FDS vs. PAYP: FactSet Research Systems vs. PayPay Stock Comparison
How do FactSet Research Systems (FDS) and PayPay (PAYP) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
FactSet Research Systems (FDS) and PayPay (PAYP) both fall under the Financial Services industry group, but FDS is classified in Capital Markets while PAYP is classified in Financial Services.
FactSet Research Systems (FDS) has been public since June 28, 1996, giving it decades of market history across multiple cycles, while PayPay (PAYP) listed only on March 12, 2026 and lacks comparable through-cycle data.
FactSet Research Systems (FDS) trades as ordinary local shares, while PayPay (PAYP) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | FDS | PAYP |
|---|---|---|
| Name | FactSet Research Systems Inc. | PayPay Corp ADR |
| Country/Region | United States | Japan |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Capital Markets | Financial Services |
| GICS Sub-Industry | Financial Exchanges & Data | Transaction & Payment Processing Services |
| Market Capitalization | 11.56 billion USD | 10.10 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | Nasdaq |
| Listing Date | June 28, 1996 | March 12, 2026 |
| Security Type | Common Stock | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | FDS | PAYP |
|---|---|---|
| Total Return (1Y) | 27.49% | -- |
| Total Return (3Y, Annualized) | -8.71% | -- |
| Total Return (5Y, Annualized) | -4.88% | -- |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | FDS | PAYP |
|---|---|---|
| Volatility (1Y, Annualized) | 48.03% | 73.49% |
| Beta (5Y) | 0.69 | 0.24 |
| Max Drawdown (5Y) | -61.13% | -49.63% |
| Avg. Volume (3M) | 803.71K | 659.95K |
Risk-Adjusted Performance
Risk-Return Positioning
Both FDS and PAYP need 1-year volatility and 1-year return to plot risk-return positioning.
Risk-Adjusted Metrics
| Metric | FDS | PAYP |
|---|---|---|
| Sharpe Ratio (1Y) | 0.48 | -- |
| Sortino Ratio (1Y) | 0.71 | -- |
Profitability
ROE (TTM)
FactSet Research Systems (FDS) at 25.48% sits in the top ROE quartile, while PayPay (PAYP) at 18.80% is closer to the peer norm — stronger capital efficiency for FDS.
FDS
Financial Services industry group
25.48%
- Max
- 44.78%
- FDS
- 25.48%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
PAYP
Financial Services industry group
18.80%
- Max
- 44.78%
- Q3
- 21.85%
- PAYP
- 18.80%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Both FactSet Research Systems (FDS) at 21.54% and PayPay (PAYP) at 15.85% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
FDS
Financial Services industry group
21.54%
- Max
- 62.84%
- Q3
- 28.05%
- FDS
- 21.54%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
PAYP
Financial Services industry group
15.85%
- Max
- 62.84%
- Q3
- 28.05%
- PAYP
- 15.85%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both FactSet Research Systems (FDS) at 22.22% and PayPay (PAYP) at 32.79% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
FDS
Financial Services industry group
22.22%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- FDS
- 22.22%
- Q1
- 14.60%
- Min
- -44.34%
PAYP
Financial Services industry group
32.79%
- Max
- 107.33%
- Q3
- 55.90%
- PAYP
- 32.79%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | FDS | PAYP |
|---|---|---|
| ROE (TTM) | 25.48% | 18.80% |
| ROA (TTM) | 10.65% | 1.34% |
| Net Margin (TTM) | 21.54% | 15.85% |
| Operating Margin (TTM) | 22.22% | 32.79% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both FactSet Research Systems (FDS) at 6.65% and PayPay (PAYP) at 25.85% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
PayPay (PAYP) at 230.06% clears its industry range for EPS growth, a much stronger earnings trajectory than FactSet Research Systems (FDS) at -6.30%, which is closer to a typical peer reading.
Growth Metrics
| Metric | FDS | PAYP |
|---|---|---|
| Revenue Growth (YoY) | 6.65% | 25.85% |
| Revenue Growth (3Y CAGR) | 5.89% | 23.06% |
| EPS Growth (YoY) | -6.30% | 230.06% |
| EPS Growth (3Y CAGR) | 6.59% | -- |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: FactSet Research Systems (FDS) in Financial Services and PayPay (PAYP) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: FactSet Research Systems (FDS) in Financial Services and PayPay (PAYP) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | FDS | PAYP |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
PayPay (PAYP) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile FactSet Research Systems (FDS) reports a yield of 1.33%, ranking against industry peers normally.
FDS
Financial Services industry group
1.33%
- Max
- 9.77%
- Q3
- 3.92%
- FDS
- 1.33%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
PAYP
Financial Services industry group
0.00%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- PAYP
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
PayPay (PAYP) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile FactSet Research Systems (FDS) reports a payout of 31.02%, ranking against industry peers normally.
FDS
Financial Services industry group
31.02%
- Max
- 241.07%
- Q3
- 97.36%
- FDS
- 31.02%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
PAYP
Financial Services industry group
0.00%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- PAYP
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | FDS | PAYP |
|---|---|---|
| Dividend Yield (TTM) | 1.33% | 0.00% |
| Dividend Payout Ratio (TTM) | 31.02% | 0.00% |
Valuation
P/E Ratio (TTM)
Both FactSet Research Systems (FDS) at 22.50 and PayPay (PAYP) at 23.30 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
FDS
Financial Services industry group
22.50
- Max
- 45.85
- Q3
- 24.64
- FDS
- 22.50
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
PAYP
Financial Services industry group
23.30
- Max
- 45.85
- Q3
- 24.64
- PAYP
- 23.30
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
PayPay (PAYP) at 0.02 looks cheap on sales in the lower P/S ratio quartile, while FactSet Research Systems (FDS) at 4.67 looks rich in the upper quartile — a clear gap in price per dollar of revenue.
FDS
Financial Services industry group
4.67
- Max
- 9.23
- FDS
- 4.67
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
PAYP
Financial Services industry group
0.02
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- PAYP
- 0.02
- Min
- -0.55
P/B Ratio (MRQ)
Both FactSet Research Systems (FDS) at 5.77 and PayPay (PAYP) at 3.75 carry a premium to book value versus peers, sitting in the upper P/B ratio quartile of their industries.
FDS
Financial Services industry group
5.77
- Max
- 7.79
- FDS
- 5.77
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
PAYP
Financial Services industry group
3.75
- Max
- 7.79
- PAYP
- 3.75
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | FDS | PAYP |
|---|---|---|
| P/E Ratio (TTM) | 22.50 | 23.30 |
| P/S Ratio (TTM) | 4.67 | 0.02 |
| P/B Ratio (MRQ) | 5.77 | 3.75 |
| Free Cash Flow Yield (TTM) | -- | -- |