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EWBC vs. RF: East West Bancorp vs. Regions Financial Stock Comparison

How do East West Bancorp (EWBC) and Regions Financial (RF) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

East West Bancorp (EWBC) and Regions Financial (RF) are both classified in the Regional Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Company profile comparison for East West Bancorp (EWBC) and Regions Financial (RF)
Profile ItemEWBCRF
NameEast West Bancorp Inc.Regions Financial Corp.
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryRegional BanksRegional Banks
Market Capitalization17.65 billion USD24.06 billion USD
CurrencyUSDUSD
ExchangeNasdaqNYSE
Listing DateFebruary 3, 1999March 17, 1980
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

EWBC
RF
GSPC
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East West Bancorp (EWBC) vs. Regions Financial (RF), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for East West Bancorp (EWBC) and Regions Financial (RF). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for East West Bancorp (EWBC) and Regions Financial (RF). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for East West Bancorp (EWBC) and Regions Financial (RF)
MetricEWBCRF
Total Return (1Y)30.57%22.28%
Total Return (3Y, Annualized)36.90%30.40%
Total Return (5Y, Annualized)12.56%8.09%

Risk Profile

Drawdown History

EWBC
RF
GSPC
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East West Bancorp (EWBC) vs. Regions Financial (RF), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for East West Bancorp (EWBC) and Regions Financial (RF). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for East West Bancorp (EWBC) and Regions Financial (RF)
MetricEWBCRF
Volatility (1Y, Annualized)23.01%23.37%
Beta (5Y)0.981.00
Max Drawdown (5Y)-54.06%-40.99%
Avg. Volume (3M)807.94K9.26M

Risk-Adjusted Performance

Risk-Return Positioning

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EWBC and RF are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for East West Bancorp (EWBC) and Regions Financial (RF)
MetricEWBCRF
Sharpe Ratio (1Y)1.140.77
Sortino Ratio (1Y)1.691.11

Profitability

ROE (TTM)

East West Bancorp (EWBC) at 16.57% sits in the top ROE quartile, while Regions Financial (RF) at 12.38% is closer to the peer norm — stronger capital efficiency for EWBC.

EWBC

Banks industry group

16.57%

Max
19.84%
EWBC
16.57%
Q3
13.67%
Median
11.49%
Q1
9.50%
Min
3.64%

RF

Banks industry group

12.38%

Max
19.84%
Q3
13.67%
RF
12.38%
Median
11.49%
Q1
9.50%
Min
3.64%
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East West Bancorp (EWBC) vs. Regions Financial (RF): A comparison of their ROE against the Banks industry group benchmark.

Net Margin (TTM)

East West Bancorp (EWBC) at 50.06% converts revenue to bottom-line profit above its industry’s benchmark range, while Regions Financial (RF) at 31.29% keeps roughly the typical share for its industry.

EWBC

Banks industry group

50.06%

EWBC
50.06%
Max
47.19%
Q3
35.25%
Median
31.21%
Q1
27.11%
Min
14.93%

RF

Banks industry group

31.29%

Max
47.19%
Q3
35.25%
RF
31.29%
Median
31.21%
Q1
27.11%
Min
14.93%
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East West Bancorp (EWBC) vs. Regions Financial (RF): A comparison of their net margin against the Banks industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for East West Bancorp (EWBC) in Banks and Regions Financial (RF) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for East West Bancorp (EWBC) and Regions Financial (RF)
MetricEWBCRF
ROE (TTM)16.57%12.38%
ROA (TTM)1.76%1.42%
Net Margin (TTM)50.06%31.29%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Both East West Bancorp (EWBC) at 12.86% and Regions Financial (RF) at 6.25% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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East West Bancorp (EWBC) vs. Regions Financial (RF): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both East West Bancorp (EWBC) at 14.29% and Regions Financial (RF) at 19.17% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

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East West Bancorp (EWBC) vs. Regions Financial (RF): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for East West Bancorp (EWBC) and Regions Financial (RF)
MetricEWBCRF
Revenue Growth (YoY)12.86%6.25%
Revenue Growth (3Y CAGR)7.70%1.65%
EPS Growth (YoY)14.29%19.17%
EPS Growth (3Y CAGR)6.33%0.29%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: East West Bancorp (EWBC) in Banks and Regions Financial (RF) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: East West Bancorp (EWBC) in Banks and Regions Financial (RF) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for East West Bancorp (EWBC) and Regions Financial (RF)
MetricEWBCRF
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Regions Financial (RF) at 3.85% delivers top-quartile income for its industry, while East West Bancorp (EWBC) at 2.32% pays a more typical yield — both are credible income propositions, RF the richer one.

EWBC

Banks industry group

2.32%

Max
5.79%
Q3
3.18%
Median
2.39%
EWBC
2.32%
Q1
1.20%
Min
0.00%

RF

Banks industry group

3.85%

Max
5.79%
RF
3.85%
Q3
3.18%
Median
2.39%
Q1
1.20%
Min
0.00%
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East West Bancorp (EWBC) vs. Regions Financial (RF): A comparison of their dividend yield against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

East West Bancorp (EWBC) at 28.52% pays out a band-typical share of earnings, while Regions Financial (RF) at 43.27% distributes more than its industry norm — less retained, thinner cover.

EWBC

Banks industry group

28.52%

Max
70.75%
Q3
41.28%
Median
29.26%
EWBC
28.52%
Q1
18.98%
Min
0.00%

RF

Banks industry group

43.27%

Max
70.75%
RF
43.27%
Q3
41.28%
Median
29.26%
Q1
18.98%
Min
0.00%
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East West Bancorp (EWBC) vs. Regions Financial (RF): A comparison of their payout ratio against the Banks industry group benchmark.

Dividend Metrics

Dividend metrics for East West Bancorp (EWBC) and Regions Financial (RF)
MetricEWBCRF
Dividend Yield (TTM)2.32%3.85%
Dividend Payout Ratio (TTM)28.52%43.27%

Valuation

P/E Ratio (TTM)

Both East West Bancorp (EWBC) at 12.25 and Regions Financial (RF) at 11.10 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

EWBC

Banks industry group

12.25

Max
18.16
Q3
13.75
EWBC
12.25
Median
11.81
Q1
10.64
Min
6.49

RF

Banks industry group

11.10

Max
18.16
Q3
13.75
Median
11.81
RF
11.10
Q1
10.64
Min
6.49
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East West Bancorp (EWBC) vs. Regions Financial (RF): A comparison of their P/E ratio against the Banks industry group benchmark.

P/S Ratio (TTM)

P/S ratio is set aside for both East West Bancorp (EWBC) in Banks and Regions Financial (RF) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

P/B Ratio (MRQ)

Regions Financial (RF) at 1.46 is valued about in line with its industry on P/B ratio, while East West Bancorp (EWBC) at 1.95 carries an above-peer premium to book — EWBC is pricier on assets.

EWBC

Banks industry group

1.95

Max
2.28
EWBC
1.95
Q3
1.58
Median
1.32
Q1
1.10
Min
0.59

RF

Banks industry group

1.46

Max
2.28
Q3
1.58
RF
1.46
Median
1.32
Q1
1.10
Min
0.59
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East West Bancorp (EWBC) vs. Regions Financial (RF): A comparison of their P/B ratio against the Banks industry group benchmark.

Valuation Metrics

Valuation metrics for East West Bancorp (EWBC) and Regions Financial (RF)
MetricEWBCRF
P/E Ratio (TTM)12.2511.10
P/S Ratio (TTM)----
P/B Ratio (MRQ)1.951.46
Free Cash Flow Yield (TTM)----