EWBC vs. USB: East West Bancorp vs. U.S. Bancorp Stock Comparison
How do East West Bancorp (EWBC) and U.S. Bancorp (USB) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
East West Bancorp (EWBC) and U.S. Bancorp (USB) both belong to the Banks industry, though EWBC is classified under Regional Banks while USB falls under Diversified Banks.
| Profile Item | EWBC | USB |
|---|---|---|
| Name | East West Bancorp Inc. | U.S. Bancorp |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Regional Banks | Diversified Banks |
| Market Capitalization | 17.65 billion USD | 92.64 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | February 3, 1999 | May 3, 1973 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | EWBC | USB |
|---|---|---|
| Total Return (1Y) | 30.57% | 34.87% |
| Total Return (3Y, Annualized) | 36.90% | 27.22% |
| Total Return (5Y, Annualized) | 12.56% | 4.97% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | EWBC | USB |
|---|---|---|
| Volatility (1Y, Annualized) | 23.01% | 22.72% |
| Beta (5Y) | 0.98 | 0.99 |
| Max Drawdown (5Y) | -54.06% | -52.13% |
| Avg. Volume (3M) | 807.94K | 7.25M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | EWBC | USB |
|---|---|---|
| Sharpe Ratio (1Y) | 1.14 | 1.35 |
| Sortino Ratio (1Y) | 1.69 | 1.98 |
Profitability
ROE (TTM)
East West Bancorp (EWBC) at 16.57% sits in the top ROE quartile, while U.S. Bancorp (USB) at 12.84% is closer to the peer norm — stronger capital efficiency for EWBC.
EWBC
Banks industry group
16.57%
- Max
- 19.84%
- EWBC
- 16.57%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
USB
Banks industry group
12.84%
- Max
- 19.84%
- Q3
- 13.67%
- USB
- 12.84%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
East West Bancorp (EWBC) at 50.06% converts revenue to bottom-line profit above its industry’s benchmark range, while U.S. Bancorp (USB) at 30.01% keeps roughly the typical share for its industry.
EWBC
Banks industry group
50.06%
- EWBC
- 50.06%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- Min
- 14.93%
USB
Banks industry group
30.01%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- USB
- 30.01%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for East West Bancorp (EWBC) in Banks and U.S. Bancorp (USB) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | EWBC | USB |
|---|---|---|
| ROE (TTM) | 16.57% | 12.84% |
| ROA (TTM) | 1.76% | 1.20% |
| Net Margin (TTM) | 50.06% | 30.01% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
East West Bancorp (EWBC) at 12.86% is around its peer norm for revenue growth, while U.S. Bancorp (USB) at 4.41% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Both East West Bancorp (EWBC) at 14.29% and U.S. Bancorp (USB) at 21.90% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | EWBC | USB |
|---|---|---|
| Revenue Growth (YoY) | 12.86% | 4.41% |
| Revenue Growth (3Y CAGR) | 7.70% | 5.68% |
| EPS Growth (YoY) | 14.29% | 21.90% |
| EPS Growth (3Y CAGR) | 6.33% | 7.78% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: East West Bancorp (EWBC) in Banks and U.S. Bancorp (USB) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: East West Bancorp (EWBC) in Banks and U.S. Bancorp (USB) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | EWBC | USB |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
U.S. Bancorp (USB) at 3.51% delivers top-quartile income for its industry, while East West Bancorp (EWBC) at 2.32% pays a more typical yield — both are credible income propositions, USB the richer one.
EWBC
Banks industry group
2.32%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- EWBC
- 2.32%
- Q1
- 1.20%
- Min
- 0.00%
USB
Banks industry group
3.51%
- Max
- 5.79%
- USB
- 3.51%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both East West Bancorp (EWBC) at 28.52% and U.S. Bancorp (USB) at 40.86% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
EWBC
Banks industry group
28.52%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- EWBC
- 28.52%
- Q1
- 18.98%
- Min
- 0.00%
USB
Banks industry group
40.86%
- Max
- 70.75%
- Q3
- 41.28%
- USB
- 40.86%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | EWBC | USB |
|---|---|---|
| Dividend Yield (TTM) | 2.32% | 3.51% |
| Dividend Payout Ratio (TTM) | 28.52% | 40.86% |
Valuation
P/E Ratio (TTM)
Both East West Bancorp (EWBC) at 12.25 and U.S. Bancorp (USB) at 11.57 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
EWBC
Banks industry group
12.25
- Max
- 18.16
- Q3
- 13.75
- EWBC
- 12.25
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
USB
Banks industry group
11.57
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- USB
- 11.57
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both East West Bancorp (EWBC) in Banks and U.S. Bancorp (USB) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
U.S. Bancorp (USB) at 1.55 is valued about in line with its industry on P/B ratio, while East West Bancorp (EWBC) at 1.95 carries an above-peer premium to book — EWBC is pricier on assets.
EWBC
Banks industry group
1.95
- Max
- 2.28
- EWBC
- 1.95
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
USB
Banks industry group
1.55
- Max
- 2.28
- Q3
- 1.58
- USB
- 1.55
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | EWBC | USB |
|---|---|---|
| P/E Ratio (TTM) | 12.25 | 11.57 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 1.95 | 1.55 |
| Free Cash Flow Yield (TTM) | -- | -- |