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IX vs. JKHY: ORIX vs. Jack Henry & Associates Stock Comparison

How do ORIX (IX) and Jack Henry & Associates (JKHY) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

ORIX (IX) and Jack Henry & Associates (JKHY) both belong to the Financial Services industry, though IX is classified under Diversified Financial Services while JKHY falls under Transaction & Payment Processing Services.

Jack Henry & Associates (JKHY) trades as ordinary local shares, while ORIX (IX) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for ORIX (IX) and Jack Henry & Associates (JKHY)
Profile ItemIXJKHY
NameORIX Corporation Sponsored ADRJack Henry & Associates, Inc.
Country/RegionJapanUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryFinancial ServicesFinancial Services
GICS Sub-IndustryDiversified Financial ServicesTransaction & Payment Processing Services
Market Capitalization37.30 billion USD12.15 billion USD
CurrencyUSDUSD
ExchangeNYSENasdaq
Listing DateSeptember 16, 1998November 20, 1985
Security TypeADRCommon Stock

Price Performance

Cumulative Growth

IX
JKHY
GSPC
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ORIX (IX) vs. Jack Henry & Associates (JKHY), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for ORIX (IX) and Jack Henry & Associates (JKHY). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for ORIX (IX) and Jack Henry & Associates (JKHY). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for ORIX (IX) and Jack Henry & Associates (JKHY)
MetricIXJKHY
Total Return (1Y)37.72%9.28%
Total Return (3Y, Annualized)27.79%6.53%
Total Return (5Y, Annualized)12.59%3.04%

Risk Profile

Drawdown History

IX
JKHY
GSPC
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ORIX (IX) vs. Jack Henry & Associates (JKHY), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for ORIX (IX) and Jack Henry & Associates (JKHY). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for ORIX (IX) and Jack Henry & Associates (JKHY)
MetricIXJKHY
Volatility (1Y, Annualized)29.12%31.51%
Beta (5Y)0.940.51
Max Drawdown (5Y)-38.99%-38.35%
Avg. Volume (3M)317.58K944.55K

Risk-Adjusted Performance

Risk-Return Positioning

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IX and JKHY are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for ORIX (IX) and Jack Henry & Associates (JKHY)
MetricIXJKHY
Sharpe Ratio (1Y)1.150.16
Sortino Ratio (1Y)1.770.23

Profitability

ROE (TTM)

Capital efficiency shows on one side only: ORIX (IX) earns 14.04% on shareholders’ equity, ranked against its industry; Jack Henry & Associates (JKHY) has no ROE this period.

IX

Financial Services industry group

14.04%

Max
44.78%
Q3
21.85%
IX
14.04%
Median
12.91%
Q1
4.48%
Min
-18.71%

JKHY

Financial Services industry group

--

Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
JKHY
--
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ORIX (IX) vs. Jack Henry & Associates (JKHY): JKHY does not report ROE, so it has no value marker; IX is benchmarked against the Financial Services industry group.

Net Margin (TTM)

Both ORIX (IX) at 17.94% and Jack Henry & Associates (JKHY) at 19.96% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

IX

Financial Services industry group

17.94%

Max
62.84%
Q3
28.05%
IX
17.94%
Median
15.36%
Q1
4.82%
Min
-28.52%

JKHY

Financial Services industry group

19.96%

Max
62.84%
Q3
28.05%
JKHY
19.96%
Median
15.36%
Q1
4.82%
Min
-28.52%
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ORIX (IX) vs. Jack Henry & Associates (JKHY): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Both ORIX (IX) at 21.52% and Jack Henry & Associates (JKHY) at 29.52% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

IX

Financial Services industry group

21.52%

Max
107.33%
Q3
55.90%
Median
30.09%
IX
21.52%
Q1
14.60%
Min
-44.34%

JKHY

Financial Services industry group

29.52%

Max
107.33%
Q3
55.90%
Median
30.09%
JKHY
29.52%
Q1
14.60%
Min
-44.34%
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ORIX (IX) vs. Jack Henry & Associates (JKHY): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for ORIX (IX) and Jack Henry & Associates (JKHY)
MetricIXJKHY
ROE (TTM)14.04%--
ROA (TTM)2.65%--
Net Margin (TTM)17.94%19.96%
Operating Margin (TTM)21.52%29.52%
Gross Margin (TTM)----

Growth

Revenue Growth

Both ORIX (IX) at 18.57% and Jack Henry & Associates (JKHY) at 7.12% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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ORIX (IX) vs. Jack Henry & Associates (JKHY): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both ORIX (IX) at 30.03% and Jack Henry & Associates (JKHY) at 11.86% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

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ORIX (IX) vs. Jack Henry & Associates (JKHY): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for ORIX (IX) and Jack Henry & Associates (JKHY)
MetricIXJKHY
Revenue Growth (YoY)18.57%7.12%
Revenue Growth (3Y CAGR)9.97%6.99%
EPS Growth (YoY)30.03%11.86%
EPS Growth (3Y CAGR)20.02%11.61%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: ORIX (IX) in Financial Services and Jack Henry & Associates (JKHY) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: ORIX (IX) in Financial Services and Jack Henry & Associates (JKHY) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for ORIX (IX) and Jack Henry & Associates (JKHY)
MetricIXJKHY
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Jack Henry & Associates (JKHY) at 1.34% pays an industry-typical yield; ORIX (IX) at 435.55% is above its entire peer range — the higher number, but one that calls for a look at payout sustainability before treating it as an advantage.

IX

Financial Services industry group

435.55%

IX
435.55%
Max
9.77%
Q3
3.92%
Median
1.09%
Q1
0.00%
Min
0.00%

JKHY

Financial Services industry group

1.34%

Max
9.77%
Q3
3.92%
JKHY
1.34%
Median
1.09%
Q1
0.00%
Min
0.00%
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ORIX (IX) vs. Jack Henry & Associates (JKHY): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both ORIX (IX) at 26.52% and Jack Henry & Associates (JKHY) at 33.10% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

IX

Financial Services industry group

26.52%

Max
241.07%
Q3
97.36%
IX
26.52%
Median
25.77%
Q1
0.00%
Min
0.00%

JKHY

Financial Services industry group

33.10%

Max
241.07%
Q3
97.36%
JKHY
33.10%
Median
25.77%
Q1
0.00%
Min
0.00%
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ORIX (IX) vs. Jack Henry & Associates (JKHY): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for ORIX (IX) and Jack Henry & Associates (JKHY)
MetricIXJKHY
Dividend Yield (TTM)435.55%1.34%
Dividend Payout Ratio (TTM)26.52%33.10%

Valuation

P/E Ratio (TTM)

ORIX (IX) at 9.68 sits in the cheaper P/E ratio quartile, while Jack Henry & Associates (JKHY) at 23.80 is closer to its industry’s usual earnings multiple — a discount for IX, though growth and earnings durability still matter.

IX

Financial Services industry group

9.68

Max
45.85
Q3
24.64
Median
15.37
Q1
9.68
IX
9.68
Min
0.16

JKHY

Financial Services industry group

23.80

Max
45.85
Q3
24.64
JKHY
23.80
Median
15.37
Q1
9.68
Min
0.16
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ORIX (IX) vs. Jack Henry & Associates (JKHY): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

ORIX (IX) at 0.01 looks cheap on sales in the lower P/S ratio quartile, while Jack Henry & Associates (JKHY) at 4.67 looks rich in the upper quartile — a clear gap in price per dollar of revenue.

IX

Financial Services industry group

0.01

Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
IX
0.01
Min
-0.55

JKHY

Financial Services industry group

4.67

Max
9.23
JKHY
4.67
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55
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ORIX (IX) vs. Jack Henry & Associates (JKHY): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

ORIX (IX) at 1.28 is valued about in line with its industry on P/B ratio, while Jack Henry & Associates (JKHY) at 5.92 carries an above-peer premium to book — JKHY is pricier on assets.

IX

Financial Services industry group

1.28

Max
7.79
Q3
3.63
Median
1.57
IX
1.28
Q1
0.81
Min
-0.39

JKHY

Financial Services industry group

5.92

Max
7.79
JKHY
5.92
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39
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ORIX (IX) vs. Jack Henry & Associates (JKHY): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for ORIX (IX) and Jack Henry & Associates (JKHY)
MetricIXJKHY
P/E Ratio (TTM)9.6823.80
P/S Ratio (TTM)0.014.67
P/B Ratio (MRQ)1.285.92
Free Cash Flow Yield (TTM)----