FIVE vs. PAG: Five Below vs. Penske Automotive Stock Comparison

November 11, 2026

How do Five Below (FIVE) and Penske Automotive (PAG) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Five Below (FIVE) and Penske Automotive (PAG) both belong to the Specialty Retail industry, though FIVE is classified under Other Specialty Retail while PAG falls under Automotive Retail.

Company profile comparison for Five Below (FIVE) and Penske Automotive (PAG)
Profile Item	FIVE	PAG
Name	Five Below, Inc.	Penske Automotive Group Inc.
Country/Region	United States	United States
GICS Sector	Consumer Discretionary	Consumer Discretionary
GICS Industry Group	Consumer Discretionary Distribution & Retail	Consumer Discretionary Distribution & Retail
GICS Industry	Specialty Retail	Specialty Retail
GICS Sub-Industry	Other Specialty Retail	Automotive Retail
Market Capitalization	13.23 billion USD	13.94 billion USD
Currency	USD	USD
Exchange	Nasdaq	NYSE
Listing Date	July 19, 2012	October 23, 1996
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

FIVE

PAG

GSPC

Five Below (FIVE) vs. Penske Automotive (PAG), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Five Below (FIVE) and Penske Automotive (PAG). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Five Below (FIVE) and Penske Automotive (PAG). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Five Below (FIVE) and Penske Automotive (PAG)
Metric	FIVE	PAG
Total Return (1Y)	65.94%	39.10%
Total Return (3Y, Annualized)	12.84%	16.11%
Total Return (5Y, Annualized)	3.41%	16.74%

Risk Profile

Drawdown History

FIVE

PAG

GSPC

Five Below (FIVE) vs. Penske Automotive (PAG), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Five Below (FIVE) and Penske Automotive (PAG). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Five Below (FIVE) and Penske Automotive (PAG)
Metric	FIVE	PAG
Volatility (1Y, Annualized)	39.34%	27.55%
Beta (5Y)	0.89	0.90
Max Drawdown (5Y)	-74.52%	-24.03%
Avg. Volume (3M)	1.03M	450.08K

Risk-Adjusted Performance

Risk-Return Positioning

FIVE and PAG are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Five Below (FIVE) and Penske Automotive (PAG)
Metric	FIVE	PAG
Sharpe Ratio (1Y)	1.57	1.26
Sortino Ratio (1Y)	2.33	2.27

Profitability

ROE (TTM)

Both Five Below (FIVE) at 28.25% and Penske Automotive (PAG) at 15.47% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

FIVE

Consumer Discretionary Distribution & Retail industry group

28.25%

Max: 62.17%
Q3: 29.44%
FIVE: 28.25%
Median: 15.69%
Q1: 6.73%
Min: -12.16%

PAG

Consumer Discretionary Distribution & Retail industry group

15.47%

Max: 62.17%
Q3: 29.44%
Median: 15.69%
PAG: 15.47%
Q1: 6.73%
Min: -12.16%

Five Below (FIVE) vs. Penske Automotive (PAG): A comparison of their ROE against the Consumer Discretionary Distribution & Retail industry group benchmark.

Net Margin (TTM)

Five Below (FIVE) at 11.65% retains a top-quartile share of revenue as profit, ahead of Penske Automotive (PAG) at 2.77%, which keeps about the industry-typical share.

FIVE

Consumer Discretionary Distribution & Retail industry group

11.65%

Max: 16.94%
FIVE: 11.65%
Q3: 8.69%
Median: 3.55%
Q1: 1.14%
Min: -9.41%

PAG

Consumer Discretionary Distribution & Retail industry group

2.77%

Max: 16.94%
Q3: 8.69%
Median: 3.55%
PAG: 2.77%
Q1: 1.14%
Min: -9.41%

Five Below (FIVE) vs. Penske Automotive (PAG): A comparison of their net margin against the Consumer Discretionary Distribution & Retail industry group benchmark.

Operating Margin (TTM)

Both Five Below (FIVE) at 8.86% and Penske Automotive (PAG) at 3.60% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

FIVE

Consumer Discretionary Distribution & Retail industry group

8.86%

Max: 21.45%
Q3: 10.89%
FIVE: 8.86%
Median: 5.57%
Q1: 2.28%
Min: -7.12%

PAG

Consumer Discretionary Distribution & Retail industry group

3.60%

Max: 21.45%
Q3: 10.89%
Median: 5.57%
PAG: 3.60%
Q1: 2.28%
Min: -7.12%

Five Below (FIVE) vs. Penske Automotive (PAG): A comparison of their operating margin against the Consumer Discretionary Distribution & Retail industry group benchmark.

Profitability Metrics

Profitability metrics for Five Below (FIVE) and Penske Automotive (PAG)
Metric	FIVE	PAG
ROE (TTM)	28.25%	15.47%
ROA (TTM)	7.84%	4.25%
Net Margin (TTM)	11.65%	2.77%
Operating Margin (TTM)	8.86%	3.60%
Gross Margin (TTM)	37.58%	16.05%

Growth

Revenue Growth

Five Below (FIVE) at 22.90% sits in the top revenue growth quartile, while Penske Automotive (PAG) at -0.18% is in the bottom quartile, showing a clear gap in revenue momentum.

Five Below (FIVE) vs. Penske Automotive (PAG): A comparison of their Revenue Growth across different time periods.

EPS Growth

Five Below (FIVE) at 40.65% sits in the top EPS growth quartile, while Penske Automotive (PAG) at 2.84% is closer to the peer norm — faster per-share earnings growth for FIVE.

Five Below (FIVE) vs. Penske Automotive (PAG): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Five Below (FIVE) and Penske Automotive (PAG)
Metric	FIVE	PAG
Revenue Growth (YoY)	22.90%	-0.18%
Revenue Growth (3Y CAGR)	15.70%	4.57%
EPS Growth (YoY)	40.65%	2.84%
EPS Growth (3Y CAGR)	11.32%	-8.67%

Financial Strength

Current Ratio (MRQ)

Five Below (FIVE) at 2.22 carries current ratio above its industry’s typical mid-range, while Penske Automotive (PAG) at 0.98 runs in the tighter-liquidity quartile — different working-capital profiles, both worth examining.

FIVE

Consumer Discretionary Distribution & Retail industry group

2.22

Max: 2.62
FIVE: 2.22
Q3: 1.75
Median: 1.35
Q1: 1.00
Min: 0.48

PAG

Consumer Discretionary Distribution & Retail industry group

0.98

Max: 2.62
Q3: 1.75
Median: 1.35
Q1: 1.00
PAG: 0.98
Min: 0.48

Five Below (FIVE) vs. Penske Automotive (PAG): A comparison of their current ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

Debt / Equity (MRQ)

Both Five Below (FIVE) at 0.82 and Penske Automotive (PAG) at 1.53 fund their balance sheets with roughly industry-typical debt-to-equity mixes.

FIVE

Consumer Discretionary Distribution & Retail industry group

0.82

Max: 3.93
Q3: 2.14
Median: 1.25
FIVE: 0.82
Q1: 0.73
Min: 0.01

PAG

Consumer Discretionary Distribution & Retail industry group

1.53

Max: 3.93
Q3: 2.14
PAG: 1.53
Median: 1.25
Q1: 0.73
Min: 0.01

Five Below (FIVE) vs. Penske Automotive (PAG): A comparison of their debt-to-equity ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Five Below (FIVE) and Penske Automotive (PAG)
Metric	FIVE	PAG
Current Ratio (MRQ)	2.22	0.98
Debt / Equity (MRQ)	0.82	1.53
Net Debt / EBITDA	1.04	6.53

Dividends

Dividend Yield (TTM)

Five Below (FIVE) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Penske Automotive (PAG) reports a yield of 2.70%, ranking against industry peers normally.

FIVE

Consumer Discretionary Distribution & Retail industry group

0.00%

Max: 5.84%
Q3: 2.50%
FIVE: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

PAG

Consumer Discretionary Distribution & Retail industry group

2.70%

Max: 5.84%
PAG: 2.70%
Q3: 2.50%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Five Below (FIVE) vs. Penske Automotive (PAG): A comparison of their dividend yield against the Consumer Discretionary Distribution & Retail industry group benchmark.

Dividend Payout Ratio (TTM)

Five Below (FIVE) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Penske Automotive (PAG) reports a payout of 41.11%, ranking against industry peers normally.

FIVE

Consumer Discretionary Distribution & Retail industry group

0.00%

Max: 72.73%
Q3: 32.44%
FIVE: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

PAG

Consumer Discretionary Distribution & Retail industry group

41.11%

Max: 72.73%
PAG: 41.11%
Q3: 32.44%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Five Below (FIVE) vs. Penske Automotive (PAG): A comparison of their payout ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

Dividend Metrics

Dividend metrics for Five Below (FIVE) and Penske Automotive (PAG)
Metric	FIVE	PAG
Dividend Yield (TTM)	0.00%	2.70%
Dividend Payout Ratio (TTM)	0.00%	41.11%

Valuation

P/E Ratio (TTM)

Both Five Below (FIVE) at 21.53 and Penske Automotive (PAG) at 14.80 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

FIVE

Consumer Discretionary Distribution & Retail industry group

21.53

Max: 40.50
Q3: 24.26
FIVE: 21.53
Median: 19.23
Q1: 12.64
Min: 4.67

PAG

Consumer Discretionary Distribution & Retail industry group

14.80

Max: 40.50
Q3: 24.26
Median: 19.23
PAG: 14.80
Q1: 12.64
Min: 4.67

Five Below (FIVE) vs. Penske Automotive (PAG): A comparison of their P/E ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

P/S Ratio (TTM)

Penske Automotive (PAG) at 0.43 is priced about in line with its industry on P/S ratio, while Five Below (FIVE) at 2.49 sits in the pricier quartile — FIVE costs more per dollar of sales.

FIVE

Consumer Discretionary Distribution & Retail industry group

2.49

Max: 4.32
FIVE: 2.49
Q3: 1.99
Median: 0.70
Q1: 0.26
Min: 0.03

PAG

Consumer Discretionary Distribution & Retail industry group

0.43

Max: 4.32
Q3: 1.99
Median: 0.70
PAG: 0.43
Q1: 0.26
Min: 0.03

Five Below (FIVE) vs. Penske Automotive (PAG): A comparison of their P/S ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

P/B Ratio (MRQ)

Penske Automotive (PAG) at 2.35 is valued about in line with its industry on P/B ratio, while Five Below (FIVE) at 5.34 carries an above-peer premium to book — FIVE is pricier on assets.

FIVE

Consumer Discretionary Distribution & Retail industry group

5.34

Max: 10.96
FIVE: 5.34
Q3: 5.26
Median: 2.16
Q1: 1.08
Min: -4.45

PAG

Consumer Discretionary Distribution & Retail industry group

2.35

Max: 10.96
Q3: 5.26
PAG: 2.35
Median: 2.16
Q1: 1.08
Min: -4.45

Five Below (FIVE) vs. Penske Automotive (PAG): A comparison of their P/B ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

Valuation Metrics

Valuation metrics for Five Below (FIVE) and Penske Automotive (PAG)
Metric	FIVE	PAG
P/E Ratio (TTM)	21.53	14.80
P/S Ratio (TTM)	2.49	0.43
P/B Ratio (MRQ)	5.34	2.35
Free Cash Flow Yield (TTM)	2.78%	0.69%