GL vs. MKL: Globe Life vs. Markel Stock Comparison
How do Globe Life (GL) and Markel (MKL) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Globe Life (GL) and Markel (MKL) both belong to the Insurance industry, though GL is classified under Life & Health Insurance while MKL falls under Property & Casualty Insurance.
| Profile Item | GL | MKL |
|---|---|---|
| Name | Globe Life Inc. | Markel Group Inc. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Life & Health Insurance | Property & Casualty Insurance |
| Market Capitalization | 11.86 billion USD | 23.71 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | October 1, 1980 | December 12, 1986 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | GL | MKL |
|---|---|---|
| Total Return (1Y) | 22.37% | -4.35% |
| Total Return (3Y, Annualized) | 12.75% | 13.21% |
| Total Return (5Y, Annualized) | 12.63% | 8.36% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | GL | MKL |
|---|---|---|
| Volatility (1Y, Annualized) | 21.23% | 18.61% |
| Beta (5Y) | 0.46 | 0.57 |
| Max Drawdown (5Y) | -61.62% | -28.87% |
| Avg. Volume (3M) | 504.63K | 66.79K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | GL | MKL |
|---|---|---|
| Sharpe Ratio (1Y) | 0.85 | -0.46 |
| Sortino Ratio (1Y) | 1.13 | -0.60 |
Profitability
ROE (TTM)
Both Globe Life (GL) at 19.26% and Markel (MKL) at 9.75% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
GL
Insurance industry group
19.26%
- Max
- 41.68%
- Q3
- 22.04%
- GL
- 19.26%
- Median
- 14.81%
- Q1
- 8.79%
- Min
- -10.66%
MKL
Insurance industry group
9.75%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- MKL
- 9.75%
- Q1
- 8.79%
- Min
- -10.66%
Net Margin (TTM)
Globe Life (GL) at 18.89% retains a top-quartile share of revenue as profit, ahead of Markel (MKL) at 11.13%, which keeps about the industry-typical share.
GL
Insurance industry group
18.89%
- Max
- 29.92%
- GL
- 18.89%
- Q3
- 17.03%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
MKL
Insurance industry group
11.13%
- Max
- 29.92%
- Q3
- 17.03%
- MKL
- 11.13%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Globe Life (GL) in Insurance and Markel (MKL) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | GL | MKL |
|---|---|---|
| ROE (TTM) | 19.26% | 9.75% |
| ROA (TTM) | 3.32% | 2.21% |
| Net Margin (TTM) | 18.89% | 11.13% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Globe Life (GL) at 3.74% is around its peer norm for revenue growth, while Markel (MKL) at -2.49% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Globe Life (GL) at 17.84% is around its peer norm for EPS growth, while Markel (MKL) at -15.10% drops into the bottom quartile, signaling weaker earnings momentum.
Growth Metrics
| Metric | GL | MKL |
|---|---|---|
| Revenue Growth (YoY) | 3.74% | -2.49% |
| Revenue Growth (3Y CAGR) | 4.67% | 11.40% |
| EPS Growth (YoY) | 17.84% | -15.10% |
| EPS Growth (3Y CAGR) | 23.50% | -- |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Globe Life (GL) in Insurance and Markel (MKL) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Globe Life (GL) in Insurance and Markel (MKL) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | GL | MKL |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Markel (MKL) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Globe Life (GL) reports a yield of 0.79%, ranking against industry peers normally.
GL
Insurance industry group
0.79%
- Max
- 5.12%
- Q3
- 2.15%
- Median
- 0.98%
- GL
- 0.79%
- Q1
- 0.00%
- Min
- 0.00%
MKL
Insurance industry group
0.00%
- Max
- 5.12%
- Q3
- 2.15%
- Median
- 0.98%
- MKL
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Markel (MKL) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Globe Life (GL) reports a payout of 8.43%, ranking against industry peers normally.
GL
Insurance industry group
8.43%
- Max
- 76.67%
- Q3
- 35.18%
- Median
- 14.74%
- GL
- 8.43%
- Q1
- 0.00%
- Min
- 0.00%
MKL
Insurance industry group
0.00%
- Max
- 76.67%
- Q3
- 35.18%
- Median
- 14.74%
- MKL
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | GL | MKL |
|---|---|---|
| Dividend Yield (TTM) | 0.79% | 0.00% |
| Dividend Payout Ratio (TTM) | 8.43% | 0.00% |
Valuation
P/E Ratio (TTM)
Both Globe Life (GL) at 10.52 and Markel (MKL) at 13.80 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
GL
Insurance industry group
10.52
- Max
- 28.37
- Q3
- 18.75
- Median
- 12.23
- GL
- 10.52
- Q1
- 9.08
- Min
- 2.32
MKL
Insurance industry group
13.80
- Max
- 28.37
- Q3
- 18.75
- MKL
- 13.80
- Median
- 12.23
- Q1
- 9.08
- Min
- 2.32
P/S Ratio (TTM)
On P/S ratio, both Globe Life (GL) at 1.89 and Markel (MKL) at 1.47 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
GL
Insurance industry group
1.89
- Max
- 4.03
- Q3
- 2.25
- GL
- 1.89
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.07
MKL
Insurance industry group
1.47
- Max
- 4.03
- Q3
- 2.25
- MKL
- 1.47
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.07
P/B Ratio (MRQ)
On P/B ratio, both Globe Life (GL) at 1.81 and Markel (MKL) at 1.28 are valued close to their industries’ norm against book — neither stands out from peers.
GL
Insurance industry group
1.81
- Max
- 5.07
- Q3
- 2.79
- GL
- 1.81
- Median
- 1.76
- Q1
- 1.23
- Min
- 0.30
MKL
Insurance industry group
1.28
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- MKL
- 1.28
- Q1
- 1.23
- Min
- 0.30
Valuation Metrics
| Metric | GL | MKL |
|---|---|---|
| P/E Ratio (TTM) | 10.52 | 13.80 |
| P/S Ratio (TTM) | 1.89 | 1.47 |
| P/B Ratio (MRQ) | 1.81 | 1.28 |
| Free Cash Flow Yield (TTM) | -- | -- |