EWBC vs. PNFP: East West Bancorp vs. Pinnacle Financial Partners Stock Comparison

Company Profile

East West Bancorp (EWBC) and Pinnacle Financial Partners (PNFP) are both classified in the Regional Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

East West Bancorp (EWBC) at 16.57% sits in the top ROE quartile, while Pinnacle Financial Partners (PNFP) at 9.56% is closer to the peer norm — stronger capital efficiency for EWBC.

East West Bancorp (EWBC) at 50.06% retains an above-range share of revenue as profit, while Pinnacle Financial Partners (PNFP) at 25.54% keeps a bottom-quartile share — a wide gap in how much each sales dollar survives to the bottom line.

Neither side reports a meaningful operating margin: for East West Bancorp (EWBC) in Banks and Pinnacle Financial Partners (PNFP) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both East West Bancorp (EWBC) at 12.86% and Pinnacle Financial Partners (PNFP) at 17.76% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Pinnacle Financial Partners (PNFP) at 35.40% sits in the top EPS growth quartile, while East West Bancorp (EWBC) at 14.29% is closer to the peer norm — faster per-share earnings growth for PNFP.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: East West Bancorp (EWBC) in Banks and Pinnacle Financial Partners (PNFP) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: East West Bancorp (EWBC) in Banks and Pinnacle Financial Partners (PNFP) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Both East West Bancorp (EWBC) at 2.32% and Pinnacle Financial Partners (PNFP) at 1.72% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

Both East West Bancorp (EWBC) at 28.52% and Pinnacle Financial Partners (PNFP) at 23.29% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

Dividend Metrics

Valuation

Both East West Bancorp (EWBC) at 12.25 and Pinnacle Financial Partners (PNFP) at 13.47 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

P/S ratio is set aside for both East West Bancorp (EWBC) in Banks and Pinnacle Financial Partners (PNFP) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Pinnacle Financial Partners (PNFP) at 1.10 looks cheap against book in the lower P/B ratio quartile, while East West Bancorp (EWBC) at 1.95 carries a premium in the upper quartile — a clear price-to-book gap.

Valuation Metrics