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JKHY vs. SPGI: Jack Henry & Associates vs. S&P Global Stock Comparison

How do Jack Henry & Associates (JKHY) and S&P Global (SPGI) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Jack Henry & Associates (JKHY) and S&P Global (SPGI) both fall under the Financial Services industry group, but JKHY is classified in Financial Services while SPGI is classified in Capital Markets.

Company profile comparison for Jack Henry & Associates (JKHY) and S&P Global (SPGI)
Profile ItemJKHYSPGI
NameJack Henry & Associates, Inc.S&P Global Inc.
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryFinancial ServicesCapital Markets
GICS Sub-IndustryTransaction & Payment Processing ServicesFinancial Exchanges & Data
Market Capitalization12.15 billion USD135.62 billion USD
CurrencyUSDUSD
ExchangeNasdaqNYSE
Listing DateNovember 20, 1985February 21, 1973
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

JKHY
SPGI
GSPC
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Jack Henry & Associates (JKHY) vs. S&P Global (SPGI), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Jack Henry & Associates (JKHY) and S&P Global (SPGI). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Jack Henry & Associates (JKHY) and S&P Global (SPGI). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Jack Henry & Associates (JKHY) and S&P Global (SPGI)
MetricJKHYSPGI
Total Return (1Y)9.28%1.66%
Total Return (3Y, Annualized)6.53%9.75%
Total Return (5Y, Annualized)3.04%2.47%

Risk Profile

Drawdown History

JKHY
SPGI
GSPC
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Jack Henry & Associates (JKHY) vs. S&P Global (SPGI), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Jack Henry & Associates (JKHY) and S&P Global (SPGI). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Jack Henry & Associates (JKHY) and S&P Global (SPGI)
MetricJKHYSPGI
Volatility (1Y, Annualized)31.51%31.02%
Beta (5Y)0.511.02
Max Drawdown (5Y)-38.35%-39.76%
Avg. Volume (3M)944.55K1.86M

Risk-Adjusted Performance

Risk-Return Positioning

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JKHY and SPGI are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Jack Henry & Associates (JKHY) and S&P Global (SPGI)
MetricJKHYSPGI
Sharpe Ratio (1Y)0.16-0.08
Sortino Ratio (1Y)0.23-0.11

Profitability

ROE (TTM)

Capital efficiency shows on one side only: S&P Global (SPGI) earns 17.88% on shareholders’ equity, ranked against its industry; Jack Henry & Associates (JKHY) has no ROE this period.

JKHY

Financial Services industry group

--

Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
JKHY
--

SPGI

Financial Services industry group

17.88%

Max
44.78%
Q3
21.85%
SPGI
17.88%
Median
12.91%
Q1
4.48%
Min
-18.71%
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Jack Henry & Associates (JKHY) vs. S&P Global (SPGI): JKHY does not report ROE, so it has no value marker; SPGI is benchmarked against the Financial Services industry group.

Net Margin (TTM)

S&P Global (SPGI) at 30.60% retains a top-quartile share of revenue as profit, ahead of Jack Henry & Associates (JKHY) at 19.96%, which keeps about the industry-typical share.

JKHY

Financial Services industry group

19.96%

Max
62.84%
Q3
28.05%
JKHY
19.96%
Median
15.36%
Q1
4.82%
Min
-28.52%

SPGI

Financial Services industry group

30.60%

Max
62.84%
SPGI
30.60%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%
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Jack Henry & Associates (JKHY) vs. S&P Global (SPGI): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Both Jack Henry & Associates (JKHY) at 29.52% and S&P Global (SPGI) at 48.21% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

JKHY

Financial Services industry group

29.52%

Max
107.33%
Q3
55.90%
Median
30.09%
JKHY
29.52%
Q1
14.60%
Min
-44.34%

SPGI

Financial Services industry group

48.21%

Max
107.33%
Q3
55.90%
SPGI
48.21%
Median
30.09%
Q1
14.60%
Min
-44.34%
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Jack Henry & Associates (JKHY) vs. S&P Global (SPGI): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Jack Henry & Associates (JKHY) and S&P Global (SPGI)
MetricJKHYSPGI
ROE (TTM)--17.88%
ROA (TTM)--8.33%
Net Margin (TTM)19.96%30.60%
Operating Margin (TTM)29.52%48.21%
Gross Margin (TTM)----

Growth

Revenue Growth

Both Jack Henry & Associates (JKHY) at 7.12% and S&P Global (SPGI) at 7.94% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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Jack Henry & Associates (JKHY) vs. S&P Global (SPGI): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Jack Henry & Associates (JKHY) at 11.86% and S&P Global (SPGI) at 18.70% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

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Jack Henry & Associates (JKHY) vs. S&P Global (SPGI): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Jack Henry & Associates (JKHY) and S&P Global (SPGI)
MetricJKHYSPGI
Revenue Growth (YoY)7.12%7.94%
Revenue Growth (3Y CAGR)6.99%11.11%
EPS Growth (YoY)11.86%18.70%
EPS Growth (3Y CAGR)11.61%12.85%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Jack Henry & Associates (JKHY) in Financial Services and S&P Global (SPGI) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Jack Henry & Associates (JKHY) in Financial Services and S&P Global (SPGI) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Jack Henry & Associates (JKHY) and S&P Global (SPGI)
MetricJKHYSPGI
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both Jack Henry & Associates (JKHY) at 1.34% and S&P Global (SPGI) at 0.82% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

JKHY

Financial Services industry group

1.34%

Max
9.77%
Q3
3.92%
JKHY
1.34%
Median
1.09%
Q1
0.00%
Min
0.00%

SPGI

Financial Services industry group

0.82%

Max
9.77%
Q3
3.92%
Median
1.09%
SPGI
0.82%
Q1
0.00%
Min
0.00%
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Jack Henry & Associates (JKHY) vs. S&P Global (SPGI): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both Jack Henry & Associates (JKHY) at 33.10% and S&P Global (SPGI) at 22.06% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

JKHY

Financial Services industry group

33.10%

Max
241.07%
Q3
97.36%
JKHY
33.10%
Median
25.77%
Q1
0.00%
Min
0.00%

SPGI

Financial Services industry group

22.06%

Max
241.07%
Q3
97.36%
Median
25.77%
SPGI
22.06%
Q1
0.00%
Min
0.00%
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Jack Henry & Associates (JKHY) vs. S&P Global (SPGI): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Jack Henry & Associates (JKHY) and S&P Global (SPGI)
MetricJKHYSPGI
Dividend Yield (TTM)1.34%0.82%
Dividend Payout Ratio (TTM)33.10%22.06%

Valuation

P/E Ratio (TTM)

Jack Henry & Associates (JKHY) at 23.80 is near its industry’s usual P/E ratio, while S&P Global (SPGI) at 27.95 sits in the richer quartile — SPGI needs stronger growth or earnings quality to justify the premium.

JKHY

Financial Services industry group

23.80

Max
45.85
Q3
24.64
JKHY
23.80
Median
15.37
Q1
9.68
Min
0.16

SPGI

Financial Services industry group

27.95

Max
45.85
SPGI
27.95
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16
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Jack Henry & Associates (JKHY) vs. S&P Global (SPGI): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

Both Jack Henry & Associates (JKHY) at 4.67 and S&P Global (SPGI) at 8.32 command a richer price per dollar of sales than most peers, sitting in the upper P/S ratio quartile of their industries.

JKHY

Financial Services industry group

4.67

Max
9.23
JKHY
4.67
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55

SPGI

Financial Services industry group

8.32

Max
9.23
SPGI
8.32
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55
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Jack Henry & Associates (JKHY) vs. S&P Global (SPGI): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

Both Jack Henry & Associates (JKHY) at 5.92 and S&P Global (SPGI) at 6.88 carry a premium to book value versus peers, sitting in the upper P/B ratio quartile of their industries.

JKHY

Financial Services industry group

5.92

Max
7.79
JKHY
5.92
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39

SPGI

Financial Services industry group

6.88

Max
7.79
SPGI
6.88
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39
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Jack Henry & Associates (JKHY) vs. S&P Global (SPGI): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Jack Henry & Associates (JKHY) and S&P Global (SPGI)
MetricJKHYSPGI
P/E Ratio (TTM)23.8027.95
P/S Ratio (TTM)4.678.32
P/B Ratio (MRQ)5.926.88
Free Cash Flow Yield (TTM)----