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FICO vs. ROP: Fair Isaac vs. Roper Stock Comparison

How do Fair Isaac (FICO) and Roper (ROP) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Fair Isaac (FICO) and Roper (ROP) are both classified in the Application Software sub-industry within the broader Software industry, placing them in the closest GICS peer bucket.

Company profile comparison for Fair Isaac (FICO) and Roper (ROP)
Profile ItemFICOROP
NameFair Isaac Corp.Roper Technologies Inc.
Country/RegionUnited StatesUnited States
GICS SectorInformation TechnologyInformation Technology
GICS Industry GroupSoftware & ServicesSoftware & Services
GICS IndustrySoftwareSoftware
GICS Sub-IndustryApplication SoftwareApplication Software
Market Capitalization15.22 billion USD47.20 billion USD
CurrencyUSDUSD
ExchangeNYSENasdaq
Listing DateJuly 22, 1987February 13, 1992
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

FICO
ROP
GSPC
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Fair Isaac (FICO) vs. Roper (ROP), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Fair Isaac (FICO) and Roper (ROP). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Fair Isaac (FICO) and Roper (ROP). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Fair Isaac (FICO) and Roper (ROP)
MetricFICOROP
Total Return (1Y)-58.54%6.70%
Total Return (3Y, Annualized)-9.17%-1.81%
Total Return (5Y, Annualized)12.31%-0.04%

Risk Profile

Drawdown History

FICO
ROP
GSPC
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Fair Isaac (FICO) vs. Roper (ROP), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Fair Isaac (FICO) and Roper (ROP). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Fair Isaac (FICO) has an aggressive beta of 1.33, indicating higher sensitivity to broad-market moves, while Roper (ROP) is defensive at 0.66 and tends to be less market-sensitive — they sit on opposite ends of the beta spectrum.

Risk profile metrics for Fair Isaac (FICO) and Roper (ROP)
MetricFICOROP
Volatility (1Y, Annualized)63.29%31.62%
Beta (5Y)1.330.66
Max Drawdown (5Y)-75.13%-46.51%
Avg. Volume (3M)759.34K878.74K

Risk-Adjusted Performance

Risk-Return Positioning

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FICO and ROP are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Fair Isaac (FICO) and Roper (ROP)
MetricFICOROP
Sharpe Ratio (1Y)-0.990.08
Sortino Ratio (1Y)-1.200.11

Profitability

ROE (TTM)

Capital efficiency shows on one side only: Roper (ROP) earns 13.23% on shareholders’ equity, ranked against its industry; Fair Isaac (FICO) has no ROE this period.

FICO

Software & Services industry group

--

Max
53.85%
Q3
17.90%
Median
6.59%
Q1
-9.59%
Min
-50.52%
FICO
--

ROP

Software & Services industry group

13.23%

Max
53.85%
Q3
17.90%
ROP
13.23%
Median
6.59%
Q1
-9.59%
Min
-50.52%
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Fair Isaac (FICO) vs. Roper (ROP): FICO does not report ROE, so it has no value marker; ROP is benchmarked against the Software & Services industry group.

Net Margin (TTM)

For every dollar of sales, both Fair Isaac (FICO) at 32.94% and Roper (ROP) at 30.71% retain more as net profit than most peers, landing in the top net margin quartile of their industries.

FICO

Software & Services industry group

32.94%

Max
41.17%
FICO
32.94%
Q3
15.28%
Median
4.63%
Q1
-5.42%
Min
-33.17%

ROP

Software & Services industry group

30.71%

Max
41.17%
ROP
30.71%
Q3
15.28%
Median
4.63%
Q1
-5.42%
Min
-33.17%
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Fair Isaac (FICO) vs. Roper (ROP): A comparison of their net margin against the Software & Services industry group benchmark.

Operating Margin (TTM)

Both Fair Isaac (FICO) at 44.72% and Roper (ROP) at 28.70% convert sales into operating profit at a top-quartile rate, pointing to tighter cost discipline before financing and tax.

FICO

Software & Services industry group

44.72%

Max
46.89%
FICO
44.72%
Q3
17.64%
Median
8.73%
Q1
-2.13%
Min
-30.45%

ROP

Software & Services industry group

28.70%

Max
46.89%
ROP
28.70%
Q3
17.64%
Median
8.73%
Q1
-2.13%
Min
-30.45%
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Fair Isaac (FICO) vs. Roper (ROP): A comparison of their operating margin against the Software & Services industry group benchmark.

Profitability Metrics

Profitability metrics for Fair Isaac (FICO) and Roper (ROP)
MetricFICOROP
ROE (TTM)--13.23%
ROA (TTM)40.99%4.29%
Net Margin (TTM)32.94%30.71%
Operating Margin (TTM)44.72%28.70%
Gross Margin (TTM)86.13%69.67%

Growth

Revenue Growth

Fair Isaac (FICO) at 27.33% sits in the top revenue growth quartile, while Roper (ROP) at 12.26% is closer to the peer norm — faster top-line expansion for FICO.

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Fair Isaac (FICO) vs. Roper (ROP): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Fair Isaac (FICO) at 36.85% and Roper (ROP) at -1.05% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

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Fair Isaac (FICO) vs. Roper (ROP): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Fair Isaac (FICO) and Roper (ROP)
MetricFICOROP
Revenue Growth (YoY)27.33%12.26%
Revenue Growth (3Y CAGR)18.76%13.73%
EPS Growth (YoY)36.85%-1.05%
EPS Growth (3Y CAGR)28.97%-30.64%

Financial Strength

Current Ratio (MRQ)

Both Fair Isaac (FICO) at 0.99 and Roper (ROP) at 0.43 run current ratio in the tighter-liquidity quartile of industry peers, leaving thinner cushions against current liabilities than typical competitors.

FICO

Software & Services industry group

0.99

Max
5.11
Q3
2.77
Median
1.67
Q1
1.01
FICO
0.99
Min
0.03

ROP

Software & Services industry group

0.43

Max
5.11
Q3
2.77
Median
1.67
Q1
1.01
ROP
0.43
Min
0.03
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Fair Isaac (FICO) vs. Roper (ROP): A comparison of their current ratio against the Software & Services industry group benchmark.

Debt / Equity (MRQ)

Only one side’s leverage can be read here: Roper (ROP) carries debt-to-equity ratio of 0.51 against its industry range, while Fair Isaac (FICO) reports no figure this period.

FICO

Software & Services industry group

--

Max
2.52
Q3
1.13
Median
0.40
Q1
0.07
Min
0.00
FICO
--

ROP

Software & Services industry group

0.51

Max
2.52
Q3
1.13
ROP
0.51
Median
0.40
Q1
0.07
Min
0.00
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Fair Isaac (FICO) vs. Roper (ROP): FICO does not report debt-to-equity ratio, so it has no value marker; ROP is benchmarked against the Software & Services industry group.

Financial Strength Metrics

Financial strength metrics for Fair Isaac (FICO) and Roper (ROP)
MetricFICOROP
Current Ratio (MRQ)0.990.43
Debt / Equity (MRQ)--0.51
Net Debt / EBITDA3.862.86

Dividends

Dividend Yield (TTM)

Fair Isaac (FICO) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Roper (ROP) reports a yield of 0.74%, ranking against industry peers normally.

FICO

Software & Services industry group

0.00%

FICO
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

ROP

Software & Services industry group

0.74%

ROP
0.74%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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Fair Isaac (FICO) vs. Roper (ROP): A comparison of their dividend yield against the Software & Services industry group benchmark.

Dividend Payout Ratio (TTM)

Fair Isaac (FICO) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Roper (ROP) reports a payout of 14.07%, ranking against industry peers normally.

FICO

Software & Services industry group

0.00%

FICO
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

ROP

Software & Services industry group

14.07%

ROP
14.07%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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Fair Isaac (FICO) vs. Roper (ROP): A comparison of their payout ratio against the Software & Services industry group benchmark.

Dividend Metrics

Dividend metrics for Fair Isaac (FICO) and Roper (ROP)
MetricFICOROP
Dividend Yield (TTM)0.00%0.74%
Dividend Payout Ratio (TTM)0.00%14.07%

Valuation

P/E Ratio (TTM)

Both Fair Isaac (FICO) at 19.40 and Roper (ROP) at 18.86 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

FICO

Software & Services industry group

19.40

Max
112.94
Q3
60.32
Median
32.91
FICO
19.40
Q1
18.77
Min
6.69

ROP

Software & Services industry group

18.86

Max
112.94
Q3
60.32
Median
32.91
ROP
18.86
Q1
18.77
Min
6.69
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Fair Isaac (FICO) vs. Roper (ROP): A comparison of their P/E ratio against the Software & Services industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both Fair Isaac (FICO) at 6.00 and Roper (ROP) at 5.60 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

FICO

Software & Services industry group

6.00

Max
17.91
Q3
8.78
FICO
6.00
Median
4.25
Q1
2.23
Min
0.02

ROP

Software & Services industry group

5.60

Max
17.91
Q3
8.78
ROP
5.60
Median
4.25
Q1
2.23
Min
0.02
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Fair Isaac (FICO) vs. Roper (ROP): A comparison of their P/S ratio against the Software & Services industry group benchmark.

P/B Ratio (MRQ)

Fair Isaac (FICO) reports a negative P/B ratio of -3.90, meaning negative book equity — the multiple itself is not meaningful for valuation. Meanwhile Roper (ROP) reports 2.46, ranking against industry peers normally.

FICO

Software & Services industry group

-3.90

Max
16.63
Q3
8.50
Median
4.30
Q1
1.92
FICO
-3.90
Min
-3.90

ROP

Software & Services industry group

2.46

Max
16.63
Q3
8.50
Median
4.30
ROP
2.46
Q1
1.92
Min
-3.90
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Fair Isaac (FICO) vs. Roper (ROP): A comparison of their P/B ratio against the Software & Services industry group benchmark.

Valuation Metrics

Valuation metrics for Fair Isaac (FICO) and Roper (ROP)
MetricFICOROP
P/E Ratio (TTM)19.4018.86
P/S Ratio (TTM)6.005.60
P/B Ratio (MRQ)-3.902.46
Free Cash Flow Yield (TTM)6.54%5.16%