IX vs. JKHY: ORIX vs. Jack Henry & Associates Stock Comparison
How do ORIX (IX) and Jack Henry & Associates (JKHY) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
ORIX (IX) and Jack Henry & Associates (JKHY) both belong to the Financial Services industry, though IX is classified under Diversified Financial Services while JKHY falls under Transaction & Payment Processing Services.
Jack Henry & Associates (JKHY) trades as ordinary local shares, while ORIX (IX) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | IX | JKHY |
|---|---|---|
| Name | ORIX Corporation Sponsored ADR | Jack Henry & Associates, Inc. |
| Country/Region | Japan | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Financial Services | Financial Services |
| GICS Sub-Industry | Diversified Financial Services | Transaction & Payment Processing Services |
| Market Capitalization | 37.30 billion USD | 12.15 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | Nasdaq |
| Listing Date | September 16, 1998 | November 20, 1985 |
| Security Type | ADR | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | IX | JKHY |
|---|---|---|
| Total Return (1Y) | 37.72% | 9.28% |
| Total Return (3Y, Annualized) | 27.79% | 6.53% |
| Total Return (5Y, Annualized) | 12.59% | 3.04% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | IX | JKHY |
|---|---|---|
| Volatility (1Y, Annualized) | 29.12% | 31.51% |
| Beta (5Y) | 0.94 | 0.51 |
| Max Drawdown (5Y) | -38.99% | -38.35% |
| Avg. Volume (3M) | 317.58K | 944.55K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | IX | JKHY |
|---|---|---|
| Sharpe Ratio (1Y) | 1.15 | 0.16 |
| Sortino Ratio (1Y) | 1.77 | 0.23 |
Profitability
ROE (TTM)
Capital efficiency shows on one side only: ORIX (IX) earns 14.04% on shareholders’ equity, ranked against its industry; Jack Henry & Associates (JKHY) has no ROE this period.
IX
Financial Services industry group
14.04%
- Max
- 44.78%
- Q3
- 21.85%
- IX
- 14.04%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
JKHY
Financial Services industry group
--
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
- JKHY
- --
Net Margin (TTM)
Both ORIX (IX) at 17.94% and Jack Henry & Associates (JKHY) at 19.96% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
IX
Financial Services industry group
17.94%
- Max
- 62.84%
- Q3
- 28.05%
- IX
- 17.94%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
JKHY
Financial Services industry group
19.96%
- Max
- 62.84%
- Q3
- 28.05%
- JKHY
- 19.96%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both ORIX (IX) at 21.52% and Jack Henry & Associates (JKHY) at 29.52% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
IX
Financial Services industry group
21.52%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- IX
- 21.52%
- Q1
- 14.60%
- Min
- -44.34%
JKHY
Financial Services industry group
29.52%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- JKHY
- 29.52%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | IX | JKHY |
|---|---|---|
| ROE (TTM) | 14.04% | -- |
| ROA (TTM) | 2.65% | -- |
| Net Margin (TTM) | 17.94% | 19.96% |
| Operating Margin (TTM) | 21.52% | 29.52% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both ORIX (IX) at 18.57% and Jack Henry & Associates (JKHY) at 7.12% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Both ORIX (IX) at 30.03% and Jack Henry & Associates (JKHY) at 11.86% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | IX | JKHY |
|---|---|---|
| Revenue Growth (YoY) | 18.57% | 7.12% |
| Revenue Growth (3Y CAGR) | 9.97% | 6.99% |
| EPS Growth (YoY) | 30.03% | 11.86% |
| EPS Growth (3Y CAGR) | 20.02% | 11.61% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: ORIX (IX) in Financial Services and Jack Henry & Associates (JKHY) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: ORIX (IX) in Financial Services and Jack Henry & Associates (JKHY) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | IX | JKHY |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Jack Henry & Associates (JKHY) at 1.34% pays an industry-typical yield; ORIX (IX) at 435.55% is above its entire peer range — the higher number, but one that calls for a look at payout sustainability before treating it as an advantage.
IX
Financial Services industry group
435.55%
- IX
- 435.55%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
JKHY
Financial Services industry group
1.34%
- Max
- 9.77%
- Q3
- 3.92%
- JKHY
- 1.34%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both ORIX (IX) at 26.52% and Jack Henry & Associates (JKHY) at 33.10% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
IX
Financial Services industry group
26.52%
- Max
- 241.07%
- Q3
- 97.36%
- IX
- 26.52%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
JKHY
Financial Services industry group
33.10%
- Max
- 241.07%
- Q3
- 97.36%
- JKHY
- 33.10%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | IX | JKHY |
|---|---|---|
| Dividend Yield (TTM) | 435.55% | 1.34% |
| Dividend Payout Ratio (TTM) | 26.52% | 33.10% |
Valuation
P/E Ratio (TTM)
ORIX (IX) at 9.68 sits in the cheaper P/E ratio quartile, while Jack Henry & Associates (JKHY) at 23.80 is closer to its industry’s usual earnings multiple — a discount for IX, though growth and earnings durability still matter.
IX
Financial Services industry group
9.68
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- IX
- 9.68
- Min
- 0.16
JKHY
Financial Services industry group
23.80
- Max
- 45.85
- Q3
- 24.64
- JKHY
- 23.80
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
ORIX (IX) at 0.01 looks cheap on sales in the lower P/S ratio quartile, while Jack Henry & Associates (JKHY) at 4.67 looks rich in the upper quartile — a clear gap in price per dollar of revenue.
IX
Financial Services industry group
0.01
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- IX
- 0.01
- Min
- -0.55
JKHY
Financial Services industry group
4.67
- Max
- 9.23
- JKHY
- 4.67
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
ORIX (IX) at 1.28 is valued about in line with its industry on P/B ratio, while Jack Henry & Associates (JKHY) at 5.92 carries an above-peer premium to book — JKHY is pricier on assets.
IX
Financial Services industry group
1.28
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- IX
- 1.28
- Q1
- 0.81
- Min
- -0.39
JKHY
Financial Services industry group
5.92
- Max
- 7.79
- JKHY
- 5.92
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | IX | JKHY |
|---|---|---|
| P/E Ratio (TTM) | 9.68 | 23.80 |
| P/S Ratio (TTM) | 0.01 | 4.67 |
| P/B Ratio (MRQ) | 1.28 | 5.92 |
| Free Cash Flow Yield (TTM) | -- | -- |