EWBC vs. WTFC: East West Bancorp vs. Wintrust Financial Stock Comparison
How do East West Bancorp (EWBC) and Wintrust Financial (WTFC) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
East West Bancorp (EWBC) and Wintrust Financial (WTFC) are both classified in the Regional Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
| Profile Item | EWBC | WTFC |
|---|---|---|
| Name | East West Bancorp Inc. | Wintrust Financial Corporation |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Regional Banks | Regional Banks |
| Market Capitalization | 17.65 billion USD | 10.21 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | Nasdaq |
| Listing Date | February 3, 1999 | April 16, 1998 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | EWBC | WTFC |
|---|---|---|
| Total Return (1Y) | 30.57% | 21.25% |
| Total Return (3Y, Annualized) | 36.90% | 28.56% |
| Total Return (5Y, Annualized) | 12.56% | 13.01% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | EWBC | WTFC |
|---|---|---|
| Volatility (1Y, Annualized) | 23.01% | 23.68% |
| Beta (5Y) | 0.98 | 0.85 |
| Max Drawdown (5Y) | -54.06% | -40.71% |
| Avg. Volume (3M) | 807.94K | 515.90K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | EWBC | WTFC |
|---|---|---|
| Sharpe Ratio (1Y) | 1.14 | 0.72 |
| Sortino Ratio (1Y) | 1.69 | 1.07 |
Profitability
ROE (TTM)
East West Bancorp (EWBC) at 16.57% sits in the top ROE quartile, while Wintrust Financial (WTFC) at 12.88% is closer to the peer norm — stronger capital efficiency for EWBC.
EWBC
Banks industry group
16.57%
- Max
- 19.84%
- EWBC
- 16.57%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
WTFC
Banks industry group
12.88%
- Max
- 19.84%
- Q3
- 13.67%
- WTFC
- 12.88%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
East West Bancorp (EWBC) at 50.06% converts revenue to bottom-line profit above its industry’s benchmark range, while Wintrust Financial (WTFC) at 32.81% keeps roughly the typical share for its industry.
EWBC
Banks industry group
50.06%
- EWBC
- 50.06%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- Min
- 14.93%
WTFC
Banks industry group
32.81%
- Max
- 47.19%
- Q3
- 35.25%
- WTFC
- 32.81%
- Median
- 31.21%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for East West Bancorp (EWBC) in Banks and Wintrust Financial (WTFC) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | EWBC | WTFC |
|---|---|---|
| ROE (TTM) | 16.57% | 12.88% |
| ROA (TTM) | 1.76% | 1.27% |
| Net Margin (TTM) | 50.06% | 32.81% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both East West Bancorp (EWBC) at 12.86% and Wintrust Financial (WTFC) at 11.23% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Both East West Bancorp (EWBC) at 14.29% and Wintrust Financial (WTFC) at 10.57% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | EWBC | WTFC |
|---|---|---|
| Revenue Growth (YoY) | 12.86% | 11.23% |
| Revenue Growth (3Y CAGR) | 7.70% | 11.69% |
| EPS Growth (YoY) | 14.29% | 10.57% |
| EPS Growth (3Y CAGR) | 6.33% | 12.44% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: East West Bancorp (EWBC) in Banks and Wintrust Financial (WTFC) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: East West Bancorp (EWBC) in Banks and Wintrust Financial (WTFC) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | EWBC | WTFC |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both East West Bancorp (EWBC) at 2.32% and Wintrust Financial (WTFC) at 1.42% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
EWBC
Banks industry group
2.32%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- EWBC
- 2.32%
- Q1
- 1.20%
- Min
- 0.00%
WTFC
Banks industry group
1.42%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- WTFC
- 1.42%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
East West Bancorp (EWBC) at 28.52% keeps its payout within the industry’s typical band; Wintrust Financial (WTFC) at 16.49% pays out less than peers usually do, retaining more of its earnings — a policy difference more than a quality gap.
EWBC
Banks industry group
28.52%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- EWBC
- 28.52%
- Q1
- 18.98%
- Min
- 0.00%
WTFC
Banks industry group
16.49%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- WTFC
- 16.49%
- Min
- 0.00%
Dividend Metrics
| Metric | EWBC | WTFC |
|---|---|---|
| Dividend Yield (TTM) | 2.32% | 1.42% |
| Dividend Payout Ratio (TTM) | 28.52% | 16.49% |
Valuation
P/E Ratio (TTM)
Both East West Bancorp (EWBC) at 12.25 and Wintrust Financial (WTFC) at 11.60 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
EWBC
Banks industry group
12.25
- Max
- 18.16
- Q3
- 13.75
- EWBC
- 12.25
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
WTFC
Banks industry group
11.60
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- WTFC
- 11.60
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both East West Bancorp (EWBC) in Banks and Wintrust Financial (WTFC) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Wintrust Financial (WTFC) at 1.49 is valued about in line with its industry on P/B ratio, while East West Bancorp (EWBC) at 1.95 carries an above-peer premium to book — EWBC is pricier on assets.
EWBC
Banks industry group
1.95
- Max
- 2.28
- EWBC
- 1.95
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
WTFC
Banks industry group
1.49
- Max
- 2.28
- Q3
- 1.58
- WTFC
- 1.49
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | EWBC | WTFC |
|---|---|---|
| P/E Ratio (TTM) | 12.25 | 11.60 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 1.95 | 1.49 |
| Free Cash Flow Yield (TTM) | -- | -- |