HIG vs. MKL: Hartford Insurance vs. Markel Stock Comparison

Company Profile

Hartford Insurance (HIG) and Markel (MKL) both belong to the Insurance industry, though HIG is classified under Multi-line Insurance while MKL falls under Property & Casualty Insurance.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Hartford Insurance (HIG) trades around 1.65M shares per day on average, while Markel (MKL) sees only 66.79K — a volume gap that can matter for position sizing, exit liquidity, and order execution.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Hartford Insurance (HIG) at 23.25% sits in the top ROE quartile, while Markel (MKL) at 9.75% is closer to the peer norm — stronger capital efficiency for HIG.

Both Hartford Insurance (HIG) at 15.58% and Markel (MKL) at 11.13% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Neither side reports a meaningful operating margin: for Hartford Insurance (HIG) in Insurance and Markel (MKL) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Hartford Insurance (HIG) at 6.39% is around its peer norm for revenue growth, while Markel (MKL) at -2.49% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Hartford Insurance (HIG) at 28.70% is around its peer norm for EPS growth, while Markel (MKL) at -15.10% drops into the bottom quartile, signaling weaker earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Hartford Insurance (HIG) in Insurance and Markel (MKL) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Hartford Insurance (HIG) in Insurance and Markel (MKL) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Markel (MKL) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Hartford Insurance (HIG) reports a yield of 1.75%, ranking against industry peers normally.

Markel (MKL) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Hartford Insurance (HIG) reports a payout of 15.48%, ranking against industry peers normally.

Dividend Metrics

Valuation

Hartford Insurance (HIG) at 8.97 sits in the cheaper P/E ratio quartile, while Markel (MKL) at 13.80 is closer to its industry’s usual earnings multiple — a discount for HIG, though growth and earnings durability still matter.

On P/S ratio, both Hartford Insurance (HIG) at 1.21 and Markel (MKL) at 1.47 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

On P/B ratio, both Hartford Insurance (HIG) at 1.94 and Markel (MKL) at 1.28 are valued close to their industries’ norm against book — neither stands out from peers.

Valuation Metrics