JD vs. PAG: JD.com vs. Penske Automotive Stock Comparison

November 11, 2026

How do JD.com (JD) and Penske Automotive (PAG) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

JD.com (JD) and Penske Automotive (PAG) both fall under the Consumer Discretionary Distribution & Retail industry group, but JD is classified in Broadline Retail while PAG is classified in Specialty Retail.

Penske Automotive (PAG) trades as ordinary local shares, while JD.com (JD) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for JD.com (JD) and Penske Automotive (PAG)
Profile Item	JD	PAG
Name	JD.com, Inc. Sponsored ADR	Penske Automotive Group Inc.
Country/Region	China	United States
GICS Sector	Consumer Discretionary	Consumer Discretionary
GICS Industry Group	Consumer Discretionary Distribution & Retail	Consumer Discretionary Distribution & Retail
GICS Industry	Broadline Retail	Specialty Retail
GICS Sub-Industry	Broadline Retail	Automotive Retail
Market Capitalization	39.31 billion USD	13.94 billion USD
Currency	USD	USD
Exchange	Nasdaq	NYSE
Listing Date	May 22, 2014	October 23, 1996
Security Type	ADR	Common Stock

Price Performance

Cumulative Growth

PAG

GSPC

JD.com (JD) vs. Penske Automotive (PAG), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for JD.com (JD) and Penske Automotive (PAG). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for JD.com (JD) and Penske Automotive (PAG). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for JD.com (JD) and Penske Automotive (PAG)
Metric	JD	PAG
Total Return (1Y)	-7.92%	39.10%
Total Return (3Y, Annualized)	6.38%	16.11%
Total Return (5Y, Annualized)	-16.01%	16.74%

Risk Profile

Drawdown History

PAG

GSPC

JD.com (JD) vs. Penske Automotive (PAG), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for JD.com (JD) and Penske Automotive (PAG). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for JD.com (JD) and Penske Automotive (PAG)
Metric	JD	PAG
Volatility (1Y, Annualized)	30.03%	27.55%
Beta (5Y)	0.27	0.90
Max Drawdown (5Y)	-75.63%	-24.03%
Avg. Volume (3M)	7.88M	450.08K

Risk-Adjusted Performance

Risk-Return Positioning

JD and PAG are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for JD.com (JD) and Penske Automotive (PAG)
Metric	JD	PAG
Sharpe Ratio (1Y)	-0.41	1.26
Sortino Ratio (1Y)	-0.63	2.27

Profitability

ROE (TTM)

Both JD.com (JD) at 6.79% and Penske Automotive (PAG) at 15.47% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

JD

Consumer Discretionary Distribution & Retail industry group

6.79%

Max: 62.17%
Q3: 29.44%
Median: 15.69%
JD: 6.79%
Q1: 6.73%
Min: -12.16%

PAG

Consumer Discretionary Distribution & Retail industry group

15.47%

Max: 62.17%
Q3: 29.44%
Median: 15.69%
PAG: 15.47%
Q1: 6.73%
Min: -12.16%

JD.com (JD) vs. Penske Automotive (PAG): A comparison of their ROE against the Consumer Discretionary Distribution & Retail industry group benchmark.

Net Margin (TTM)

Penske Automotive (PAG) at 2.77% keeps about the industry-typical share of revenue as profit, while JD.com (JD) at 1.13% retains only a bottom-quartile share.

JD

Consumer Discretionary Distribution & Retail industry group

1.13%

Max: 16.94%
Q3: 8.69%
Median: 3.55%
Q1: 1.14%
JD: 1.13%
Min: -9.41%

PAG

Consumer Discretionary Distribution & Retail industry group

2.77%

Max: 16.94%
Q3: 8.69%
Median: 3.55%
PAG: 2.77%
Q1: 1.14%
Min: -9.41%

JD.com (JD) vs. Penske Automotive (PAG): A comparison of their net margin against the Consumer Discretionary Distribution & Retail industry group benchmark.

Operating Margin (TTM)

Penske Automotive (PAG) at 3.60% runs core operations around its industry’s norm, while JD.com (JD) at 1.20% operates in the bottom quartile.

JD

Consumer Discretionary Distribution & Retail industry group

1.20%

Max: 21.45%
Q3: 10.89%
Median: 5.57%
Q1: 2.28%
JD: 1.20%
Min: -7.12%

PAG

Consumer Discretionary Distribution & Retail industry group

3.60%

Max: 21.45%
Q3: 10.89%
Median: 5.57%
PAG: 3.60%
Q1: 2.28%
Min: -7.12%

JD.com (JD) vs. Penske Automotive (PAG): A comparison of their operating margin against the Consumer Discretionary Distribution & Retail industry group benchmark.

Profitability Metrics

Profitability metrics for JD.com (JD) and Penske Automotive (PAG)
Metric	JD	PAG
ROE (TTM)	6.79%	15.47%
ROA (TTM)	0.19%	4.25%
Net Margin (TTM)	1.13%	2.77%
Operating Margin (TTM)	1.20%	3.60%
Gross Margin (TTM)	9.42%	16.05%

Growth

Revenue Growth

JD.com (JD) at 12.97% sits in the top revenue growth quartile, while Penske Automotive (PAG) at -0.18% is in the bottom quartile, showing a clear gap in revenue momentum.

JD.com (JD) vs. Penske Automotive (PAG): A comparison of their Revenue Growth across different time periods.

EPS Growth

Penske Automotive (PAG) at 2.84% is around its peer norm for EPS growth, while JD.com (JD) at -51.97% drops into the bottom quartile, signaling weaker earnings momentum.

JD.com (JD) vs. Penske Automotive (PAG): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for JD.com (JD) and Penske Automotive (PAG)
Metric	JD	PAG
Revenue Growth (YoY)	12.97%	-0.18%
Revenue Growth (3Y CAGR)	7.76%	4.57%
EPS Growth (YoY)	-51.97%	2.84%
EPS Growth (3Y CAGR)	26.19%	-8.67%

Financial Strength

Current Ratio (MRQ)

JD.com (JD) at 1.14 keeps current ratio within its industry’s typical mid-range, while Penske Automotive (PAG) at 0.98 runs in the tighter-liquidity quartile — a thinner cushion against current liabilities for PAG.

JD

Consumer Discretionary Distribution & Retail industry group

1.14

Max: 2.62
Q3: 1.75
Median: 1.35
JD: 1.14
Q1: 1.00
Min: 0.48

PAG

Consumer Discretionary Distribution & Retail industry group

0.98

Max: 2.62
Q3: 1.75
Median: 1.35
Q1: 1.00
PAG: 0.98
Min: 0.48

JD.com (JD) vs. Penske Automotive (PAG): A comparison of their current ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

Debt / Equity (MRQ)

JD.com (JD) at 0.37 keeps leverage in the lower industry quartile, while Penske Automotive (PAG) at 1.53 runs a more typical debt-to-equity mix.

JD

Consumer Discretionary Distribution & Retail industry group

0.37

Max: 3.93
Q3: 2.14
Median: 1.25
Q1: 0.73
JD: 0.37
Min: 0.01

PAG

Consumer Discretionary Distribution & Retail industry group

1.53

Max: 3.93
Q3: 2.14
PAG: 1.53
Median: 1.25
Q1: 0.73
Min: 0.01

JD.com (JD) vs. Penske Automotive (PAG): A comparison of their debt-to-equity ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

Financial Strength Metrics

Financial strength metrics for JD.com (JD) and Penske Automotive (PAG)
Metric	JD	PAG
Current Ratio (MRQ)	1.14	0.98
Debt / Equity (MRQ)	0.37	1.53
Net Debt / EBITDA	-9.86	6.53

Dividends

Dividend Yield (TTM)

Penske Automotive (PAG) at 2.70% earns its spot in the top quartile of its industry’s yields; JD.com (JD) at 24.42% is past the top of its own peer range — territory where a dividend-safety check matters more than the headline number.

JD

Consumer Discretionary Distribution & Retail industry group

24.42%

JD: 24.42%
Max: 5.84%
Q3: 2.50%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

PAG

Consumer Discretionary Distribution & Retail industry group

2.70%

Max: 5.84%
PAG: 2.70%
Q3: 2.50%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

JD.com (JD) vs. Penske Automotive (PAG): A comparison of their dividend yield against the Consumer Discretionary Distribution & Retail industry group benchmark.

Dividend Payout Ratio (TTM)

Both JD.com (JD) at 70.39% and Penske Automotive (PAG) at 41.11% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.

JD

Consumer Discretionary Distribution & Retail industry group

70.39%

Max: 72.73%
JD: 70.39%
Q3: 32.44%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

PAG

Consumer Discretionary Distribution & Retail industry group

41.11%

Max: 72.73%
PAG: 41.11%
Q3: 32.44%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

JD.com (JD) vs. Penske Automotive (PAG): A comparison of their payout ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

Dividend Metrics

Dividend metrics for JD.com (JD) and Penske Automotive (PAG)
Metric	JD	PAG
Dividend Yield (TTM)	24.42%	2.70%
Dividend Payout Ratio (TTM)	70.39%	41.11%

Valuation

P/E Ratio (TTM)

Both JD.com (JD) at 20.36 and Penske Automotive (PAG) at 14.80 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

JD

Consumer Discretionary Distribution & Retail industry group

20.36

Max: 40.50
Q3: 24.26
JD: 20.36
Median: 19.23
Q1: 12.64
Min: 4.67

PAG

Consumer Discretionary Distribution & Retail industry group

14.80

Max: 40.50
Q3: 24.26
Median: 19.23
PAG: 14.80
Q1: 12.64
Min: 4.67

JD.com (JD) vs. Penske Automotive (PAG): A comparison of their P/E ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

P/S Ratio (TTM)

JD.com (JD) at 0.03 sits in the cheaper P/S ratio quartile while Penske Automotive (PAG) at 0.43 prices around its industry’s middle — JD costs less per dollar of sales, though read it alongside growth and margins.

JD

Consumer Discretionary Distribution & Retail industry group

0.03

Max: 4.32
Q3: 1.99
Median: 0.70
Q1: 0.26
JD: 0.03
Min: 0.03

PAG

Consumer Discretionary Distribution & Retail industry group

0.43

Max: 4.32
Q3: 1.99
Median: 0.70
PAG: 0.43
Q1: 0.26
Min: 0.03

JD.com (JD) vs. Penske Automotive (PAG): A comparison of their P/S ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both JD.com (JD) at 1.19 and Penske Automotive (PAG) at 2.35 are valued close to their industries’ norm against book — neither stands out from peers.

JD

Consumer Discretionary Distribution & Retail industry group

1.19

Max: 10.96
Q3: 5.26
Median: 2.16
JD: 1.19
Q1: 1.08
Min: -4.45

PAG

Consumer Discretionary Distribution & Retail industry group

2.35

Max: 10.96
Q3: 5.26
PAG: 2.35
Median: 2.16
Q1: 1.08
Min: -4.45

JD.com (JD) vs. Penske Automotive (PAG): A comparison of their P/B ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

Valuation Metrics

Valuation metrics for JD.com (JD) and Penske Automotive (PAG)
Metric	JD	PAG
P/E Ratio (TTM)	20.36	14.80
P/S Ratio (TTM)	0.03	0.43
P/B Ratio (MRQ)	1.19	2.35
Free Cash Flow Yield (TTM)	41.03%	0.69%