FIS vs. PAYC: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at FIS and PAYC, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | FIS | PAYC |
|---|---|---|
| Company Name | Fidelity National Information Services, Inc. | Paycom Software, Inc. |
| Country | United States | United States |
| GICS Sector | Financials | Industrials |
| GICS Industry | Financial Services | Professional Services |
| Market Capitalization | 33.89 billion USD | 9.16 billion USD |
| Exchange | NYSE | NYSE |
| Listing Date | June 20, 2001 | April 15, 2014 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of FIS and PAYC by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | FIS | PAYC |
|---|---|---|
| 5-Day Price Return | 3.63% | -8.31% |
| 13-Week Price Return | -6.34% | -24.54% |
| 26-Week Price Return | -13.34% | -27.06% |
| 52-Week Price Return | -24.50% | -26.58% |
| Month-to-Date Return | 4.67% | -10.85% |
| Year-to-Date Return | -18.98% | -18.62% |
| 10-Day Avg. Volume | 5.42M | 0.93M |
| 3-Month Avg. Volume | 3.85M | 0.67M |
| 3-Month Volatility | 24.95% | 36.18% |
| Beta | 0.95 | 0.82 |
Profitability
Return on Equity (TTM)
FIS
1.03%
Financial Services Industry
- Max
- 39.28%
- Q3
- 18.88%
- Median
- 9.97%
- Q1
- 4.03%
- Min
- -10.25%
FIS’s Return on Equity of 1.03% is in the lower quartile for the Financial Services industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.
PAYC
26.64%
Professional Services Industry
- Max
- 68.01%
- Q3
- 35.32%
- Median
- 21.92%
- Q1
- 11.67%
- Min
- -20.25%
PAYC’s Return on Equity of 26.64% is on par with the norm for the Professional Services industry, indicating its profitability relative to shareholder equity is typical for the sector.
Net Profit Margin (TTM)
FIS
1.45%
Financial Services Industry
- Max
- 52.16%
- Q3
- 25.35%
- Median
- 12.68%
- Q1
- 6.11%
- Min
- -11.69%
Falling into the lower quartile for the Financial Services industry, FIS’s Net Profit Margin of 1.45% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.
PAYC
22.64%
Professional Services Industry
- Max
- 31.75%
- Q3
- 15.50%
- Median
- 8.95%
- Q1
- 4.51%
- Min
- 0.35%
A Net Profit Margin of 22.64% places PAYC in the upper quartile for the Professional Services industry, signifying strong profitability and more effective cost management than most of its peers.
Operating Profit Margin (TTM)
FIS
13.74%
Financial Services Industry
- Max
- 75.57%
- Q3
- 37.78%
- Median
- 19.09%
- Q1
- 10.04%
- Min
- -19.42%
FIS’s Operating Profit Margin of 13.74% is around the midpoint for the Financial Services industry, indicating that its efficiency in managing core business operations is typical for the sector.
PAYC
29.69%
Professional Services Industry
- Max
- 30.62%
- Q3
- 19.06%
- Median
- 13.60%
- Q1
- 8.60%
- Min
- -2.18%
An Operating Profit Margin of 29.69% places PAYC in the upper quartile for the Professional Services industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
Profitability at a Glance
| Symbol | FIS | PAYC |
|---|---|---|
| Return on Equity (TTM) | 1.03% | 26.64% |
| Return on Assets (TTM) | 0.46% | 9.69% |
| Net Profit Margin (TTM) | 1.45% | 22.64% |
| Operating Profit Margin (TTM) | 13.74% | 29.69% |
| Gross Profit Margin (TTM) | 36.65% | 82.95% |
Financial Strength
Current Ratio (MRQ)
FIS
0.53
Financial Services Industry
- Max
- 4.83
- Q3
- 2.70
- Median
- 1.44
- Q1
- 0.86
- Min
- 0.01
For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
PAYC
1.22
Professional Services Industry
- Max
- 2.28
- Q3
- 1.75
- Median
- 1.34
- Q1
- 1.10
- Min
- 0.47
PAYC’s Current Ratio of 1.22 aligns with the median group of the Professional Services industry, indicating that its short-term liquidity is in line with its sector peers.
Debt-to-Equity Ratio (MRQ)
FIS
0.94
Financial Services Industry
- Max
- 5.07
- Q3
- 2.14
- Median
- 0.66
- Q1
- 0.12
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.
PAYC
0.00
Professional Services Industry
- Max
- 2.93
- Q3
- 1.45
- Median
- 0.98
- Q1
- 0.45
- Min
- 0.00
Falling into the lower quartile for the Professional Services industry, PAYC’s Debt-to-Equity Ratio of 0.00 points to a conservative financing strategy. This results in lower financial risk but potentially limits strategic investments compared to more leveraged competitors.
Interest Coverage Ratio (TTM)
FIS
5.52
Financial Services Industry
- Max
- 136.23
- Q3
- 56.08
- Median
- 6.55
- Q1
- 2.01
- Min
- -33.27
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.
PAYC
191.88
Professional Services Industry
- Max
- 39.45
- Q3
- 20.41
- Median
- 11.64
- Q1
- 5.46
- Min
- -1.21
With an Interest Coverage Ratio of 191.88, PAYC demonstrates a superior capacity to service its debt, placing it well above the typical range for the Professional Services industry. This stems from either robust earnings or a conservative debt load.
Financial Strength at a Glance
| Symbol | FIS | PAYC |
|---|---|---|
| Current Ratio (MRQ) | 0.53 | 1.22 |
| Quick Ratio (MRQ) | 0.41 | 1.19 |
| Debt-to-Equity Ratio (MRQ) | 0.94 | 0.00 |
| Interest Coverage Ratio (TTM) | 5.52 | 191.88 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
FIS
2.48%
Financial Services Industry
- Max
- 8.12%
- Q3
- 3.37%
- Median
- 1.70%
- Q1
- 0.00%
- Min
- 0.00%
FIS’s Dividend Yield of 2.48% is consistent with its peers in the Financial Services industry, providing a dividend return that is standard for its sector.
PAYC
0.93%
Professional Services Industry
- Max
- 4.83%
- Q3
- 2.44%
- Median
- 1.52%
- Q1
- 0.52%
- Min
- 0.00%
PAYC’s Dividend Yield of 0.93% is consistent with its peers in the Professional Services industry, providing a dividend return that is standard for its sector.
Dividend Payout Ratio (TTM)
FIS
99.68%
Financial Services Industry
- Max
- 132.10%
- Q3
- 64.32%
- Median
- 18.23%
- Q1
- 0.00%
- Min
- 0.00%
FIS’s Dividend Payout Ratio of 99.68% is in the upper quartile for the Financial Services industry. This indicates a strong commitment to shareholder returns but also suggests that a smaller portion of earnings is retained for reinvestment compared to many peers.
PAYC
18.80%
Professional Services Industry
- Max
- 128.51%
- Q3
- 69.03%
- Median
- 47.00%
- Q1
- 18.05%
- Min
- 0.00%
PAYC’s Dividend Payout Ratio of 18.80% is within the typical range for the Professional Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | FIS | PAYC |
|---|---|---|
| Dividend Yield (TTM) | 2.48% | 0.93% |
| Dividend Payout Ratio (TTM) | 99.68% | 18.80% |
Valuation
Price-to-Earnings Ratio (TTM)
FIS
220.70
Financial Services Industry
- Max
- 45.81
- Q3
- 30.21
- Median
- 16.29
- Q1
- 10.14
- Min
- 0.70
At 220.70, FIS’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Financial Services industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.
PAYC
20.13
Professional Services Industry
- Max
- 52.60
- Q3
- 33.83
- Median
- 24.95
- Q1
- 17.59
- Min
- 7.96
PAYC’s P/E Ratio of 20.13 is within the middle range for the Professional Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
FIS
3.21
Financial Services Industry
- Max
- 10.88
- Q3
- 5.34
- Median
- 2.64
- Q1
- 1.24
- Min
- 0.06
The P/S Ratio is often not a primary valuation tool in the Financial Services industry.
PAYC
4.56
Professional Services Industry
- Max
- 8.27
- Q3
- 4.40
- Median
- 2.09
- Q1
- 0.99
- Min
- 0.17
PAYC’s P/S Ratio of 4.56 is in the upper echelon for the Professional Services industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.
Price-to-Book Ratio (MRQ)
FIS
2.49
Financial Services Industry
- Max
- 7.93
- Q3
- 3.78
- Median
- 1.49
- Q1
- 0.88
- Min
- 0.08
FIS’s P/B Ratio of 2.49 is within the conventional range for the Financial Services industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
PAYC
6.85
Professional Services Industry
- Max
- 18.75
- Q3
- 9.53
- Median
- 5.88
- Q1
- 2.95
- Min
- 0.59
PAYC’s P/B Ratio of 6.85 is within the conventional range for the Professional Services industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
Valuation at a Glance
| Symbol | FIS | PAYC |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 220.70 | 20.13 |
| Price-to-Sales Ratio (TTM) | 3.21 | 4.56 |
| Price-to-Book Ratio (MRQ) | 2.49 | 6.85 |
| Price-to-Free Cash Flow Ratio (TTM) | 17.77 | 23.39 |