% | 17.96% |
| Operating Margin (TTM) | 29.52% | 36.32% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Jack Henry & Associates (JKHY) at 7.12% and Virtu Financial (VIRT) at 26.25% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Virtu Financial (VIRT) at 72.73% sits in the top EPS growth quartile, while Jack Henry & Associates (JKHY) at 11.86% is closer to the peer norm — faster per-share earnings growth for VIRT.
Growth Metrics
| Metric | JKHY | VIRT |
|---|---|---|
| Revenue Growth (YoY) | 7.12% | 26.25% |
| Revenue Growth (3Y CAGR) | 6.99% | 15.38% |
| EPS Growth (YoY) | 11.86% | 72.73% |
| EPS Growth (3Y CAGR) | 11.61% | 28.11% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Jack Henry & Associates (JKHY) in Financial Services and Virtu Financial (VIRT) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Jack Henry & Associates (JKHY) in Financial Services and Virtu Financial (VIRT) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | JKHY | VIRT |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Jack Henry & Associates (JKHY) at 1.34% and Virtu Financial (VIRT) at 1.78% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
JKHY
Financial Services industry group
1.34%
- Max
- 9.77%
- Q3
- 3.92%
- JKHY
- 1.34%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
VIRT
Financial Services industry group
1.78%
- Max
- 9.77%
- Q3
- 3.92%
- VIRT
- 1.78%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Jack Henry & Associates (JKHY) at 33.10% and Virtu Financial (VIRT) at 15.95% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
JKHY
Financial Services industry group
33.10%
- Max
- 241.07%
- Q3
- 97.36%
- JKHY
- 33.10%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
VIRT
Financial Services industry group
15.95%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- VIRT
- 15.95%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | JKHY | VIRT |
|---|---|---|
| Dividend Yield (TTM) | 1.34% | 1.78% |
| Dividend Payout Ratio (TTM) | 33.10% | 15.95% |
Valuation
P/E Ratio (TTM)
Virtu Financial (VIRT) at 7.92 sits in the cheaper P/E ratio quartile, while Jack Henry & Associates (JKHY) at 23.80 is closer to its industry’s usual earnings multiple — a discount for VIRT, though growth and earnings durability still matter.
JKHY
Financial Services industry group
23.80
- Max
- 45.85
- Q3
- 24.64
- JKHY
- 23.80
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
VIRT
Financial Services industry group
7.92
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- VIRT
- 7.92
- Min
- 0.16
P/S Ratio (TTM)
Virtu Financial (VIRT) at 3.35 is priced about in line with its industry on P/S ratio, while Jack Henry & Associates (JKHY) at 4.67 sits in the pricier quartile — JKHY costs more per dollar of sales.
JKHY
Financial Services industry group
4.67
- Max
- 9.23
- JKHY
- 4.67
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
VIRT
Financial Services industry group
3.35
- Max
- 9.23
- Q3
- 4.57
- VIRT
- 3.35
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
Virtu Financial (VIRT) at 1.92 is valued about in line with its industry on P/B ratio, while Jack Henry & Associates (JKHY) at 5.92 carries an above-peer premium to book — JKHY is pricier on assets.
JKHY
Financial Services industry group
5.92
- Max
- 7.79
- JKHY
- 5.92
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
VIRT
Financial Services industry group
1.92
- Max
- 7.79
- Q3
- 3.63
- VIRT
- 1.92
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | JKHY | VIRT |
|---|---|---|
| P/E Ratio (TTM) | 23.80 | 7.92 |
| P/S Ratio (TTM) | 4.67 | 3.35 |
| P/B Ratio (MRQ) | 5.92 | 1.92 |
| Free Cash Flow Yield (TTM) | -- | -- |