FIS vs. GRMN: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at FIS and GRMN, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | FIS | GRMN |
|---|---|---|
| Company Name | Fidelity National Information Services, Inc. | Garmin Ltd. |
| Country | United States | Switzerland |
| GICS Sector | Financials | Consumer Discretionary |
| GICS Industry | Financial Services | Household Durables |
| Market Capitalization | 33.89 billion USD | 38.99 billion USD |
| Exchange | NYSE | NYSE |
| Listing Date | June 20, 2001 | December 8, 2000 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of FIS and GRMN by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | FIS | GRMN |
|---|---|---|
| 5-Day Price Return | 3.63% | -1.32% |
| 13-Week Price Return | -6.34% | -11.47% |
| 26-Week Price Return | -13.34% | 7.69% |
| 52-Week Price Return | -24.50% | -3.62% |
| Month-to-Date Return | 4.67% | -5.24% |
| Year-to-Date Return | -18.98% | -1.71% |
| 10-Day Avg. Volume | 5.42M | 1.36M |
| 3-Month Avg. Volume | 3.85M | 0.86M |
| 3-Month Volatility | 24.95% | 31.07% |
| Beta | 0.95 | 1.03 |
Profitability
Return on Equity (TTM)
FIS
1.03%
Financial Services Industry
- Max
- 39.28%
- Q3
- 18.88%
- Median
- 9.97%
- Q1
- 4.03%
- Min
- -10.25%
FIS’s Return on Equity of 1.03% is in the lower quartile for the Financial Services industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.
GRMN
19.26%
Household Durables Industry
- Max
- 27.70%
- Q3
- 17.40%
- Median
- 12.87%
- Q1
- 7.33%
- Min
- -5.50%
In the upper quartile for the Household Durables industry, GRMN’s Return on Equity of 19.26% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
Net Profit Margin (TTM)
FIS
1.45%
Financial Services Industry
- Max
- 52.16%
- Q3
- 25.35%
- Median
- 12.68%
- Q1
- 6.11%
- Min
- -11.69%
Falling into the lower quartile for the Financial Services industry, FIS’s Net Profit Margin of 1.45% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.
GRMN
22.63%
Household Durables Industry
- Max
- 16.37%
- Q3
- 9.18%
- Median
- 6.63%
- Q1
- 3.85%
- Min
- -3.29%
GRMN’s Net Profit Margin of 22.63% is exceptionally high, placing it well beyond the typical range for the Household Durables industry. This demonstrates outstanding operational efficiency and a strong competitive advantage in converting revenue into profit.
Operating Profit Margin (TTM)
FIS
13.74%
Financial Services Industry
- Max
- 75.57%
- Q3
- 37.78%
- Median
- 19.09%
- Q1
- 10.04%
- Min
- -19.42%
FIS’s Operating Profit Margin of 13.74% is around the midpoint for the Financial Services industry, indicating that its efficiency in managing core business operations is typical for the sector.
GRMN
25.61%
Household Durables Industry
- Max
- 21.32%
- Q3
- 12.25%
- Median
- 9.93%
- Q1
- 5.57%
- Min
- -1.07%
GRMN’s Operating Profit Margin of 25.61% is exceptionally high, placing it well above the typical range for the Household Durables industry. This demonstrates outstanding efficiency in managing its core operations, which can be a result of strong pricing power or superior cost control.
Profitability at a Glance
| Symbol | FIS | GRMN |
|---|---|---|
| Return on Equity (TTM) | 1.03% | 19.26% |
| Return on Assets (TTM) | 0.46% | 15.61% |
| Net Profit Margin (TTM) | 1.45% | 22.63% |
| Operating Profit Margin (TTM) | 13.74% | 25.61% |
| Gross Profit Margin (TTM) | 36.65% | 58.73% |
Financial Strength
Current Ratio (MRQ)
FIS
0.53
Financial Services Industry
- Max
- 4.83
- Q3
- 2.70
- Median
- 1.44
- Q1
- 0.86
- Min
- 0.01
For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
GRMN
3.32
Household Durables Industry
- Max
- 6.09
- Q3
- 3.79
- Median
- 2.54
- Q1
- 1.23
- Min
- 0.83
GRMN’s Current Ratio of 3.32 aligns with the median group of the Household Durables industry, indicating that its short-term liquidity is in line with its sector peers.
Debt-to-Equity Ratio (MRQ)
FIS
0.94
Financial Services Industry
- Max
- 5.07
- Q3
- 2.14
- Median
- 0.66
- Q1
- 0.12
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.
GRMN
0.00
Household Durables Industry
- Max
- 1.89
- Q3
- 0.87
- Median
- 0.34
- Q1
- 0.19
- Min
- 0.00
Falling into the lower quartile for the Household Durables industry, GRMN’s Debt-to-Equity Ratio of 0.00 points to a conservative financing strategy. This results in lower financial risk but potentially limits strategic investments compared to more leveraged competitors.
Interest Coverage Ratio (TTM)
FIS
5.52
Financial Services Industry
- Max
- 136.23
- Q3
- 56.08
- Median
- 6.55
- Q1
- 2.01
- Min
- -33.27
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.
GRMN
73.26
Household Durables Industry
- Max
- 140.40
- Q3
- 77.14
- Median
- 24.53
- Q1
- 5.69
- Min
- -17.01
GRMN’s Interest Coverage Ratio of 73.26 is positioned comfortably within the norm for the Household Durables industry, indicating a standard and healthy capacity to cover its interest payments.
Financial Strength at a Glance
| Symbol | FIS | GRMN |
|---|---|---|
| Current Ratio (MRQ) | 0.53 | 3.32 |
| Quick Ratio (MRQ) | 0.41 | 2.01 |
| Debt-to-Equity Ratio (MRQ) | 0.94 | 0.00 |
| Interest Coverage Ratio (TTM) | 5.52 | 73.26 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
FIS
2.48%
Financial Services Industry
- Max
- 8.12%
- Q3
- 3.37%
- Median
- 1.70%
- Q1
- 0.00%
- Min
- 0.00%
FIS’s Dividend Yield of 2.48% is consistent with its peers in the Financial Services industry, providing a dividend return that is standard for its sector.
GRMN
1.63%
Household Durables Industry
- Max
- 9.61%
- Q3
- 3.97%
- Median
- 2.00%
- Q1
- 0.18%
- Min
- 0.00%
GRMN’s Dividend Yield of 1.63% is consistent with its peers in the Household Durables industry, providing a dividend return that is standard for its sector.
Dividend Payout Ratio (TTM)
FIS
99.68%
Financial Services Industry
- Max
- 132.10%
- Q3
- 64.32%
- Median
- 18.23%
- Q1
- 0.00%
- Min
- 0.00%
FIS’s Dividend Payout Ratio of 99.68% is in the upper quartile for the Financial Services industry. This indicates a strong commitment to shareholder returns but also suggests that a smaller portion of earnings is retained for reinvestment compared to many peers.
GRMN
40.42%
Household Durables Industry
- Max
- 129.55%
- Q3
- 65.55%
- Median
- 42.15%
- Q1
- 6.45%
- Min
- 0.00%
GRMN’s Dividend Payout Ratio of 40.42% is within the typical range for the Household Durables industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | FIS | GRMN |
|---|---|---|
| Dividend Yield (TTM) | 2.48% | 1.63% |
| Dividend Payout Ratio (TTM) | 99.68% | 40.42% |
Valuation
Price-to-Earnings Ratio (TTM)
FIS
220.70
Financial Services Industry
- Max
- 45.81
- Q3
- 30.21
- Median
- 16.29
- Q1
- 10.14
- Min
- 0.70
At 220.70, FIS’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Financial Services industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.
GRMN
24.77
Household Durables Industry
- Max
- 33.67
- Q3
- 19.33
- Median
- 12.58
- Q1
- 9.62
- Min
- 6.48
A P/E Ratio of 24.77 places GRMN in the upper quartile for the Household Durables industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.
Price-to-Sales Ratio (TTM)
FIS
3.21
Financial Services Industry
- Max
- 10.88
- Q3
- 5.34
- Median
- 2.64
- Q1
- 1.24
- Min
- 0.06
The P/S Ratio is often not a primary valuation tool in the Financial Services industry.
GRMN
5.60
Household Durables Industry
- Max
- 2.54
- Q3
- 1.39
- Median
- 0.90
- Q1
- 0.54
- Min
- 0.19
With a P/S Ratio of 5.60, GRMN trades at a valuation that eclipses even the highest in the Household Durables industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.
Price-to-Book Ratio (MRQ)
FIS
2.49
Financial Services Industry
- Max
- 7.93
- Q3
- 3.78
- Median
- 1.49
- Q1
- 0.88
- Min
- 0.08
FIS’s P/B Ratio of 2.49 is within the conventional range for the Financial Services industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
GRMN
5.57
Household Durables Industry
- Max
- 3.26
- Q3
- 2.01
- Median
- 1.38
- Q1
- 1.00
- Min
- 0.58
At 5.57, GRMN’s P/B Ratio is at an extreme premium to the Household Durables industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.
Valuation at a Glance
| Symbol | FIS | GRMN |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 220.70 | 24.77 |
| Price-to-Sales Ratio (TTM) | 3.21 | 5.60 |
| Price-to-Book Ratio (MRQ) | 2.49 | 5.57 |
| Price-to-Free Cash Flow Ratio (TTM) | 17.77 | 29.20 |